423 W Broad St, West Point, MS 39773 Property Records

Clay County property record for 423 W Broad St, West Point, MS 39773

Property Summary

Property TypeSingle Family Home
Details3 bd · 2,543 sqft · built 1955
Lot Size0.267 acres (11,665 sqft)
OwnerIndividual Name on File
Last Sale$181,362 (Oct 2021)
Tax Bill$591 (2025)
Deeds & MortgagesOct 2021 Mortgage
Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN082D115A 0240000

Property Details

APN / Parcel Number

Primary APN082D115A 0240000

Interior

Bedrooms3 Beds
Total Rooms6 Rooms
Building Area2,543 sqft Finished Area
1st Floor Area2,382 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialWood
Roof TypeHip
Roof MaterialShingle
Lot Area11,665 sqft
Garage TypeCarport
CarportCarport
Parking Spaces1 Parking Space

Location & Zoning

Street Address423 W BROAD ST
CityWEST POINT
StateMS
Zip39773-2746
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 12 BLK 68 W 3 DB 309/662
Legal Range06E
Legal Township17
Legal Section15
Legal SubdivisionWARD 3
Legal Block68
Legal Lot Number12
JurisdictionCLAY MS
Township / Civil Division3
Census Block Group3
Census Block3039
Census Tract950300

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the West Point Central City Historic District
listed 1982 · 90 contributing resources · NRIS 82003099

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

423 W Broad St is owned and occupied by an individual who bought it in October 2021.

Source: Clay County records, as of May 27, 2026

Owner of RecordIndividual Name on File
Mailing Address423 W BROAD ST, WEST POINT, MS 39773-2746
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JTS & CO
Deed of Trust, Mortgage
Oct 14, 2021Deed of Trust, Mortgage · Conventional Mortgage
JTS & CO
Oct 14, 2021Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesName on Deed
Last SaleOct 14, 2021 · Amount on File
Deed SaleOct 14, 2021 · Amount on File
Deed Document Number20215781
Deed Book / Page309 / 662
Record UpdatedSep 20, 2026

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address423 W BROAD ST, WEST POINT, MS 39773-2746
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000538/181
DateOct 14, 2021
Book Page538/181
Instrument2021005783
Lender
NameJTS & CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address423 W BROAD ST, WEST POINT, MS 39773-2746
Transaction TypeMortgage
Record UpdatedJun 30, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

October 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCLAY MS
Property Address423 W BROAD ST, WEST POINT, MS 39773-2746
Transaction TypeMortgage
Record UpdatedNov 3, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number538/181
DateOct 14, 2021
Book Page538/181
Instrument2021005783
Lender
NameJTS & CO
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueNov 1, 2051
Interest
Rate TypeFixed Rate

October 2021: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionCLAY MS
Recording DateOct 14, 2021
Property Address423 W BROAD ST, WEST POINT, MS 39773-2746
Document Number000309/662
Book / Page309 / 662
Instrument DateOct 8, 2021
Instrument2021005781
Transaction TypeTransfer
Record UpdatedJun 30, 2026

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address42 DOGWOOD DR, WEST POINT, MS 39773-5277

Transferred To (Grantee/Buyer)

NameVerified Name
Address423 W BROAD ST, WEST POINT, MS 39773-2746

Tax Assessment & Valuation

The 2025 property tax bill for 423 W Broad St was $591 with exemptions applied.

Source: Clay County assessment roll, as of January 27, 2026

Property Jurisdictions

TypeName
StateMississippi
CountyClay County
MunicipalityWest Point City
Unified School DistrictWest Point Consolidated School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$591.00 Additional exemption filed$12,991 (-) Land $1,004 Building $11,987$129,915 (-) Land $10,043 Building $119,872
2024$12,991 (+20.68%) Land $1,004 Building $11,987$129,915 (+20.68%) Land $10,043 Building $119,872
2023$1,311.00 (+1.39%) Additional exemption filed$10,765 Land $1,004 Building $9,761$107,655 Land $10,043 Building $97,612
2022$1,293.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 423 W Broad St in Zone X, an area of minimal flood risk, though there have been 21 flood claims nearby since 1983.

Source: FEMA National Flood Hazard Layer, effective November 27, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 11 policies
Nearby Flood Policies11 in force
Nearby Flood Claims21 (1983–2019)
Claims Outside the SFHA19 of 21
Most Recent ClaimApr 2019 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding
Claims by Event
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, Apr 2019 · 2 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Associated Flooding, Apr 2011 · 11 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 423 W Broad St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSILOAM W/A #3-BEASLEY WELL
public/private · serves 810 people · EPA ID MS0130016
Water SourceGroundwater
Last State InspectionFeb 2025
LeadUnder 1 ppb (2021–2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting6
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 345 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
Xfinity
Cable
1,200 / 35
4-County Fiber
Fiber
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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