4570 Crystal St, Capitola, CA 95010 Property Records

Santa Cruz County property record for 4570 Crystal St, Capitola, CA 95010

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,287 sqft · built 1946
Lot Size	0.074 acres (3,223 sqft)
Owner	2 Individual Names on Record
Last Sale	$1,425,000 (Jul 2024)
Tax Bill	$13,019 (2025)
Deeds & Mortgages	Apr 2023 Sale & Mortgage May 2022 Transfer
Flood Zone	Zone X (minimal risk)
APN	`034-032-04`

Property Details

APN / Parcel Number

Primary APN	`034-032-04`
Alternative APN	`034-032-04-000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	4 Rooms
Building Area	1,287 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 2020
Construction Type	Wood
Roof Material	Composition Shingle
Lot Area	3,223 sqft (0.074 acres)
Garage Type	Carport
Garage Area	240 sqft
Carport	Carport
Carport Area	240 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	4570 CRYSTAL ST
City	CAPITOLA
State	CA
Zip	95010-3814
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	OPAL SUB 1 FAIRVIEW TRACT
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	SANTA CRUZ
Census Block Group	1
Census Block	1009
Census Tract	121701

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4570 CRYSTAL ST, CAPITOLA, CA 95010-3814
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 5, 2023	Grant Deed, Transfer · Conventional Mortgage ACADEMY MORTGAGE CORP
May 2, 2022	Intrafamily Transfer, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 12, 2024 · Amount on Record
Deed Sale	Jul 12, 2024 · Amount on Record
Prior Sale	Apr 5, 2023 · Amount on Record
Deed Document Number	202413141
Transfer Doc	0000013903
Record Updated	Sep 20, 2026

April 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 5, 2023
Property Address	4570 CRYSTAL ST, CAPITOLA, CA 95010-3814
Document Number	0000005945
Map Reference	MB 18 PG 40
Instrument Date	Mar 29, 2023
Instrument	2023-0005945
Transaction Type	Transfer
Record Updated	Apr 19, 2023
Title Company	FIRSTAMERICAN TITLE COMPANY, FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,155.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	4570 CRYSTAL ST, CAPITOLA, CA 95010-3814

Mortgage

Document Number	0000005946
Date	Apr 5, 2023
Instrument	2023-0005946

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2053

May 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	May 2, 2022
Property Address	4570 CRYSTAL ST, CAPITOLA, CA 95010-3814
Document Number	0000013904
Map Reference	MB 18 PG 40
Instrument Date	Apr 19, 2022
Instrument	2022-0013904
Transaction Type	Transfer
Record Updated	May 17, 2022

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	2250 VALLEY FALLS WAY, HENDERSON, NV 89052-7165

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Capitola City
Secondary School District	Santa Cruz City High School District (9-12) (09 - 12)
Elementary School District	Soquel Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$1,048,968 (+2%) Land $734,278 Building $314,690
2025	$13,019.00 (+626.1%) Homeowner's exemption	$1,028,400 (+1,512.52%) Land $719,880 Building $308,520
2023	$1,793.00 (+3.7%) Homeowner's exemption	$63,776 Land $19,968 Building $43,808	$922,860
2022	$1,729.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOQUEL CREEK WATER DISTRICT serves 40,962 people · EPA ID CA4410017
Water Source	Purchased surface water from several systems
Last State Inspection	Jun 2023
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 892 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, GeoLinks, Xfinity.

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