401 W 10th St, Gilroy, CA 95020 Property Records

Santa Clara County property record for 401 W 10th St, Gilroy, CA 95020

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,753 sqft · built 1954
Lot Size	0.164 acres (7,140 sqft)
Owner	Individual Name on Record
Last Sale	$210,000 (Jun 2017)
Tax Bill	$1,000 (2025)
Deeds & Mortgages	Jan 2022 Mortgage Jan 2019 Mortgage + 3 more
Flood Zone	Zone X (reduced by levee)
APN	`799-13-044`

Property Details

APN / Parcel Number

Primary APN	`799-13-044`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	7 Rooms
Stories	1 Story
Building Area	1,753 sqft Living Area
Gross Area	1,359 sqft
1st Floor Area	1,359 sqft
Utility Room	Utility Room

Exterior

Year Built	Built 1954
Effective Year Built	Effective 1955
Architectural Style	Custom Design
Construction Type	Wood
Lot Area	7,140 sqft (0.164 acres)
Lot Dimensions	102 ft deep x 70 ft wide
Garage Type	Carport
Garage Area	273 sqft
Carport	Carport
Carport Area	273 sqft
Parking Spaces	1 Parking Space
Porch	None

Utilities, Heating & Cooling

Cooling System	None

Location & Zoning

Street Address	401 W 10TH ST
City	GILROY
State	CA
Zip	95020-6522
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R3
Legal Description	TRACT 1322 PARK MEADOWS BOOK 50 PAGE 55 LOT 24
Legal Subdivision	PARK MEADOWS
Legal Tract	1322
Legal Lot Number	24
Jurisdiction	SANTA CLARA CA
Township / Civil Division	SOUTH SANTA CLARA VALLEY
Census Block Group	1
Census Block	1017
Census Tract	512512

Owner

Source: Santa Clara County records, as of July 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	401 W 10TH ST, GILROY, CA 95020-6522
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Unmarried Man

Deeds, Mortgages & Sale History

Date	Document
Jan 12, 2022	Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC
Jan 30, 2019	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage THE FEDERAL SAVINGS BANK
Nov 12, 2019	Deed of Trust, Mortgage · VA Mortgage CHAOS HM LNS LLC
Jun 30, 2017	Grant Deed, Transfer · VA Mortgage MORIA DEVELOPMENT

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jun 30, 2017 · Amount on Record
Deed Sale	Jun 30, 2017 · Amount on Record
Deed Document Number	201723688342
Last Transfer Date	Jan 26, 2025
Transfer Doc	0025759791
Record Updated	Sep 20, 2026

January 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	401 W 10TH ST, GILROY, CA 95020-6522
Transaction Type	Mortgage
Record Updated	Jan 21, 2022
Title Company	AMROCK INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 10TH ST, GILROY, CA 95020-6522

Mortgage

Document Number	0025217624
Date	Jan 12, 2022
Instrument	25217624

Lender

Name	ROCKET MORTGAGE LLC
Type	Mortgage Company
Address	DETROIT, MI 48226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

January 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	401 W 10TH ST, GILROY, CA 95020-6522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	SOLIDIFI US INC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024105787
Date	Jan 30, 2019
Instrument	24105787

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2049

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	401 W 10TH ST, GILROY, CA 95020-6522
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	AMROCK TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0024582353
Date	Aug 20, 2020
Instrument	24582353

Lender

Name	THE FEDERAL SAVINGS BANK
Type	Bank
Address	CHICAGO, IL 60607

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANTA CLARA CA
Property Address	401 W 10TH ST, GILROY, CA 95020-6522
Document Number	0024349984
Instrument Date	Nov 12, 2019
Transaction Type	Mortgage
Record Updated	Dec 18, 2019
Title Company	VANTAGE PT TITLE INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	900 S 4TH ST LAS VEGAS NV 891016805, LAS VEGAS, NV 89101-6805

Mortgage

Document Number	0024349984
Date	Dec 6, 2019
Instrument	24349984

Lender

Name	CHAOS HM LNS LLC
Address	LAS VEGAS, NV 89101

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Dec 5, 2049

June 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SANTA CLARA CA
Recording Date	Jun 30, 2017
Property Address	401 W 10TH ST, GILROY, CA 95020-6522
Document Number	0023688342
Instrument Date	Jun 23, 2017
Instrument	23688342
Transaction Type	Transfer
Record Updated	Jul 10, 2017
Title Company	NORTH AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$231.00
Amount Accuracy	Full Value
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	401 W 10TH ST GILROY CA 950206522, GILROY, CA 95020-6522

Mortgage

Document Number	23688343
Date	Jun 30, 2017
Instrument	23688343

Lender

Name	MORIA DEVELOPMENT
Type	Construction/Development Company
Address	CHANDLER, AZ 85226

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 29, 2047

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 27, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Clara County
Municipality	Gilroy City
Unified School District	Gilroy Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$79,032 (+2%) Land $17,400 Building $61,632
2025	$1,000.00 (+2.67%) Homeowner's exemption	$77,483 (+4.04%) Land $17,059 Building $60,424
2023	$974.00 (+2.1%) Homeowner's exemption	$74,477 Land $16,398 Building $58,079
2022	$954.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X reduced by levee · depends on levee performance
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF GILROY serves 59,426 people · EPA ID CA4310004
Water Source	Groundwater
Last State Inspection	Feb 2025
Also Mapped Here	SANTA CLARA VALLEY WATER DISTRICT
Lead	2 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Nitrate resolved · Jun 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Etheric Networks Fixed Wireless	250 / 100
Hankins Information Technology Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, T-Mobile, Verizon.

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