Clay County property record for 461 W Broad St, West Point, MS 39773
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4,869 sqft · built 1905 |
| Lot Size | 0.47 acres (20,486 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $1,486 (2025) |
| Deeds & Mortgages | Oct 2022 Line of Credit Oct 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 082D115A 0300000 |
| Primary APN | 082D115A 0300000 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Total Rooms | 8 Rooms |
| Building Area | 4,869 sqft Finished Area |
| 1st Floor Area | 4,122 sqft |
| Flooring | Wood |
| Interior Walls | Plaster |
| Year Built | Built 1905 |
|---|---|
| Effective Year Built | Effective 1905 |
| Exterior Material | Other |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 20,486 sqft |
| Garage Area | 1,500 sqft |
| Parking Spaces | 7 Parking Spaces |
| Patio Area | 544 sqft |
| Street Address | 461 W BROAD ST |
|---|---|
| City | WEST POINT |
| State | MS |
| Zip | 39773-2746 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 5 BLK 10 W 3 DB 273/647 |
| Legal Range | 06E |
| Legal Township | 17 |
| Legal Section | 15 |
| Legal Subdivision | WARD 3 |
| Legal Block | 10 |
| Legal Lot Number | 5 |
| Jurisdiction | CLAY MS |
| Township / Civil Division | 3 |
| Census Block Group | 3 |
| Census Block | 3040 |
| Census Tract | 950300 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the West Point Central City Historic District listed 1982 · 90 contributing resources · NRIS 82003099 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Clay County records, as of May 27, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 461 W BROAD ST, WEST POINT, MS 39773-2746 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Et Ux (and Wife) |
| Date | Document |
|---|---|
| Oct 21, 2022 | Deed of Trust, Mortgage · Line of Credit CADENCE BANK NA |
| Oct 26, 2018 | Deed of Trust, Mortgage BANCORPSOUTH BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 461 W BROAD ST, WEST POINT, MS 39773-2746 |
| Transaction Type | Mortgage |
| Record Updated | Nov 9, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000548/550 |
|---|---|
| Date | Oct 21, 2022 |
| Book Page | 548/550 |
| Instrument | 2022005431 |
| Name | CADENCE BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 120 Months |
| Due | Oct 26, 2032 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CLAY MS |
| Property Address | 461 W BROAD ST, WEST POINT, MS 39773-2746 |
| Transaction Type | Mortgage |
| Record Updated | Aug 16, 2022 |
| Name | Verified Name |
|---|
| Document Number | 000508/362 |
|---|---|
| Date | Oct 26, 2018 |
| Book Page | 508/362 |
| Instrument | 2018005829 |
| Name | BANCORPSOUTH BANK |
|---|---|
| Type | Bank |
| Address | TUPELO, MS 38803 |
| Amount | Amount Recorded |
|---|---|
| Term | 22 Months |
| Due | Aug 21, 2020 |
Source: Clay County assessment roll, as of January 27, 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Clay County |
| Municipality | West Point City |
| Unified School District | West Point Consolidated School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,486.00 (-54.47%) Additional exemption filed | $28,684 (-) Land $2,122 Building $26,562 | $264,727 (-) Land $21,216 Building $243,511 |
| 2024 | $28,684 (+20.46%) Land $2,122 Building $26,562 | $264,727 (+20.33%) Land $21,216 Building $243,511 | |
| 2023 | $3,264.00 (+1.21%) Additional exemption filed | $23,813 Land $2,122 Building $21,691 | $219,999 Land $21,216 Building $198,783 |
| 2022 | $3,225.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 11 policies |
| Nearby Flood Policies | 11 in force |
| Nearby Flood Claims | 21 (1983–2019) |
| Claims Outside the SFHA | 19 of 21 |
| Most Recent Claim | Apr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 90% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | SILOAM W/A #3-BEASLEY WELL public/private · serves 810 people · EPA ID MS0130016 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2025 |
| Lead | Under 1 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 6 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber · Fixed Wireless in parts of the area | 8,000 / 8,000 |
| Xfinity Cable | 1,200 / 35 |
| 4-County Fiber Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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