4609 W 5th St, Duluth, MN 55807 Property Records

St. Louis County property record for 4609 W 5th St, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details3 bd · 1.5 ba · 1,372 sqft · built 1925
Lot Size0.106 acres (4,620 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (May 2024)
Tax Bill$3,146 (2026)
Deeds & MortgagesDec 2020 Mortgage
Flood ZoneZone X (minimal risk)
APN010-1940-00350

Property Details

APN / Parcel Number

Primary APN010-1940-00350
Alternative APNs
  • 1166653
  • 955987

Interior

Bedrooms3 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Total Rooms6 Rooms
Stories2 Stories
Building Area1,372 sqft Gross Area
1st Floor Area722 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1925
Effective Year BuiltEffective 1975
Exterior MaterialMetal
Construction TypeFrame
Lot Area4,620 sqft (0.106 acres)
Garage Area480 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchPatio
Porch Area144 sqft
Deck Area24 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C
Heating FuelGas

Location & Zoning

Account Number1166653
Street Address4609 W 5TH ST
CityDULUTH
StateMN
Zip55807-2004
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT: 0015 BLOCK:002 SERIAL #
Legal SubdivisionGRAND CENTRAL DIVISION
Legal Block2
Legal Lot Number15
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group5
Census Block5003
Census Tract15800

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4607 W 5TH ST, DULUTH, MN 55807-2004
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 31, 2024 · Amount on Record
Deed SaleMay 31, 2024 · Amount on Record
Prior SaleAug 19, 2013
Deed Document Number20241079860
Prior Transfer DateAug 5, 2013
Prior Transfer Doc000T934953
Record UpdatedSep 20, 2026

December 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionST LOUIS MN
Property Address4609 W 5TH ST, DULUTH, MN 55807-2004
Document Number00T1033971
Instrument DateDec 9, 2020
Transaction TypeMortgage
Record UpdatedJan 11, 2021
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 W 5TH ST DULUTH MN 558072004, DULUTH, MN 55807-2004

Mortgage

Document Number00T1033971
DateDec 18, 2020
InstrumentT1033971
Lender
NameMR COOPER
AddressCOPPELL, TX 75019
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueDec 17, 2050

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,146.00 (-6.59%) Homeowner's exemption
2025$3,368.00 (+13.1%)$269,000 (+9.89%) Land $11,900 Building $257,100$269,000 (+9.89%) Land $11,900 Building $257,100
2024$2,978.00$244,800 (+2%) Land $12,700 Building $232,100$244,800 (+2%) Land $12,700 Building $232,100
2022$204,000 Land $11,700 Building $192,300$204,000 Land $11,700 Building $192,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 92% of Minnesota
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 325 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

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