461 W 10th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 461 W 10th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 1,747 sqft · built 1959
Lot Size	0.162 acres (7,073 sqft)
Owner	2 Trust Names on File
Last Sale	$200,000 (Feb 2012)
Tax Bill	$3,736 (2025)
Deeds & Mortgages	Jan 2020 Mortgage Apr 2019 Mortgage + 1 more
Flood Zone	Zone X (reduced by levee)
APN	`799-13-047`

Property Details

APN / Parcel Number

Primary APN	`799-13-047`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	10 Rooms
Stories	1 Story
Building Area	1,747 sqft Living Area
Gross Area	1,267 sqft
1st Floor Area	1,267 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1959
Effective Year Built	Effective 1960
Architectural Style	L-Shape
Construction Type	Wood
Lot Area	7,073 sqft (0.162 acres)
Lot Dimensions	102 ft deep x 59 ft wide
Garage Area	480 sqft
Porch	Porch

Utilities, Heating & Cooling

Heating System	HVAC

Location & Zoning

Street Address	461 W 10TH ST
City	GILROY
State	CA
Zip	95020-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TRACT 2336 PARK MEADOWS BOOK 104 PAGE 25 LOT 27
Legal Subdivision	PARK MEADOWS
Legal Tract	2336
Legal Lot Number	27
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1017
Census Tract	512512

Owner

461 W 10th St is owner-occupied and held in a trust since January 2025.

Source: Santa Clara County records, as of July 27, 2026

Owner of Record	2 Trust Names on File
Mailing Address	461 W 10TH ST, GILROY, CA 95020-6522
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 30, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage OPERATING ENGINEERS LOCAL 3 FEDERAL
Apr 18, 2019	Deed of Trust, Mortgage · Conventional Mortgage PRIVATE INDIVIDUAL
Jun 18, 2018	Deed of Trust, Mortgage · Conventional Mortgage JMAC LENDING

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2012 · Amount on File
Deed Sale	Feb 8, 2012 · Amount on File
Prior Sale	May 24, 2004 · Amount on File
Deed Document Number	201221531117
Last Transfer Date	Jan 11, 2025
Transfer Doc	0025753689
Record Updated	Sep 20, 2026

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CLARA CA
Recording Date	Jan 30, 2020
Property Address	461 W 10TH ST, GILROY, CA 95020-6522
Document Number	0024392926
Map Reference	MB 104 PG 25
Instrument Date	Jan 23, 2020
Instrument	24392926
Transaction Type	Transfer
Record Updated	Sep 1, 2021
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	461 W 10TH ST, GILROY, CA 95020-6522

Mortgage

Document Number	0024392927
Date	Jan 30, 2020
Instrument	24392927

Lender

Name	OPERATING ENGINEERS LOCAL 3 FEDERAL
Type	Non-Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	461 W 10TH ST, GILROY, CA 95020-6522
Document Number	0024167296
Instrument Date	Apr 18, 2019
Transaction Type	Mortgage
Record Updated	May 14, 2019
Title Company	ACCURATE EQUITY GROUP, ACCURATE EQUITY GRP

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	17011 BON KARMAN AVE #3000 IRVINE CA 92614, 3000, IRVINE, CA 92614

Mortgage

Document Number	0024167296
Date	Apr 30, 2019
Instrument	24167296

Lender

Name	PRIVATE INDIVIDUAL
Type	Private Party
Address	PEORIA, IL 61607

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	180 Months
Due	Apr 29, 2034

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	461 W 10TH ST, GILROY, CA 95020-6522
Document Number	0023963652
Instrument Date	Jun 18, 2018
Transaction Type	Mortgage
Record Updated	Jul 3, 2018
Title Company	ORANGE COAST TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	461 W 10TH ST GILROY CA 950206522, GILROY, CA 95020-6522

Mortgage

Document Number	0023963652
Date	Jun 26, 2018
Instrument	23963652

Lender

Name	JMAC LENDING
Type	Funding / Finance Company
Address	SANTA ANA, CA 92705

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 25, 2048

Tax Assessment & Valuation

The 2025 property tax bill for 461 W 10th St was $3,736.

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$308,111 (+2%) Land $140,922 Building $167,189
2025	$3,736.00 Homeowner's exemption	$302,070 Land $138,159 Building $163,911
2023	$3,652.00 (+1.73%) Homeowner's exemption	$290,343 Land $132,795 Building $157,548
2022	$3,590.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 461 W 10th St in Zone X, where a levee reduces flood risk.

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 W 10th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.2% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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