Tioga County and Nichols Town property record for 4612 E River Rd, Nichols, NY 13812
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,288 sqft · built 1965 |
| Lot Size | 0.241 acres (10,509 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $2,840 (2026) |
| Deeds & Mortgages | Nov 2023 Refinance Nov 2019 Refinance |
| Flood Zone | Zone X (minimal risk) |
| APN | 492889 138.00-1-7 |
| Primary APN | 492889 138.00-1-7 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,288 sqft Living Area |
| 1st Floor Area | 1,288 sqft |
| Year Built | Built 1965 |
|---|---|
| Effective Year Built | Effective 1965 |
| Architectural Style | Ranch |
| Exterior Material | Wood |
| Lot Area | 10,509 sqft (0.241 acres) |
| Lot Dimensions | 113 ft deep x 93 ft wide |
| Garage Type | Basement |
| Heating System | Forced Air with A/C |
|---|---|
| Heating Fuel | Wood |
| Sewer | Septic |
| Water Source | Well |
| Account Number | 00000000343 |
|---|---|
| Street Address | 4612 E RIVER RD |
| City | NICHOLS |
| State | NY |
| Zip | 13812-3312 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | ZONE |
| Legal Description | IRREGULAR |
| Legal Block | 1 |
| Legal Lot Number | 7.000 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | NICHOLS |
| Census Block Group | 5 |
| Census Block | 5004 |
| Census Tract | 20600 |
Source: Tioga County and Nichols Town records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4612 E RIVER RD, NICHOLS, NY 13812-3312 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Nov 6, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK |
| Nov 6, 2019 | Deed of Trust, Mortgage · Stand-Alone Refinance TIOGA STATE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 4612 E RIVER RD, NICHOLS, NY 13812-3312 |
| Transaction Type | Mortgage |
| Record Updated | Nov 28, 2023 |
| Name | Verified Name |
|---|
| Document Number | 2023000004124 |
|---|---|
| Date | Nov 6, 2023 |
| Instrument | 20230-00004124 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 121 Months |
| Due | Dec 1, 2033 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 4612 E RIVER RD, NICHOLS, NY 13812-3312 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 19000004509 |
|---|---|
| Date | Nov 6, 2019 |
| Instrument | 190-00004509 |
| Name | TIOGA STATE BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 61 Months |
| Due | Dec 1, 2024 |
Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Nichols Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,840.00 (+0.42%) Homeowner's exemption Senior Citizen's exemption | ||
| 2025 | $2,828.00 (+190.95%) | $20,400 (-) Land $2,000 Building $18,400 | $117,376 (+20.83%) Land $11,507 Building $105,869 |
| 2023 | $20,400 Land $2,000 Building $18,400 | $97,143 Land $9,524 Building $87,619 | |
| 2019 | $972.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 100 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 8 (1996–2011) |
| Claims Outside the SFHA | 2 of 8 |
| Most Recent Claim | Sep 2011 · Remnants Of Tropical Storm Lee |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Zeta Broadband Fiber | 5,000 / 5,000 |
| Fiberspark Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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