4610 Ann St, Waco, TX 76711 Property Records

McLennan County property record for 4610 Ann St, Waco, TX 76711

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,328 sqft · built 1946
Lot Size	0.288 acres (12,538 sqft)
Owner	2 Trust Names on File
Tax Bill	$2,983 (2025)
Deeds & Mortgages	Jun 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`48-022800-061900-9`

Property Details

APN / Parcel Number

Primary APN	`48-022800-061900-9`
Alternative APNs	`4802280006190090111` `176967`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,328 sqft Living Area
1st Floor Area	1,328 sqft
Flooring	Carpet

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1967
Exterior Material	Wood
Roof Material	Composition Shingle
Lot Area	12,538 sqft (0.288 acres)
Lot Dimensions	125 ft deep x 100 ft wide
Garage Type	Carport
Garage Area	200 sqft
Carport	Carport
Carport Area	200 sqft
Parking Spaces	1 Parking Space
Porch	Open Porch
Porch Area	64 sqft
Storage Building	60 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Street Address	4610 ANN ST
City	WACO
State	TX
Zip	76711-1309
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	HILAND LOT 6 5 BLOCK F ACRES .2878
Legal Subdivision	HILAND
Legal Block	F
Legal Lot Number	6
Jurisdiction	MCLENNAN TX
Township / Civil Division	WACO
Census Block Group	3
Census Block	3035
Census Tract	4300

Owner

4610 Ann St is held in a trust since March 2025.

Source: McLennan County records, as of August 24, 2026

Owner of Record	2 Trust Names on File
Mailing Address	4603 ANN ST, WACO, TX 76711-1308
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2006
Deed Sale	May 26, 2006
Deed Document Number	200618920
Last Transfer Date	Mar 7, 2025
Transfer Doc	0000007003
Record Updated	Oct 29, 2026

June 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	MCLENNAN TX
Property Address	4610 ANN ST, WACO, TX 76711-1309
Document Number	0000023456
Instrument Date	Jun 1, 2019
Transaction Type	Mortgage
Record Updated	Aug 7, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4603 ANN ST WACO TX 767111308, WACO, TX 76711-1308

Mortgage

Document Number	0000023456
Date	Jul 17, 2019
Instrument	23456

Lender

Name	COMMUNITY BK&TR WACO TX
Type	Bank
Address	WACO, TX 76703-2303

Agreement

Amount	Amount on Record
Term	60 Months
Due	Jul 16, 2024

Interest

Rate	5.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4610 Ann St was $2,983, down 6.3% from the year before.

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

Type	Name
State	Texas
Municipality	Beverly Hills City
County	McLennan County
Unified School District	Waco Independent School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$138,161 (-9.88%) Land $22,317 Building $115,844	$138,161 (-9.88%) Land $22,317 Building $115,844
2025	$2,983.00 (-6.28%)	$153,300 Land $20,310 Building $132,990	$153,300 Land $20,310 Building $132,990
2024	$3,183.00
2023		$142,780 Land $20,310 Building $122,470	$142,780 Land $20,310 Building $122,470
2022	$2,788.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4610 Ann St in Zone X, an area of minimal flood risk, though there have been 25 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 16 policies
Nearby Flood Policies	16 in force
Nearby Flood Claims	25 (1979–2026)
Claims Outside the SFHA	7 of 25
Most Recent Claim	Jun 2026 · rainfall accumulation
Claims by Event	Severe Thunderstorms, Dec 1991 · 2 claims Severe Storms, Tornadoes & Flooding, May 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4610 Ann St is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WACO serves 146,241 people · EPA ID TX1550008
Water Source	Surface water
Last State Inspection	May 2025
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
Spectrum Cable	1,000 / 1,000
Nextlink Fixed Wireless	500 / 100
Verizon Fixed Wireless	300 / 20
Central Link Broadband Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20