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4606 Mercado Dr, Sebring, FL 33872 Property Records

Highlands County property record for 4606 Mercado Dr, Sebring, FL 33872

Property Summary

Property TypeTownhouse
Details2 bd · 2 ba · 1,110 sqft · built 1980
Lot Size0.038 acres (1,694 sqft)
OwnerCompany Name on File
Last Sale$70,000 (Oct 2020)
Tax Bill$1,550 (2024)
Deeds & MortgagesJul 2017 Mortgage
Oct 2020 Sale
Flood ZoneZone X (minimal risk)
APNC-04-34-28-134-0000-1040

Property Details

APN / Parcel Number

Primary APNC-04-34-28-134-0000-1040

Interior

Bedrooms2 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Stories1 Story
Building Area1,110 sqft Living Area
1st Floor Area976 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1980
Exterior MaterialStucco
Construction TypeConcrete Block
Roof TypeGable/Hip
Roof MaterialComposition Shingle
Lot Area1,694 sqft (0.038 acres)
PorchOpen Porch
Porch Area252 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air
Heating FuelElectric

Location & Zoning

Street Address4606 MERCADO DR
CitySEBRING
StateFL
Zip33872-2339
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Townhouse
Local Zoning CodeR3NC
Legal DescriptionTHE MERCADO OR 656-PG 453 UNIT 104 + 1/10 INT IN COMMON AREAS BEING PART OF LOTS 8-9-10 BLK 256 OF UNIT 13 SUN N LAKE
Legal Range28E
Legal Township34S
Legal Section04
Legal SubdivisionMERCADO SNL UNIT 13
Legal Block256
Legal Lot Number8-10 9
JurisdictionHIGHLANDS FL
Township / Civil DivisionAVON PARK
Census Block Group3
Census Block3002
Census Tract960503

Owner

Source: Highlands County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordCompany Name on File
Mailing Address4606 MERCADO DR, SEBRING, FL 33872-2339
OccupancyOwner Occupied
Owner TypeCompany
VestingTrust

Deeds, Mortgages & Sale History

DateDocument
Jul 18, 2017Deed of Trust, Mortgage · Conventional Mortgage
WELLS FARGO BANK NA
Oct 8, 2020Warranty Deed, Transfer
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleOct 8, 2020 · Amount on Record
Deed SaleOct 8, 2020 · Amount on Record
Prior SaleOct 7, 2003 · Amount on Record
Deed Document Number2001906
Deed Book / Page2777 / 864
Record UpdatedJun 8, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHIGHLANDS FL
Property Address4606 MERCADO DR, SEBRING, FL 33872-2339
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0001859791
DateJul 18, 2017
Book Page2590/0497
Instrument1859791
Lender
NameWELLS FARGO BANK NA
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2047

October 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHIGHLANDS FL
Recording DateOct 8, 2020
Property Address4606 MERCADO DR, SEBRING, FL 33872-2339
Document Number0002001906
Book / Page002777 / 000864
Instrument DateSep 30, 2020
Instrument2001906
Transaction TypeTransfer
Record UpdatedOct 14, 2020
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$490.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipRevocable Trust
Address4606 MERCADO DR SEBRING FL 338722339, SEBRING, FL 33872-2339

Tax Assessment & Valuation

Source: Highlands County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyHighlands County
Unified School DistrictHighlands County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$121,092 (+23.16%) Land $10,000 Building $111,092$121,092 (+23.16%) Land $10,000 Building $111,092
2024$1,550.00 (+6.9%)
2023$1,450.00 (+8.37%)$98,322 (+15.93%) Land $4,000 Building $94,322$98,322 (+15.93%) Land $4,000 Building $94,322
2022$1,338.00$84,811 Land $4,000 Building $80,811$84,811 Land $4,000 Building $80,811

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 17, 2015 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies6 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSUN N LAKES OF SEBRING WATER
private · serves 7,710 people · EPA ID FL6280274
Water SourceGroundwater
Last State InspectionJan 2026
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting8
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 444 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Xfinity
Cable		1,200 / 35
Verizon
Fixed Wireless		300 / 20

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