444 W 4th St, Pecatonica, IL 61063 Property Records

Winnebago County property record for 444 W 4th St, Pecatonica, IL 61063

Property Summary

Property TypeSingle Family Home
Details988 sqft · built 1950
Lot Size0.23 acres (10,019 sqft)
OwnerIndividual Name on File
Last Sale$100,000 (May 2020)
Tax Bill$2,953 (2025)
Deeds & MortgagesOct 2025 Mortgage
Aug 2021 Mortgage
+ 3 more
Flood ZoneZone X (minimal risk)
APN09-29-256-005

Property Details

APN / Parcel Number

Primary APN09-29-256-005
Alternative APNs
  • 929256005
  • 461A253

Interior

Building Area988 sqft Living Area

Exterior

Year BuiltBuilt 1950
Effective Year BuiltEffective 1950
Lot Area10,019 sqft (0.23 acres)
Garage TypeAttached
Garage Area576 sqft

Location & Zoning

Street Address444 W 4TH ST
CityPECATONICA
StateIL
Zip61063-7715
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionE66FT OF W330FT OF N148 1/2FT OF LOT 6E OF JOHN STREET SEC: 29 TWP: 027 RANGE: 010 ACRES: 0.23
Legal Range10E
Legal Township27N
Legal Section29
Legal SubdivisionSUB 29-27-10
Legal Lot Number6E
JurisdictionWINNEBAGO IL
Township / Civil DivisionPECATONICA
Census Block Group1
Census Block1042
Census Tract4300

Owner

444 W 4th St is owned and occupied by an individual who bought it in May 2020.

Source: Winnebago County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address444 W 4TH ST, PECATONICA, IL 61063-7715
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Oct 17, 2025Deed of Trust, Mortgage
HUD
Aug 2, 2021Deed of Trust, Mortgage · FHA Mortgage
FREEDOM MORTGAGE
May 27, 2020Warranty Deed, Transfer · FHA Mortgage
PLAZA HM MTG
Feb 12, 2018Grant Deed, Transfer
NORTHERN LAND TITLE CORPORATION
Dec 1, 2017Trustee's Deed, Foreclosure
ATTORNEY ONLY

Assessor's Deed Record

Deed NamesName on Deed
Last SaleMay 27, 2020 · Amount on File
Deed SaleMay 27, 2020 · Amount on File
Prior SaleFeb 12, 2018 · Amount on File
Deed Document Number202013505
Record UpdatedOct 29, 2026

October 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address444 W 4TH ST, PECATONICA, IL 61063-7715
Transaction TypeMortgage
Record UpdatedNov 12, 2025

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000027141
DateOct 17, 2025
Instrument2527141
Lender
NameHUD
TypeGovernment Agency
Agreement
AmountAmount on Record
Term300 Months
DueJul 1, 2050

August 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWINNEBAGO IL
Property Address444 W 4TH ST, PECATONICA, IL 61063-7715
Transaction TypeMortgage
Record UpdatedSep 1, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000026946
DateAug 2, 2021
Instrument2126946
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term348 Months
DueJul 1, 2050
Interest
Rate TypeFixed Rate

May 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionWINNEBAGO IL
Recording DateMay 27, 2020
Property Address444 W 4TH ST, PECATONICA, IL 61063-7715
Document Number0001013505
Instrument DateMay 22, 2020
Instrument1013505
Transaction TypeTransfer
Record UpdatedJun 16, 2020
Title CompanyTITLE UNDERWRITERS AGENCY

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$150.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address444 W 4TH ST PECATONICA IL 610637715, PECATONICA, IL 61063-7715

Mortgage

Document Number1013506
DateMay 27, 2020
Instrument1013506
Lender
NamePLAZA HM MTG
TypeMortgage Company
AddressITASCA, IL 60143
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term360 Months
DueMay 26, 2050
Interest
Rate3.62%

February 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWINNEBAGO IL
Recording DateFeb 12, 2018
Property Address444 W 4TH ST, PECATONICA, IL 61063-7715
Document Number0001004002
Instrument DateFeb 6, 2018
Instrument1004002
Transaction TypeTransfer
Record UpdatedFeb 27, 2018
Title CompanyNORTHERN LAND TITLE CORPORATION

Transaction

AmountAmount on Record
Tax$90.00
Amount AccuracyConfirmed
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address453 PERLEY AVE PECATONICA IL 610637743, PECATONICA, IL 61063-7743

December 2017: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWINNEBAGO IL
Recording DateDec 1, 2017
Property Address444 W 4TH ST, PECATONICA, IL 61063-7715
Document Number0001038468
Instrument DateNov 16, 2017
Instrument1038468
Transaction TypeForeclosure
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Tax$103.00
Amount AccuracyConfirmed
Additional
  • Notice of Foreclosure Sale

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address5000 PLANO PKWY CARROLLTON TX 750104900, CARROLLTON, TX 75010-4900
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 444 W 4th St was $2,953 with a homeowner's exemption.

Source: Winnebago County assessment roll, as of July 28, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyWinnebago County
County SubdivisionPecatonica Township
MunicipalityPecatonica Village
Unified School DistrictPecatonica Community Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$2,953.00$46,827 Land $4,881 Building $41,946$140,481 Land $14,643 Building $125,838
2022Homeowner's exemption$36,961 Land $3,853 Building $33,108$110,883 Land $11,559 Building $99,324

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 444 W 4th St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective July 12, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

No wildfire likelihood is modeled around 444 W 4th St, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no wildfire likelihood modeled here

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPECATONICA
serves 2,195 people · EPA ID IL2010250
Water SourceGroundwater
Last State InspectionApr 2024
Lead3 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 108 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
JCWIFI.com
Fixed Wireless
200 / 200

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