4607 Heger Dr, Cincinnati, OH 45217 Property Records

Hamilton County property record for 4607 Heger Dr, Cincinnati, OH 45217

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,459 sqft · built 1971
Lot Size	0.165 acres (7,187 sqft)
Owner	Individual Name on Record
Last Sale	$208,000 (Oct 2022)
Tax Bill	$4,474 (2025)
Deeds & Mortgages	Aug 2026 Mortgage Oct 2025 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`582-0010-0041-00`

Property Details

APN / Parcel Number

Primary APN	`582-0010-0041-00`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,459 sqft Living Area
Gross Area	2,268 sqft
1st Floor Area	1,134 sqft
Basement Area	1,134 sqft
Finished Basement	325 sqft
Unfinished Basement	809 sqft

Exterior

Year Built	Built 1971
Effective Year Built	Effective 1971
Architectural Style	Conventional
Exterior Material	Brick
Construction Type	Brick
Roof Material	Asphalt
Lot Area	7,187 sqft (0.165 acres)
Lot Dimensions	120 ft deep x 60 ft wide
Garage Type	Basement
Garage Area	400 sqft
Parking Spaces	2 Parking Spaces
Patio Area	168 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Baseboard
Heating Fuel	Oil

Location & Zoning

Street Address	4607 HEGER DR
City	CINCINNATI
State	OH
Zip	45217-1411
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	SF10
Legal Description	HEGER DR 60 X 120.79 IRR LOT 31 ALPINE HTS SUB
Legal Subdivision	ALPINE HTS SUB
Legal Lot Number	31
Jurisdiction	HAMILTON OH
Township / Civil Division	ST. BERNARD
Census Block Group	2
Census Block	2001
Census Tract	25800

Owner

Source: Hamilton County records, as of September 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Remainderman

Deeds, Mortgages & Sale History

Date	Document
Aug 26, 2026	Deed of Trust, Mortgage · FHA Mortgage SERVICELINK
Oct 7, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Mar 12, 2025	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Sep 17, 2024	Deed of Trust, Mortgage · FHA Mortgage NEWREZ LLC
Oct 11, 2022	Warranty Deed, Transfer · FHA Mortgage OPTION FINANCIAL LLC
Jul 26, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 11, 2022 · Amount on Record
Deed Sale	Oct 11, 2022 · Amount on Record
Prior Sale	Apr 14, 2004 · Amount on Record
Deed Document Number	202296032
Deed Book / Page	14770 / 707
Prior Transfer Date	Jul 2, 2022
Prior Transfer Doc	0000073485
Record Updated	Oct 29, 2026

August 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Recording Date	Aug 26, 2026
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Document Number	0000069999
Book / Page	15737 / 1367
Instrument Date	Aug 12, 2026
Instrument	202669999
Transaction Type	Mortgage
Record Updated	Sep 24, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000069999,
Date	Aug 26, 2026
Book Page	15737/1367
Instrument	202669999

Lender

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	314 Months
Due	Oct 1, 2052

Interest

Max Rate	-1%

October 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000077944
Date	Oct 7, 2025
Book Page	15516/1848
Instrument	2025-0077944

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	324 Months
Due	Oct 1, 2052

March 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000017407
Date	Mar 12, 2025
Book Page	15371/1628
Instrument	2025-0017407

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	331 Months
Due	Oct 1, 2052

September 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON OH
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000065302
Date	Sep 17, 2024
Book Page	15252/204
Instrument	2024-0065302

Lender

Name	NEWREZ LLC
Type	Mortgage Company
Address	GREENVILLE, SC 29601

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	337 Months
Due	Oct 1, 2052

October 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON OH
Recording Date	Oct 11, 2022
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Document Number	0000096032
Book / Page	14770 / 707
Map Reference	MB 146 PG 59&60
Instrument Date	Sep 26, 2022
Instrument	2022-0096032
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	RIVERTOWNE TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$624.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Right of Survivorship
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Mortgage

Document Number	0000096033
Date	Oct 11, 2022
Instrument	2022-0096033

Lender

Name	OPTION FINANCIAL LLC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

July 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	HAMILTON OH
Recording Date	Jul 26, 2022
Property Address	4607 HEGER DR, CINCINNATI, OH 45217-1411
Document Number	0000073485
Book / Page	14716 / 2467
Map Reference	MB 146 PG 59&60
Instrument Date	Jul 2, 2022
Instrument	2022-0073485
Transaction Type	Transfer
Record Updated	Aug 19, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4607 HEGER DR, CINCINNATI, OH 45217-1411

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 21, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Hamilton County
Municipality	St. Bernard Village
Unified School District	St. Bernard-Elmwood Place City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,474.00 (+4.39%)	$72,800 (-) Land $11,746 Building $61,054	$208,000 (-) Land $33,560 Building $174,440
2024	$4,286.00 (-4.18%)	$72,800 (-) Land $11,746 Building $61,054
2023	$4,473.00 (+63.61%)	$72,800 (+110.61%) Land $11,746 Building $61,054	$208,000 (+110.61%) Land $33,560 Building $174,440
2022	$2,734.00 Homeowner's exemption	$34,567 Land $9,125 Building $25,442
2020			$98,760 Land $26,070 Building $72,690

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 22, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	3 (2018–2026)
Claims Outside the SFHA	3 of 3
Most Recent Claim	Jun 2026 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 90% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CINCINNATI PUBLIC WATER SYSTEM serves 800,000 people · EPA ID OH3102612
Water Source	Surface water
Last State Inspection	Dec 2024
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 255 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
altafiber Network Solutions Fiber	3,000 / 3,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
Starlink Satellite	280 / 30

May also be available: T-Mobile.

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