4610 Crystal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4610 Crystal St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,707 sqft · built 1948
Lot Size	0.067 acres (2,919 sqft)
Owner	2 Company Names on File
Last Sale	$677,000 (Oct 2014)
Tax Bill	$10,580 (2025)
Deeds & Mortgages	Apr 2022 Line of Credit Apr 2022 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`034-032-23`

Property Details

APN / Parcel Number

Primary APN	`034-032-23`
Alternative APN	`034-032-23-000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,707 sqft Living Area
Gross Area	1,922 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1948
Effective Year Built	Effective 2025
Architectural Style	Bungalow
Exterior Material	Wood Siding
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	2,919 sqft (0.067 acres)
Garage Type	Attached
Garage Area	215 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4610 CRYSTAL ST
City	CAPITOLA
State	CA
Zip	95010-3816
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL 01
Legal Lot Number	6
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Company Names on File
Mailing Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Family Trust

Deeds, Mortgages & Sale History

Date	Document
Apr 28, 2022	Intrafamily Transfer, Transfer · Line of Credit BAY FCU
Apr 29, 2022	Intrafamily Transfer, Transfer FIRST AMERICAN TITLE COMPANY
Jan 20, 2022	Deed of Trust, Mortgage · Conventional Mortgage GUARANTEED RATE INC
Jan 15, 2021	Affidavit of Death, Transfer ATTORNEY ONLY
Apr 29, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Oct 6, 2014 · Amount on File
Deed Sale	Oct 6, 2014 · Amount on File
Deed Document Number	201433437
Prior Transfer Date	Nov 24, 1993
Prior Transfer Doc	0000089103
Record Updated	Oct 29, 2026

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 28, 2022
Property Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Document Number	0000013603
Map Reference	MB 18 PG 40
Instrument Date	Apr 21, 2022
Instrument	2022-0013603
Transaction Type	Transfer
Record Updated	May 10, 2022
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816

Mortgage

Document Number	0000013604
Date	Apr 28, 2022
Instrument	2022-0013604

Lender

Name	BAY FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	302 Months
Due	Jun 15, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2022
Property Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Document Number	0000013733
Map Reference	MB 18 PG 40
Instrument Date	Apr 21, 2022
Instrument	2022-0013733
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Trust
Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CRUZ CA
Property Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Transaction Type	Mortgage
Record Updated	Feb 2, 2022
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816

Mortgage

Document Number	0000001936
Date	Jan 20, 2022
Instrument	2022-0001936

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company
Address	CHICAGO, IL 60613

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2052

January 2021: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SANTA CRUZ CA
Recording Date	Jan 15, 2021
Property Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Document Number	0000002510
Instrument Date	Jul 1, 2020
Instrument	2510
Transaction Type	Transfer
Record Updated	Feb 3, 2021
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4610 CRYSTAL ST CAPITOLA CA 950103816, CAPITOLA, CA 95010-3816

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 29, 2020
Property Address	4610 CRYSTAL ST, CAPITOLA, CA 95010-3816
Document Number	0000014814
Instrument Date	Apr 22, 2020
Instrument	14814
Transaction Type	Transfer
Record Updated	May 14, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Personal Trust
Address	4610 CRYSTAL ST CAPITOLA CA 950103816, CAPITOLA, CA 95010-3816

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,107,268 (+36.09%) Land $580,948 Building $526,320
2025	$10,580.00 (+10.04%) Homeowner's exemption	$813,653 (+4.04%) Land $569,557 Building $244,096
2023	$9,615.00 (+1.26%) Homeowner's exemption	$782,057 Land $547,440 Building $234,617	$948,960
2022	$9,495.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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