St. Louis County property record for 4612 W 5th St, Duluth, MN 55807
| Property Type | Residential Multi-Family (5+ Units) |
|---|---|
| Details | 5 bd · 2.25 ba · 1,700 sqft · built 1926 |
| Lot Size | 0.106 acres (4,620 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $330,000 (Aug 2025) |
| Tax Bill | $2,630 (2026) |
| Deeds & Mortgages | Jun 2026 Mortgage Feb 2024 Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 010-1940-02140 |
| Primary APN | 010-1940-02140 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 5 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 12 Rooms |
| Stories | 1 Story |
| Building Area | 1,700 sqft Gross Area |
| 1st Floor Area | 1,150 sqft |
| Basement Area | 400 sqft |
| Finished Basement | 400 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1926 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Bungalow |
| Exterior Material | Brick |
| Construction Type | Frame |
| Roof Type | Gable |
| Lot Area | 4,620 sqft (0.106 acres) |
| Garage Area | 240 sqft |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Porch |
| Porch Area | 64 sqft |
| Deck Area | 63 sqft |
| Sauna | Sauna |
| Cooling System | Central |
|---|---|
| Heating System | Baseboard |
| Heating Fuel | Gas |
| Account Number | 1185889 |
|---|---|
| Street Address | 4612 W 5TH ST |
| City | DULUTH |
| State | MN |
| Zip | 55807-2005 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Residential Multi-Family (5+ Units) |
| Legal Description | LOT: 0009 BLOCK:012 SERIAL # |
| Legal Subdivision | GRAND CENTRAL DIV OF DULUTH |
| Legal Block | 12 |
| Legal Lot Number | 9 |
| Jurisdiction | ST LOUIS MN |
| Township / Civil Division | DULUTH |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 15800 |
Source: St. Louis County records, as of August 17, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jun 30, 2026 | Deed of Trust, Mortgage · VA Mortgage AMERIHOME MORTGAGE COMPANY LLC |
| Feb 1, 2024 | Deed of Trust, Mortgage NORTH SHORE BANK OF COMMERCE |
| Jan 8, 2024 | Deed of Trust, Mortgage · Stand-Alone Second Mortgage NORTH SHORE BANK OF COMMERCE |
| Dec 12, 2023 | Warranty Deed, Transfer NORTH SHORE BANK OF COMMERCE |
| May 11, 2017 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Aug 4, 2025 · Amount on Record |
| Deed Sale | Aug 4, 2025 · Amount on Record |
| Prior Sale | Dec 12, 2023 · Amount on Record |
| Deed Document Number | 20251092760 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Jun 30, 2026 |
| Property Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Document Number | 0001103014 |
| Instrument Date | Jun 12, 2026 |
| Instrument | 20261103014 |
| Transaction Type | Mortgage |
| Record Updated | Jul 13, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Document Number | 0001103014, |
|---|---|
| Date | Jun 30, 2026 |
| Instrument | 20261103014 |
| Name | AMERIHOME MORTGAGE COMPANY LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jul 1, 2056 |
| Rate | 6.36% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Transaction Type | Mortgage |
| Record Updated | Feb 22, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2478 SMITH RIVER RD, DULUTH, MN 55804-9623 |
| Document Number | 0001482496 |
|---|---|
| Date | Feb 1, 2024 |
| Instrument | 1482496 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Amount | Amount Recorded |
|---|---|
| Term | 58 Months |
| Due | Nov 30, 2028 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Property Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Transaction Type | Mortgage |
| Record Updated | Jan 26, 2024 |
| Name | Verified Name |
|---|---|
| Address | 2478 SMITH RIVER RD, DULUTH, MN 55804-9623 |
| Document Number | 0001075961 |
|---|---|
| Date | Jan 8, 2024 |
| Instrument | 1075961 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Type | Stand-Alone Second Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 59 Months |
| Due | Nov 30, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | Dec 12, 2023 |
| Property Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Document Number | 0001075164 |
| Instrument Date | Nov 30, 2023 |
| Instrument | 1075164 |
| Transaction Type | Transfer |
| Record Updated | Jan 22, 2024 |
| Title Company | THE TITLE TEAM NORTH SHORE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $940.17 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 6002 W 8TH ST, DULUTH, MN 55807-1265 |
| Document Number | 0001075165 |
|---|---|
| Date | Dec 12, 2023 |
| Instrument | 1075165 |
| Name | NORTH SHORE BANK OF COMMERCE |
|---|---|
| Type | Bank |
| Address | DULUTH, MN 55816 |
| Amount | Amount Recorded |
|---|---|
| Term | 60 Months |
| Due | Nov 30, 2028 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST LOUIS MN |
| Recording Date | May 11, 2017 |
| Property Address | 4612 W 5TH ST, DULUTH, MN 55807-2005 |
| Document Number | 000T984768 |
| Instrument Date | May 8, 2017 |
| Instrument | T984768 |
| Transaction Type | Transfer |
| Record Updated | Jun 21, 2017 |
| Title Company | STEWART TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $468.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 4612 W 5TH ST DULUTH MN 558072005, DULUTH, MN 55807-2005 |
| Document Number | T984769 |
|---|---|
| Date | May 11, 2017 |
| Instrument | T984769 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | May 10, 2047 |
Source: St. Louis County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | St. Louis County |
| Municipality | Duluth City |
| Unified School District | Duluth Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,630.00 (-27.15%) Homeowner's exemption | ||
| 2025 | $3,610.00 (+65.75%) | $293,700 (+37.05%) Land $11,900 Building $281,800 | $293,700 (+37.05%) Land $11,900 Building $281,800 |
| 2024 | $214,300 (+30.43%) Land $12,700 Building $201,600 | $214,300 (+30.43%) Land $12,700 Building $201,600 | |
| 2023 | $2,178.00 Homeowner's exemption | ||
| 2022 | $164,300 (+24%) Land $11,700 Building $152,600 | $164,300 (+24%) Land $11,700 Building $152,600 | |
| 2021 | $132,500 Land $9,500 Building $123,000 | $132,500 Land $9,500 Building $123,000 |
Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective March 24, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 92% of Minnesota |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Duluth serves 86,859 people · EPA ID MN1690011 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2025 |
| Lead | 8 ppb (2023–2025) action level 15 ppb |
| Water Quality | Turbidity resolved · Oct 2017 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| Airfiber Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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