461 Spring St, Apt 1D, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 461 Spring St, Apt 1D, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size	0.013 acres (574 sqft)
Owner	Individual Name on File
Last Sale	$145,000 (Dec 2022)
Tax Bill	$4,074 (2026)
Deeds & Mortgages	Jan 2026 Line of Credit Dec 2022 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`045-3210`

Property Details

APN / Parcel Number

Primary APN	`045-3210`
Alternative APNs	`NAUG M:209-11W110-001D` `CON130 11W110 001D` `NAUG M:045 L:3210` `45-3210`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	79 Units
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	496 sqft
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	574 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	45-3210
Street Address	461 SPRING ST, 1D
City	NAUGATUCK
State	CT
Zip	06770-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Lot Number	3210
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

461 Spring St, Apt 1D is owned and occupied by an individual who bought it in December 2022.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	461 SPRING ST, 1D, NAUGATUCK, CT 06770-1959
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 29, 2026	Deed of Trust, Mortgage · Line of Credit HOMEBRIDGE FINANCIAL SERVICES INC
Dec 6, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage TOTAL MORTGAGE SERVICES LLC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 6, 2022 · Amount on File
Deed Sale	Dec 6, 2022 · Amount on File
Prior Sale	Jan 27, 1997 · Amount on File
Deed Document Number	20224404
Deed Book / Page	1114 / 269
Transfer Doc	0440000031
Record Updated	Oct 29, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	461 SPRING ST APT 1D, 1D, NAUGATUCK, CT 06770-1959
Transaction Type	Mortgage
Record Updated	Feb 18, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	001175-438
Date	Jan 29, 2026
Book Page	1175/438
Instrument	2026-285

Lender

Name	HOMEBRIDGE FINANCIAL SERVICES INC
Type	Funding / Finance Company

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2056

December 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Dec 6, 2022
Property Address	461 SPRING ST APT 1D, 1D, NAUGATUCK, CT 06770-1959
Document Number	001114-269
Book / Page	1114 / 269
Instrument Date	Nov 29, 2022
Instrument	20224404
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST APT 1D, 1D, NAUGATUCK, CT 06770-1959
Investor	Possibly a Property Investor

Mortgage

Document Number	0020224405
Date	Dec 6, 2022
Instrument	2022-4405

Lender

Name	TOTAL MORTGAGE SERVICES LLC
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2026 property tax bill for 461 Spring St, Apt 1D was $4,074, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$4,074.00 (+1.65%)	$100,730 (-) Building $100,730	$194,636 (+176.04%)
2025	$4,008.00	$100,730 Building $100,730	$70,511 Building $70,511
2024	$4,008.00 (-11.09%)
2023	$4,508.00 (+97.63%)	$100,730 (+110.82%) Building $100,730
2022	$2,281.00	$47,780 Building $47,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 461 Spring St, Apt 1D in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Spring St, Apt 1D is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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