4613 Heger Dr, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4613 Heger Dr, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,488 sqft · built 1970
Lot Size	0.202 acres (8,799 sqft)
Owner	Individual Name on File
Last Sale	$250,000 (Dec 2024)
Tax Bill	$3,091 (2025)
Deeds & Mortgages	Sep 2022 Line of Credit Aug 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`582-0010-0038-00`

Property Details

APN / Parcel Number

Primary APN	`582-0010-0038-00`
Alternative APN	`0084457`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,488 sqft Living Area
Gross Area	1,976 sqft
1st Floor Area	988 sqft
Basement Area	988 sqft
Finished Basement	500 sqft
Unfinished Basement	488 sqft

Exterior

Year Built	Built 1970
Effective Year Built	Effective 1970
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	8,799 sqft (0.202 acres)
Lot Dimensions	149 ft deep x 32.4 ft wide
Garage Type	Basement
Parking Spaces	1 Parking Space
Porch	Enclosed Frame Porch
Porch Area	272 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4613 HEGER DR
City	CINCINNATI
State	OH
Zip	45217-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	HEGER DR 32.40 X 149.49 IRR LOT 28 ALPINE HTS SUB
Legal Subdivision	ALPINE HTS SUB
Legal Lot Number	28
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	2
Census Block	2001
Census Tract	25800

Owner

4613 Heger Dr is owned and occupied by an individual who bought it in December 2024.

Source: Hamilton County records, as of January 21, 2026

Owner of Record	Individual Name on File
Mailing Address	4613 HEGER DR, CINCINNATI, OH 45217-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Sep 6, 2022	Deed of Trust, Mortgage · Line of Credit FIFTH THIRD BANK NA
Aug 19, 2020	Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD BK NA
Jun 21, 2018	Affidavit of Death, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 12, 2024 · Amount on File
Deed Sale	Dec 12, 2024 · Amount on File
Prior Sale	Mar 27, 2013 · Amount on File
Deed Document Number	202488774
Deed Book / Page	15311 / 2253
Prior Transfer Date	Jan 3, 1995
Prior Transfer Doc	0000001971
Record Updated	Oct 29, 2026

September 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4613 HEGER DR, CINCINNATI, OH 45217-1411
Transaction Type	Mortgage
Record Updated	Oct 31, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000085195
Date	Sep 6, 2022
Book Page	14745/1446
Instrument	2022-0085195

Lender

Name	FIFTH THIRD BANK NA
Type	Bank
Address	CINCINNATI, OH 45263

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	357 Months
Due	Jun 25, 2052

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4613 HEGER DR, CINCINNATI, OH 45217-1411
Document Number	0000114827
Instrument Date	Aug 19, 2020
Transaction Type	Mortgage
Record Updated	Jan 22, 2021
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 HEGER DR CINCINNATI OH 452171411, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000114827
Date	Nov 2, 2020
Book Page	014287/001090
Instrument	114827

Lender

Name	FIFTH THIRD BK NA
Address	CINCINNATI, OH 45263

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Nov 1, 2050

June 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	HAMILTON OH
Recording Date	Jun 21, 2018
Property Address	4613 HEGER DR, CINCINNATI, OH 45217-1411
Document Number	0000053309
Book / Page	013694 / 002044
Instrument Date	Jun 20, 2018
Instrument	53309
Transaction Type	Transfer
Record Updated	Sep 5, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4613 HEGER DR ST BERNARD OH 452171411, ST BERNARD, OH 45217-1411

Tax Assessment & Valuation

The 2025 property tax bill for 4613 Heger Dr was $3,091, up 30.8% from the year before.

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$3,091.00 (+30.81%)	$50,309 (-) Land $12,355 Building $37,954	$143,740 Land $35,300 Building $108,440
2024	$2,363.00 (-6.19%) Homeowner's exemption	$50,309 (-) Land $12,355 Building $37,954
2023	$2,519.00 (+17.16%) Homeowner's exemption	$50,309 (+39.59%) Land $12,355 Building $37,954	$143,740 Land $35,300 Building $108,440
2022	$2,150.00 Homeowner's exemption	$36,040 Land $9,625 Building $26,415
2020			$102,970 Land $27,500 Building $75,470

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4613 Heger Dr in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2018.

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4613 Heger Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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