4610 Berta Rd, Memphis, TN 38109 Property Records

Shelby County property record for 4610 Berta Rd, Memphis, TN 38109

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,684 sqft · built 1963
Lot Size0.231 acres (10,050 sqft)
OwnerIndividual Name on Record
Last Sale$81,000 (Oct 2010)
Tax Bill$938 (2025)
Deeds & MortgagesMay 2023 Mortgage
Aug 2019 Loan Modification
Flood ZoneZone X (minimal risk)
APN07-6073-0-0052

Property Details

APN / Parcel Number

Primary APN07-6073-0-0052

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures6 Plumbing Fixtures
Total Rooms7 Rooms
Stories1 Story
Building Area1,684 sqft Living Area
1st Floor Area1,684 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1963
Effective Year BuiltEffective 1963
Architectural StyleTraditional
Exterior MaterialBrick Veneer
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area10,050 sqft (0.231 acres)
Lot Dimensions150 ft deep x 67 ft wide
PorchOpen Porch
Porch Area120 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
Heating FuelGas

Location & Zoning

Street Address4610 BERTA RD
CityMEMPHIS
StateTN
Zip38109-5906
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR-10
Legal DescriptionSEE MAP 213 B
Legal SubdivisionWHITECAP TERRACE
Legal Lot Number187
JurisdictionSHELBY TN
Township / Civil Division9
Census Block Group1
Census Block1007
Census Tract22322

Owner

Source: Shelby County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4610 BERTA RD, MEMPHIS, TN 38109-5906
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 16, 2023Deed of Trust, Mortgage · FHA Mortgage
TENNESSEE HOUSING DEVELOPMENT AGENCY
Aug 26, 2019Loan Modification, Mortgage · FHA Mortgage
HOUSING & CMNTY DEV DEPT

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 27, 2010 · Amount on Record
Deed SaleOct 27, 2010 · Amount on Record
Prior SaleSep 2, 1999 · Amount on Record
Deed Document Number2010112749
Prior Transfer DateAug 27, 1999
Prior Transfer Doc0000JR9951
Record UpdatedOct 29, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSHELBY TN
Property Address4610 BERTA RD, MEMPHIS, TN 38109-5906
Transaction TypeMortgage
Record UpdatedMay 24, 2023

Transferred To (Grantee/Buyer)

NameVerified Name
Address4610 BERTA RD, MEMPHIS, TN 38109-5906

Mortgage

Document Number0023038275
DateMay 16, 2023
Instrument23038275
Lender
NameTENNESSEE HOUSING DEVELOPMENT AGENCY
TypeGovernment Agency
AddressNASHVILLE, TN 37243
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term479 Months
DueApr 1, 2063

August 2019: Loan Modification, Mortgage

Document TypeLoan Modification
JurisdictionSHELBY TN
Property Address4610 BERTA RD, MEMPHIS, TN 38109-5906
Document Number0000120633
Instrument DateAug 26, 2019
Transaction TypeMortgage
Record UpdatedNov 28, 2019
Title CompanyNOT AVAILABLE

Transferred To (Grantee/Buyer)

NameVerified Name
Address4610 BERTA RD MEMPHIS TN 381095906, MEMPHIS, TN 38109-5906

Mortgage

Document Number0000120633
DateNov 19, 2019
Instrument120633
Lender
NameHOUSING & CMNTY DEV DEPT
TypeConstruction/Development Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term240 Months
DueNov 18, 2039
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

Source: Shelby County assessment roll, as of June 2, 2026

Property Jurisdictions

TypeName
StateTennessee
CountyShelby County
MunicipalityMemphis City
Unified School DistrictShelby County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$938.00 (+19.19%)$34,875 (+50.16%) Land $3,875 Building $31,000$139,500 (+50.16%) Land $15,500 Building $124,000
2024$787.00 (-44.34%)
2023$23,225 Land $2,775 Building $20,450
2022$1,414.00
2021$92,900 Land $11,100 Building $81,800

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force
Nearby Flood Claims1 (1979)
Most Recent ClaimMar 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 98.3% of Tennessee
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMEMPHIS LIGHT, GAS, & WATER
serves 659,500 people · EPA ID TN0000450
Water SourceGroundwater
Last State InspectionApr 2024
Lead5 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20

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