461 Spring St, Apt 1A, Naugatuck, CT 06770 Property Records

Naugatuck Borough property record for 461 Spring St, Apt 1A, Naugatuck, CT 06770

Property Summary

Property Type	Condominium
Details	2 bd · 1.5 ba · 1,008 sqft · built 1981
Lot Size	0.013 acres (571 sqft)
Owner	Individual Name on File
Last Sale	$210,000 (Jul 2026)
Tax Bill	$3,267 (2026)
Deeds & Mortgages	Jul 2026 Mortgage Jul 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`039-7750`

Property Details

APN / Parcel Number

Primary APN	`039-7750`
Alternative APNs	`NAUG M:209-11W107-001A` `CON130 11W107 001A` `NAUG M:039 L:7750` `39-7750`

Interior

Bedrooms	2 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Units	79 Units
Stories	2 Stories
Building Area	1,008 sqft Living Area
Gross Area	1,504 sqft
1st Floor Area	496 sqft
Basement Area	496 sqft
Unfinished Basement	496 sqft

Exterior

Year Built	Built 1981
Effective Year Built	Effective 1981
Architectural Style	Condo/Apartment
Exterior Material	Aluminum/Vinyl
Roof Type	Gable
Roof Material	Asphalt
Lot Area	571 sqft

Utilities, Heating & Cooling

Heating System	Baseboard
Heating Fuel	Electric

Location & Zoning

Account Number	39-7750
Street Address	461 SPRING ST, 1A
City	NAUGATUCK
State	CT
Zip	06770-1959
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	R8
Legal Lot Number	7750
Jurisdiction	NAUGATUCK CT
Township / Civil Division	NAUGATUCK
Census Block Group	2
Census Block	2010
Census Tract	345100

Owner

461 Spring St, Apt 1A is owned and occupied by an individual who bought it in July 2026.

Source: Naugatuck Borough records, as of October 20, 2026

Owner of Record	Individual Name on File
Mailing Address	461 SPRING ST, 1A, NAUGATUCK, CT 06770-1959
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Individual(s)

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 21, 2026	Deed of Trust, Mortgage CONNECTICUT HOUSING FINANCE AUTHORITY
Jul 20, 2026	Warranty Deed, Transfer · Conventional Mortgage TOTAL MORTGAGE SERVICES
Aug 7, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage US BANK NA
Oct 3, 2019	Deed of Trust, Mortgage · Balloon Mortgage WEBSTER BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 20, 2026 · Amount on File
Deed Sale	Jul 20, 2026 · Amount on File
Prior Sale	Aug 7, 2024 · Amount on File
Deed Book / Page	1186 / 226
Record Updated	Oct 29, 2026

July 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 21, 2026
Property Address	461 SPRING ST, 1A, NAUGATUCK, CT 06770-1959
Document Number	0000002210
Book / Page	1186 / 347
Instrument Date	Jul 13, 2026
Instrument	20262210
Transaction Type	Mortgage
Record Updated	Aug 12, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST, 1A, NAUGATUCK, CT 06770-1959

Mortgage

Document Number	0000002210,
Date	Jul 21, 2026
Book Page	1186/347
Instrument	20262210

Lender

Name	CONNECTICUT HOUSING FINANCE AUTHORITY

Agreement

Amount	Amount on Record
Term	120 Months
Due	Aug 1, 2036

Interest

Rate Type	Adjustable Rate
Rate	6.52%
Initial Type	Adjustable Rate
Max Rate	-1%

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Jul 20, 2026
Property Address	461 SPRING ST, 1A, NAUGATUCK, CT 06770-1959
Document Number	0000002208
Book / Page	1186 / 226
Instrument Date	Jul 8, 2026
Instrument	20262208
Transaction Type	Transfer
Record Updated	Sep 25, 2026

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SPRING ST, 1A, NAUGATUCK, CT 06770-1959

Mortgage

Date	Jul 20, 2026

Lender

Name	TOTAL MORTGAGE SERVICES

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2056

Interest

Max Rate	-1%

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	NAUGATUCK CT
Recording Date	Aug 7, 2024
Property Address	461 SPRING ST APT 1A, 1A, NAUGATUCK, CT 06770-1959
Document Number	001143-489
Book / Page	1143 / 489
Instrument Date	Aug 1, 2024
Instrument	20242047
Transaction Type	Transfer
Record Updated	Aug 22, 2024

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0020242048
Date	Aug 7, 2024
Instrument	2024-2048

Lender

Name	US BANK NA
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount on Record

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NAUGATUCK CT
Property Address	461 SPRING ST APT 1A, 1A, NAUGATUCK, CT 06770-1959
Transaction Type	Mortgage
Record Updated	Mar 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1035-433
Date	Oct 3, 2019
Book Page	1035/433

Lender

Name	WEBSTER BANK
Type	Bank

Agreement

Type	Balloon Mortgage
Amount	Amount on Record
Term	241 Months
Due	Nov 1, 2039

Tax Assessment & Valuation

The 2026 property tax bill for 461 Spring St, Apt 1A was $3,267, up 1.6% from the year before.

Source: Naugatuck Borough assessment roll, as of September 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision / Municipality	Naugatuck Borough
Unified School District	Naugatuck School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,267.00 (+1.65%)	$80,780 (-) Building $80,780	$198,672 (+251.35%)
2025	$3,214.00	$80,780 Building $80,780	$56,546 Building $56,546
2024	$3,214.00 (-11.09%)
2023	$3,615.00 (+58.48%)	$80,780 (+69.07%) Building $80,780
2022	$2,281.00	$47,780 Building $47,780

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 461 Spring St, Apt 1A in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective January 25, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Spring St, Apt 1A is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CTWC - NAUGATUCK REGION-CENTRAL SYSTEM private · serves 22,735 people · EPA ID CT0880011
Water Source	Surface water
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Frontier, GoNetspeed.

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