Shelby County property record for 4592 Berta Rd, Memphis, TN 38109
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 2,158 sqft · built 1963 |
| Lot Size | 0.231 acres (10,050 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $100,000 (Apr 2018) |
| Tax Bill | $1,071 (2025) |
| Deeds & Mortgages | Dec 2022 Mortgage Apr 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-6073-0-0055 |
| Primary APN | 07-6073-0-0055 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 6 Plumbing Fixtures |
| Total Rooms | 7 Rooms |
| Stories | 1 Story |
| Building Area | 2,158 sqft Living Area |
| 1st Floor Area | 1,222 sqft |
| Year Built | Built 1963 |
|---|---|
| Effective Year Built | Effective 1990 |
| Architectural Style | Cottage |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 10,050 sqft (0.231 acres) |
| Lot Dimensions | 150 ft deep x 67 ft wide |
| Porch | Open Porch |
| Porch Area | 68 sqft |
| Patio Area | 254 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Street Address | 4592 BERTA RD |
|---|---|
| City | MEMPHIS |
| State | TN |
| Zip | 38109-5906 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-10 |
| Legal Description | SEE MAP 213 B |
| Legal Subdivision | WHITECAP TERRACE |
| Legal Lot Number | 190 |
| Jurisdiction | SHELBY TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 22322 |
Source: Shelby County records, as of June 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 4592 BERTA RD, MEMPHIS, TN 38109-5906 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Dec 14, 2022 | Deed of Trust, Mortgage · Conventional Mortgage PENNYMAC LOAN SERVICES LLC |
| Apr 19, 2018 | Warranty Deed, Transfer · FHA Mortgage PARAMOUNT RESID'L MTG |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 19, 2018 · Amount on Record |
| Deed Sale | Apr 19, 2018 · Amount on Record |
| Prior Sale | Apr 29, 2016 · Amount on Record |
| Deed Document Number | 201837789 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SHELBY TN |
| Property Address | 4592 BERTA RD, MEMPHIS, TN 38109-5906 |
| Transaction Type | Mortgage |
| Record Updated | Dec 20, 2022 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 4592 BERTA RD, MEMPHIS, TN 38109-5906 |
| Document Number | 0022134295 |
|---|---|
| Date | Dec 14, 2022 |
| Instrument | 22134295 |
| Name | PENNYMAC LOAN SERVICES LLC |
|---|---|
| Type | Mortgage Company |
| Address | MOORPARK, CA 93021 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 305 Months |
| Due | May 1, 2048 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | SHELBY TN |
| Recording Date | Apr 19, 2018 |
| Property Address | 4592 BERTA RD, MEMPHIS, TN 38109-5906 |
| Document Number | 0000037789 |
| Instrument Date | Apr 17, 2018 |
| Instrument | 37789 |
| Transaction Type | Transfer |
| Record Updated | Apr 24, 2018 |
| Title Company | REGENCY TITLE AND ESCROW LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $370.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 4592 BERTA RD MEMPHIS TN 381095906, MEMPHIS, TN 38109-5906 |
| Document Number | 37790 |
|---|---|
| Date | Apr 19, 2018 |
| Instrument | 37790 |
| Name | PARAMOUNT RESID'L MTG |
|---|---|
| Type | Mortgage Company |
| Address | CORONA, CA 92879 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 18, 2048 |
Source: Shelby County assessment roll, as of June 2, 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Shelby County |
| Municipality | Memphis City |
| Unified School District | Shelby County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,071.00 (-29.72%) | $39,825 (+59.14%) Land $3,875 Building $35,950 | $159,300 (+59.14%) Land $15,500 Building $143,800 |
| 2023 | $25,025 Land $2,775 Building $22,250 | ||
| 2022 | $1,524.00 | ||
| 2021 | $100,100 Land $11,100 Building $89,000 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective June 4, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 1 (1979) |
| Most Recent Claim | Mar 1979 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.3% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MEMPHIS LIGHT, GAS, & WATER serves 659,500 people · EPA ID TN0000450 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 5 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 487 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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