4434 E River Rd, Nichols, NY 13812 Property Records

Tioga County and Nichols Town property record for 4434 E River Rd, Nichols, NY 13812

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,842 sqft · built 1960
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Company Names on Record
Tax Bill	$3,871 (2026)
Deeds & Mortgages	Jul 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`492889 138.00-1-5`

Property Details

APN / Parcel Number

Primary APN	`492889 138.00-1-5`
Alternative APNs	`288913800000010050000000` `00000000436`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,842 sqft Living Area
1st Floor Area	1,032 sqft
Upper Floors Area	810 sqft

Exterior

Year Built	Built 1960
Effective Year Built	Effective 1960
Architectural Style	Cape Cod
Exterior Material	Aluminum/Vinyl
Lot Area	39,204 sqft (0.9 acres)
Lot Dimensions	135 ft deep x 246 ft wide
Porch	Slab
Porch Area	96 sqft
Shed	1 Shed

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Oil
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	00000000436
Street Address	4434 E RIVER RD
City	NICHOLS
State	NY
Zip	13812-3308
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	ZONE
Legal Block	1
Legal Lot Number	5.000
Jurisdiction	TIOGA NY
Township / Civil Division	NICHOLS
Census Block Group	5
Census Block	5002
Census Tract	20600

Owner

Source: Tioga County and Nichols Town records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	4434 E RIVER RD, NICHOLS, NY 13812-3308
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Transfer Date	Jul 17, 2019
Transfer Doc	0000002732
Record Updated	Oct 29, 2026

July 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	TIOGA NY
Recording Date	Jul 18, 2019
Property Address	4434 E RIVER RD, NICHOLS, NY 13812-3308
Document Number	2019000002732
Instrument Date	Jul 17, 2019
Instrument	20190-00002732
Transaction Type	Transfer
Record Updated	May 10, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4434 E RIVER RD, NICHOLS, NY 13812-3308

Tax Assessment & Valuation

Source: Tioga County and Nichols Town assessment roll, as of May 15, 2026

Property Jurisdictions

Type	Name
State	New York
County	Tioga County
County Subdivision	Nichols Town
Unified School District	Owego-Apalachin Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,871.00 (+0.47%) Homeowner's exemption
2025	$3,853.00 (+190.79%)	$27,800 (-) Land $2,800 Building $25,000	$159,954 (+20.83%) Land $16,110 Building $143,844
2023		$27,800 Land $2,800 Building $25,000	$132,381 Land $13,333 Building $119,048
2019	$1,325.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 100 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	8 (1996–2011)
Claims Outside the SFHA	2 of 8
Most Recent Claim	Sep 2011 · Remnants Of Tropical Storm Lee
Claims by Event	Remnants Of Tropical Storm Lee, Sep 2011 · 4 claims Severe Storms And Flooding, Jun 2006 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 11 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Zeta Broadband Fiber	5,000 / 5,000
Fiberspark Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20