St. Clair County property record for 4612 Smith Rd, Kimball, MI 48074
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 3,550 sqft · built 1985 |
| Lot Size | 1.39 acres (60,766 sqft) |
| Owner | Individual Name on File |
| Last Sale | $241,500 (May 2026) |
| Tax Bill | $3,517 (2025) |
| Deeds & Mortgages | Mar 2023 Mortgage May 2026 Sale & Mortgage + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 74-25-745-0059-000 |
| Primary APN | 74-25-745-0059-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 2 Stories |
| Building Area | 3,550 sqft Living Area |
| 1st Floor Area | 1,555 sqft |
| Basement Area | 155 sqft |
| Unfinished Basement | 155 sqft |
| Year Built | Built 1985 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Roof Type | Mansard |
| Roof Material | Composition Shingle |
| Lot Area | 60,766 sqft (1.39 acres) |
| Lot Dimensions | 620 ft deep x 98 ft wide |
| Garage Area | 440 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Porch |
| Porch Area | 24 sqft |
| Patio Area | 190 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Street Address | 4612 SMITH RD |
|---|---|
| City | KIMBALL |
| State | MI |
| Zip | 48074-2127 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 RES |
| Legal Description | E'LY 90' OF W'LY 204.4' OF LOT 14 BLOCK 6 URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORDED IN LIBER 14 |
| Legal Subdivision | URBANREST SUBDIVISION |
| Legal Block | 6 |
| Legal Lot Number | 14 |
| Legal Unit | 14 |
| Jurisdiction | SAINT CLAIR MI |
| Township / Civil Division | KIMBALL |
| Census Block Group | 2 |
| Census Block | 2010 |
| Census Tract | 634600 |
4612 Smith Rd is owned and occupied by an individual who bought it in May 2026.
Source: St. Clair County records, as of September 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 425 LATHROP ST, ALGONAC, MI 48001-1690 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Unmarried Man |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 27, 2023 | Deed of Trust, Mortgage · Conventional Mortgage MORTGAGE CENTER |
| May 15, 2026 | Warranty Deed, Transfer · Conventional Mortgage DFCU FINANCIAL |
| Apr 4, 2024 | Warranty Deed, Transfer · Conventional Mortgage UNION HOME MORTGAGE CORP |
| Oct 6, 2022 | Intrafamily Transfer, Transfer |
| Nov 16, 2020 | Deed of Trust, Mortgage · Line of Credit ADVIA CU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | May 15, 2026 · Amount on File |
| Deed Sale | May 15, 2026 · Amount on File |
| Prior Sale | Apr 4, 2024 · Amount on File |
| Deed Document Number | 20269903 |
| Deed Book / Page | 5924 / 492 |
| Prior Transfer Date | Oct 6, 2022 |
| Prior Transfer Doc | 0005567814 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Transaction Type | Mortgage |
| Record Updated | May 27, 2026 |
| Name | Verified Name |
|---|---|
| Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Document Number | 0005608447 |
|---|---|
| Date | Mar 27, 2023 |
| Book Page | 5608/447 |
| Instrument | 2023004864 |
| Name | MORTGAGE CENTER |
|---|---|
| Type | Mortgage Company |
| Address | SOUTHFIELD, MI 48076 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2053 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | May 15, 2026 |
| Property Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Document Number | 0005924492 |
| Book / Page | 5924 / 492 |
| Instrument Date | Mar 31, 2026 |
| Instrument | 20269903 |
| Transaction Type | Transfer |
| Record Updated | Aug 25, 2026 |
| Title Company | LIBERTY TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $182,936.25 |
| Amount Accuracy | Calculated from Transfer Tax |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 425 LATHROP ST, ALGONAC, MI 48001-1690 |
| Document Number | 0000009904, |
|---|---|
| Date | May 15, 2026 |
| Instrument | 20269904 |
| Name | DFCU FINANCIAL |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2056 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 5.75% |
| Initial Type | Adjustable Rate |
| Adjustable | Adjustable Rate Rider |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Apr 4, 2024 |
| Property Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Document Number | 0005702877 |
| Book / Page | 5702 / 877 |
| Map Reference | LB 14 OF PLS PG 131 |
| Instrument Date | Mar 22, 2024 |
| Instrument | 2024005754 |
| Transaction Type | Transfer |
| Record Updated | May 1, 2024 |
| Title Company | NOT AVAILABLE, HURON TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Tax | $1,500.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Name | Verified Name |
|---|---|
| Address | 42533 GREEN VALLEY DR APT 7-210, 7-210, CLINTON TWP, MI 48038-3694 |
| Document Number | 2024006304 |
|---|---|
| Date | Apr 4, 2024 |
| Instrument | 2024006304 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Number | 0005704179 |
|---|---|
| Date | Apr 9, 2024 |
| Book Page | 5704/179 |
| Instrument | 2024006304 |
| Name | UNION HOME MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Address | 8241 DOW CIR, STRONGSVILLE, OH 44136 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 1, 2054 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Recording Date | Oct 6, 2022 |
| Property Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Document Number | 0005567814 |
| Book / Page | 5567 / 814 |
| Map Reference | LB 14 PG 131-135 |
| Instrument Date | Oct 6, 2022 |
| Instrument | 2022022970 |
| Transaction Type | Transfer |
| Record Updated | Oct 19, 2022 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4612 SMITH RD, 4612, KIMBALL, MI 48074-2127 |
| Name | Verified Name |
|---|---|
| Address | 4382 WALL RD, PORT HURON, MI 48060-2448 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAINT CLAIR MI |
| Property Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|---|
| Address | 4612 SMITH RD, KIMBALL, MI 48074-2127 |
| Document Number | 0052730297 |
|---|---|
| Date | Nov 16, 2020 |
| Book Page | 5273/297 |
| Instrument | 2020028850 |
| Name | ADVIA CU |
|---|---|
| Type | Credit Union |
| Address | KALAMAZOO, MI 49004 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Nov 15, 2040 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 4612 Smith Rd was $3,517 with a homeowner's exemption, up 49% from the year before.
Source: St. Clair County assessment roll, as of September 17, 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | St. Clair County |
| County Subdivision | Kimball Township |
| Unified School District | Port Huron Area School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $135,900 (+2.88%) | $271,800 | |
| 2025 | $3,517.00 (+48.96%) Homeowner's exemption | $132,100 | |
| 2024 | $2,361.00 | $264,200 | |
| 2023 | $129,600 | ||
| 2022 | $2,351.00 | $259,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 4612 Smith Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 20, 2022
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 4612 Smith Rd is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 85% of Michigan |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 47 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
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