Lawrence County property record for 457 Waterloo Rd, Westpoint, TN 38486 · Last verified February 2026
| Property Type | Single Family Home |
|---|---|
| Details | 3 ba · 1,560 sqft · built 1974 |
| Lot Size | 5.75 acres (250,470 sqft) |
| Owner | Individual Name on File |
| Last Sale | $289,500 (Aug 2022) |
| Tax Bill | $1,233 (2025) |
| Deeds & Mortgages | Aug 2022 Sale & Mortgage Sep 2021 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 050099 01301 |
| Primary APN | 050099 01301 |
|---|---|
| Alternative APN |
|
| Full Baths | 3 Baths |
|---|---|
| Plumbing Fixtures | 7 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| 1st Floor Area | 1,560 sqft |
| Flooring | Carpet |
| Interior Walls | Paneling |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Metal |
| Lot Area | 250,470 sqft (5.75 acres) |
| Terrain | Rolling |
| Porch | Open Porch |
|---|---|
| Porch Area | 104 sqft |
| Shed | 1 Shed |
| Shed Area | 336 sqft |
| Total Buildings | 2 Buildings |
| Cooling System | Package A/C |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 457 WATERLOO RD |
|---|---|
| City | WESTPOINT |
| State | TN |
| Zip | 38486-5048 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 6 |
| Legal Subdivision | BAUGHMAN FARM |
| Jurisdiction | LAWRENCE TN |
| Township / Civil Division | 13 |
| Census Block Group | 1 |
| Census Block | 1089 |
| Census Tract | 960502 |
Source: Lawrence County records · APN 050099 01301
Assessment roll updated May 20, 2025 · Last verified February 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 26, 2022 | Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE |
| Sep 14, 2021 | Deed of Trust, Mortgage · Conventional Mortgage NATIONS LENDING CORP |
| Feb 24, 2020 | Deed of Trust, Mortgage · FHA Mortgage NATIONS LNDG |
| Feb 14, 2019 | Warranty Deed, Transfer · FHA Mortgage NATIONS LNDG |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Aug 26, 2022 · Amount on Record |
| Deed Sale | Aug 26, 2022 · Amount on Record |
| Prior Sale | Feb 14, 2019 · Amount on Record |
| Deed Document Number | 22005876 |
| Deed Book / Page | 688 / 859 |
| Record Updated | Jun 08, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Aug 26, 2022 |
| Property Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Document Number | 0000688859 |
| Book / Page | 688 / 859 |
| Map Reference | CAB C SL 25 |
| Instrument Date | Aug 25, 2022 |
| Instrument | 22005876 |
| Transaction Type | Transfer |
| Record Updated | Sep 12, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,071.15 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Document Number | 0022005877 |
|---|---|
| Date | Aug 26, 2022 |
| Instrument | 22005877 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 01, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Transaction Type | Mortgage |
| Record Updated | Sep 24, 2021 |
| Name | Verified Name |
|---|
| Document Number | 648609 |
|---|---|
| Date | Sep 14, 2021 |
| Book Page | 648/609 |
| Instrument | 21006224 |
| Name | NATIONS LENDING CORP |
|---|---|
| Type | Mortgage Company |
| Address | INDEPENDENCE, OH 44131 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Property Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Document Number | 586848 |
| Instrument Date | Feb 24, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 457 WATERLOO RD WESTPOINT TN 384865048, WESTPOINT, TN 38486-5048 |
| Document Number | 586848 |
|---|---|
| Date | Feb 28, 2020 |
| Book Page | 000586/000848 |
| Instrument | 1250 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 27, 2050 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LAWRENCE TN |
| Recording Date | Feb 14, 2019 |
| Property Address | 457 WATERLOO RD, WESTPOINT, TN 38486-5048 |
| Document Number | 554959 |
| Book / Page | 000554 / 000959 |
| Instrument Date | Feb 11, 2019 |
| Instrument | 763 |
| Transaction Type | Transfer |
| Record Updated | Feb 21, 2019 |
| Title Company | ATTORNEY ONLY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $481.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 457 WATERLOO RD WESTPOINT TN 384865048, WESTPOINT, TN 38486-5048 |
| Document Number | 554963 |
|---|---|
| Date | Feb 14, 2019 |
| Book Page | 000554/000963 |
| Instrument | 764 |
| Name | NATIONS LNDG |
|---|---|
| Address | INDEPENDENCE, OH 44131 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 13, 2049 |
Source: Lawrence County records · Assessment roll updated May 20, 2025 · Last verified February 2026
| Type | Name |
|---|---|
| State | Tennessee |
| County | Lawrence County |
| Unified School District | Lawrence County School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,233.00 | $61,325 (-) Land $7,175 Building $54,150 | |
| 2023 | $1,233.00 (+41.89%) | $61,325 (+41.96%) Land $7,175 Building $54,150 | |
| 2022 | $869.00 | $43,200 Land $7,175 Building $36,025 | $245,300 Land $28,700 Building $216,600 |
Source: FEMA National Flood Hazard Layer, Lawrence County (47099C), updated November 17, 2016 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 470999605021, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 1 individual NFIP policies nearby |
| Nearby Flood Policies | 1 in force 1 of 1 on primary residences |
| Nearby Flood Claims | 7 (2001–2010) |
| Claims Outside the SFHA | 7 of 7 |
| Most Recent Claim | May 2010, rainfall accumulation, Severe Storms, Flooding, Straight-line Winds, And Tornadoes |
| Flood Events |
|
| Wildfire Risk | Low above 20% of the US · above 28% of Tennessee |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Direct burnable vegetation at the parcel |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
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