4597 Smith Rd, Kimball (Smiths Creek), MI 48074 Property Records

St. Clair County property record for 4597 Smith Rd, Kimball, MI 48074

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,640 sqft · built 1991
Lot Size	5.67 acres (247,247 sqft)
Owner	2 Individual Names on File
Tax Bill	$1,416 (2025)
Deeds & Mortgages	May 2022 Line of Credit Apr 2020 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`74-25-745-0080-000`

Property Details

APN / Parcel Number

Primary APN	`74-25-745-0080-000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Building Area	1,640 sqft Living Area
1st Floor Area	1,640 sqft
Basement Area	1,740 sqft
Unfinished Basement	1,740 sqft

Exterior

Year Built	Built 1991
Effective Year Built	Effective 1991
Architectural Style	Ranch
Exterior Material	Wood Siding
Roof Type	Mansard
Roof Material	Composition Shingle
Lot Area	247,247 sqft (5.67 acres)
Lot Dimensions	469 ft deep x 587 ft wide
Garage Area	972 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	20 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Street Address	4597 SMITH RD
City	KIMBALL
State	MI
Zip	48074-2131
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1 RES
Legal Description	PART OF LOTS 4 & 5 BLOCK 7 DESC AS: BEG AT NE COR LOT 4, TH S 618.70', TH S 88D 46M 43S W 603.20', TH N 319.17', TH N 88D 49M 22S E 403.20', TH N 300', TH N 88D 49M 22S E 200' TO BEG URBANREST SUBDIVISION OF THE FISH FARM ACCORDING TO THE PLAT RECORD
Legal Subdivision	TO BEG URBANREST SUBDIVISION
Legal Block	7
Legal Lot Number	4-5
Legal Unit	4,4
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	KIMBALL
Census Block Group	2
Census Block	2011
Census Tract	634600

Owner

Source: St. Clair County records · APN 74-25-745-0080-000

Assessment roll updated October 7, 2025 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4597 SMITH RD, KIMBALL, MI 48074-2131
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 03, 2022	Deed of Trust, Mortgage · Line of Credit ADVIA CU
Apr 27, 2020	Deed of Trust, Mortgage · Conventional Mortgage AMERIFIRST FINANCIAL CORP
Apr 04, 2017	Warranty Deed, Transfer AMERIFIRST FIN'L

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	Mar 24, 2017
Transfer Doc	004816/477
Record Updated	Jun 08, 2026

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4597 SMITH RD, KIMBALL, MI 48074-2131
Transaction Type	Mortgage
Record Updated	Jun 16, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4597 SMITH RD, KIMBALL, MI 48074-2131

Mortgage

Document Number	0005517467
Date	May 03, 2022
Book Page	5517/467
Instrument	2022011181

Lender

Name	ADVIA CU
Type	Credit Union
Address	KALAMAZOO, MI 49009

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	240 Months
Due	May 02, 2042

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAINT CLAIR MI
Property Address	4597 SMITH RD, KIMBALL, MI 48074-2131
Transaction Type	Mortgage
Record Updated	Feb 05, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0051780638
Date	Apr 27, 2020
Book Page	5178/638
Instrument	2020010111

Lender

Name	AMERIFIRST FINANCIAL CORP
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2050

April 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Apr 04, 2017
Property Address	4597 SMITH RD, KIMBALL, MI 48074-2131
Document Number	0048150572
Book / Page	004815 / 000572
Instrument Date	Mar 24, 2017
Transaction Type	Transfer
Record Updated	Apr 24, 2017
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Tax	$171.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1040 BANCROFT ST PORT HURON MI 480606243, PORT HURON, MI 48060-6243

Mortgage

Document Number	48150573
Date	Apr 04, 2017
Book Page	004815/000573

Lender

Name	AMERIFIRST FIN'L
Type	Funding / Finance Company
Address	PORTAGE, MI 49002

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Apr 03, 2047

Tax Assessment & Valuation

Source: St. Clair County records · Assessment roll updated October 7, 2025 · Last verified April 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
County Subdivision	Kimball Township
Unified School District	Port Huron Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,416.00 (-46.93%) Homeowner's exemption	$106,700 (+3.69%)
2024	$2,668.00 (+10.2%)		$213,400 (+3.69%)
2023		$102,900
2022	$2,421.00		$205,800

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of July 20, 2022 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Wildfire

Wildfire Risk	Low lower than 80% of the US · above 51% of Michigan
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30

May also be available: Verizon.

Based on FCC filings for 64 locations within half a mile of this property.

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