Winnebago County property record for 461 W 4th St, Pecatonica, IL 61063
| Property Type | Single Family Home |
|---|---|
| Details | 1,344 sqft · built 1930 |
| Lot Size | 0.3 acres (13,068 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $98,500 (Apr 2015) |
| Tax Bill | $2,891 (2025) |
| Deeds & Mortgages | Jun 2023 Mortgage Apr 2020 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-29-255-012 |
| Primary APN | 09-29-255-012 |
|---|---|
| Alternative APNs |
|
| Building Area | 1,344 sqft Living Area |
|---|
| Year Built | Built 1930 |
|---|---|
| Effective Year Built | Effective 1930 |
| Lot Area | 13,068 sqft (0.3 acres) |
| Garage Type | Attached |
| Garage Area | 480 sqft |
| Street Address | 461 W 4TH ST |
|---|---|
| City | PECATONICA |
| State | IL |
| Zip | 61063-7715 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | EXC ST S12 RODS W4 RODS OF E36 RODS LOT 5 SEC: 29 TWP: 027 RANGE: 010 ACRES:0.3 |
| Legal Range | 10E |
| Legal Township | 27N |
| Legal Section | 29 |
| Legal Lot Number | 5 |
| Jurisdiction | WINNEBAGO IL |
| Township / Civil Division | PECATONICA |
| Census Block Group | 1 |
| Census Block | 1034 |
| Census Tract | 4300 |
461 W 4th St is owned and occupied by two individuals who bought it in April 2015.
Source: Winnebago County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 461 W 4TH ST, PECATONICA, IL 61063-7715 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 23, 2023 | Deed of Trust, Mortgage · VA Mortgage FREEDOM MORTGAGE |
| Apr 16, 2020 | Deed of Trust, Mortgage · VA Mortgage NEW DAY FIN'L |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Apr 23, 2015 · Amount on File |
| Deed Sale | Apr 23, 2015 · Amount on File |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 461 W 4TH ST, PECATONICA, IL 61063-7715 |
| Transaction Type | Mortgage |
| Record Updated | Jul 19, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000013844 |
|---|---|
| Date | Jun 23, 2023 |
| Instrument | 2313844 |
| Name | FREEDOM MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jul 1, 2053 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 7.25% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | WINNEBAGO IL |
| Property Address | 461 W 4TH ST, PECATONICA, IL 61063-7715 |
| Document Number | 0001010502 |
| Instrument Date | Apr 16, 2020 |
| Transaction Type | Mortgage |
| Record Updated | May 13, 2020 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 461 W 4TH ST PECATONICA IL 610637715, PECATONICA, IL 61063-7715 |
| Document Number | 0001010502 |
|---|---|
| Date | Apr 23, 2020 |
| Instrument | 1010502 |
| Name | NEW DAY FIN'L |
|---|---|
| Type | Funding / Finance Company |
| Address | FULTON, MD 20759 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Apr 22, 2050 |
| Rate | 3.37% |
|---|
The 2025 property tax bill for 461 W 4th St was $2,891 with a homeowner's exemption.
Source: Winnebago County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Winnebago County |
| County Subdivision | Pecatonica Township |
| Municipality | Pecatonica Village |
| Unified School District | Pecatonica Community Unit School District 321 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,891.00 | $45,964 Land $4,884 Building $41,080 | $137,892 Land $14,652 Building $123,240 |
| 2022 | Homeowner's exemption | $36,280 Land $3,855 Building $32,425 | $108,840 Land $11,565 Building $97,275 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 461 W 4th St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
No wildfire likelihood is modeled around 461 W 4th St, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no wildfire likelihood modeled here |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | PECATONICA serves 2,195 people · EPA ID IL2010250 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Apr 2024 |
| Lead | 3 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Mediacom Xtream Cable | 1,000 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| JCWIFI.com Fixed Wireless | 200 / 200 |
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