4609 Ann St, Waco, TX 76711 Property Records

McLennan County property record for 4609 Ann St, Waco, TX 76711

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,250 sqft · built 1950
Lot Size0.144 acres (6,288 sqft)
OwnerIndividual Name on Record
Tax Bill$1,923 (2025)
Deeds & MortgagesMay 2017 Mortgage
Flood ZoneZone X (minimal risk)
APN48-022800-064400-0

Property Details

APN / Parcel Number

Primary APN48-022800-064400-0
Alternative APNs
  • 4802280006440000111
  • 176992

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms6 Rooms
Stories1 Story
Building Area1,250 sqft Living Area
1st Floor Area1,250 sqft
FlooringCarpet

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1952
Exterior MaterialAluminum/Vinyl
Construction TypeWood
Roof TypeReinforced Concrete
Roof MaterialComposition Shingle
Lot Area6,288 sqft (0.144 acres)
Lot Dimensions125 ft deep x 50 ft wide
PorchOpen Porch
Porch Area24 sqft
Storage Building160 sqft

Utilities, Heating & Cooling

Cooling SystemRefrigeration
Heating SystemCentral

Location & Zoning

Street Address4609 ANN ST
CityWACO
StateTX
Zip76711-1308
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1A
Legal DescriptionHILAND LOT 1 BLOCK I ACRES .1443
Legal SubdivisionHILAND
Legal BlockI
Legal Lot Number1
JurisdictionMCLENNAN TX
Township / Civil DivisionWACO
Census Block Group3
Census Block3034
Census Tract4300

Owner

Source: McLennan County records, as of August 24, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address4612 MEMORIAL DR, WACO, TX 76711-1350
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Record UpdatedOct 29, 2026

May 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionMCLENNAN TX
Property Address4609 ANN ST, WACO, TX 76711-1308
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000014503
DateMay 9, 2017
Instrument2017014503
Lender
NameCOMMUNITY BANK & TRUST
TypeBank
AddressWACO, TX 76703
Agreement
TypeCommercial Mortgage
AmountAmount Recorded
Term120 Months
DueMay 1, 2027

Tax Assessment & Valuation

Source: McLennan County assessment roll, as of August 24, 2026

Property Jurisdictions

TypeName
StateTexas
MunicipalityBeverly Hills City
CountyMcLennan County
Unified School DistrictWaco Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$122,713 (+24.16%) Land $15,467 Building $107,246$122,713 (-10.51%) Land $15,467 Building $107,246
2025$1,923.00 (+19.66%)$98,832 (+2%) Land $14,020 Building $123,110$137,130 (+66.5%) Land $14,020 Building $123,110
2024$1,607.00 (-0.06%)
2023$82,360 Land $12,200 Building $70,160$82,360 Land $12,200 Building $70,160
2022$1,608.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 9, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 16 policies
Nearby Flood Policies16 in force
Nearby Flood Claims25 (1979–2026)
Claims Outside the SFHA7 of 25
Most Recent ClaimJun 2026 · rainfall accumulation
Claims by Event
  • Severe Thunderstorms, Dec 1991 · 2 claims
  • Severe Storms, Tornadoes & Flooding, May 1989 · 5 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 94% of the US · lower than 97.1% of Texas
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF WACO
serves 146,241 people · EPA ID TX1550008
Water SourceSurface water
Last State InspectionMay 2025
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 293 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · Fixed Wireless in parts of the area
5,000 / 5,000
Astound Broadband
Cable · Fiber in parts of the area
1,500 / 50
Spectrum
Cable
1,000 / 1,000
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
Central Link Broadband
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

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