Lawrence County property record for 461 Waterloo Rd, Westpoint, TN 38486 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,505 sqft · built 1973 |
| Lot Size | 1.86 acres (81,022 sqft) |
| Owner | Individual Name on File |
| Last Sale | $160,000 (May 2024) |
| Tax Bill | $793 (2025) |
| Deeds & Mortgages | May 2024 Transfer Apr 2019 Line of Credit + 3 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050099 00900 |
| Primary APN | 050099 00900 |
|---|---|
| Alternative APN |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,505 sqft Living Area |
| 1st Floor Area | 1,505 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1973 |
|---|---|
| Effective Year Built | Effective 1987 |
| Exterior Material | Brick |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 81,022 sqft (1.86 acres) |
| Terrain | Rolling |
| Garage Type | Unfinished |
| Garage Area | 400 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 76 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 461 WATERLOO RD |
|---|---|
| City | WESTPOINT |
| State | TN |
| Zip | 38486-5024 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 960502 |
Source: Lawrence County records · APN 050099 00900
Assessment roll updated January 23, 2026 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 10, 2024 | Intrafamily Transfer, Transfer |
| Apr 19, 2019 | Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO |
| Jul 30, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO |
| Apr 27, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO |
| Jan 26, 2018 | Deed of Trust, Mortgage · Line of Credit BANK OF WAYNESBORO |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | May 10, 2024 · Amount on Record |
| Deed Sale | May 10, 2024 · Amount on Record |
| Prior Sale | Jun 04, 2012 · Amount on Record |
| Deed Document Number | 20242329 |
| Deed Book / Page | 744 / 472 |
| Record Updated | Sep 20, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | May 10, 2024 |
| Property Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Number | 0000744477 |
| Book / Page | 744 / 477 |
| Instrument Date | May 10, 2024 |
| Instrument | 24002330 |
| Transaction Type | Transfer |
| Record Updated | Jan 23, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Number | 560922 |
| Instrument Date | Apr 19, 2019 |
| Transaction Type | Mortgage |
| Record Updated | May 07, 2019 |
| Title Company | NOT AVAILABLE |
| Name | Verified Name |
|---|---|
| Address | 461 WATERLOO RD WESTPOINT TN 384865024, WESTPOINT, TN 38486-5024 |
| Document Number | 560922 |
|---|---|
| Date | Apr 29, 2019 |
| Book Page | 000560/000922 |
| Instrument | 2146 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Apr 28, 2029 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Number | 540645 |
| Instrument Date | Jul 30, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Aug 15, 2018 |
| Name | Verified Name |
|---|---|
| Address | 461 WATERLOO RD WESTPOINT TN 384865024, WESTPOINT, TN 38486-5024 |
| Document Number | 540645 |
|---|---|
| Date | Aug 06, 2018 |
| Book Page | 000540/000645 |
| Instrument | 3963 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Aug 05, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Number | 533392 |
| Instrument Date | Apr 27, 2018 |
| Transaction Type | Mortgage |
| Record Updated | May 14, 2018 |
| Name | Verified Name |
|---|---|
| Address | 461 WATERLOO RD WESTPOINT TN 384865024, WESTPOINT, TN 38486-5024 |
| Document Number | 533392 |
|---|---|
| Date | May 07, 2018 |
| Book Page | 000533/000392 |
| Instrument | 2268 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | LAWRENCEBURG, TN 38464 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | May 06, 2028 |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 461 WATERLOO RD, WESTPOINT, TN 38486-5024 |
| Document Number | 528204 |
| Instrument Date | Jan 26, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Mar 09, 2018 |
| Name | Verified Name |
|---|---|
| Address | 461 WATERLOO RD WESTPOINT TN 384865024, WESTPOINT, TN 38486-5024 |
| Document Number | 528204 |
|---|---|
| Date | Mar 02, 2018 |
| Book Page | 000528/000204 |
| Instrument | 1103 |
| Name | BANK OF WAYNESBORO |
|---|---|
| Type | Bank |
| Address | WAYNESBORO, TN 38485 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
Source: Lawrence County records · Assessment roll updated January 23, 2026 · Last verified August 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $793.00 (-13.14%) | $39,425 (-13.21%) Land $3,325 Building $36,100 | |
| 2023 | $913.00 Additional exemption filed | $45,425 (-) Land $9,325 Building $36,100 | |
| 2022 | $913.00 | $45,425 Land $9,325 Building $36,100 | $157,700 Land $13,300 Building $144,400 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999605021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2010, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Claims By Storm |
|
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 24 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Point Broadband Fiber Holding | Fiber | 1,000 / 1,000 |
| Starlink | Satellite (low-earth orbit) | 280 / 30 |
Availability varies by address; speeds are provider-advertised maximums, not measured.
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