461 Scarbrough Loop, Humboldt, TN 38343 Property Records

Madison County property record for 461 Scarbrough Loop, Humboldt, TN 38343

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,032 sqft · built 1966
Lot Size	1.1 acres (47,916 sqft)
Owner	2 Individual Names on Record
Last Sale	$135,000 (Aug 2021)
Tax Bill	$444 (2025)
Deeds & Mortgages	Aug 2021 Sale & Mortgage Sep 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`015-013.00`

Property Details

APN / Parcel Number

Primary APN	`015-013.00`
Alternative APNs	`0301501501300` `057015 01300`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,032 sqft Living Area
1st Floor Area	1,032 sqft
Utility Room	Utility Room
Flooring	Softwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1999
Architectural Style	L-Shape
Exterior Material	Siding
Roof Type	Gable/Hip
Roof Material	Composition Shingle
Lot Area	47,916 sqft (1.1 acres)
Garage Type	Carport
Garage Area	256 sqft
Carport	Carport
Carport Area	256 sqft
Parking Spaces	1 Parking Space
Porch	Finished/Open Porch
Porch Area	36 sqft

Utilities, Heating & Cooling

Heating System	Radiant
Sewer	Connected

Location & Zoning

Street Address	461 SCARBROUGH LOOP
City	HUMBOLDT
State	TN
Zip	38343-8427
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 03, COUNTY AREA: D50
Jurisdiction	MADISON TN
Township / Civil Division	9
Census Block Group	1
Census Block	1006
Census Tract	1609

Owner

Source: Madison County records, as of December 10, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 18, 2021	Warranty Deed, Transfer · FHA Mortgage LEADERS CU
Sep 5, 2019	Warranty Deed, Transfer LEADERS CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 18, 2021 · Amount on Record
Deed Sale	Aug 18, 2021 · Amount on Record
Prior Sale	Sep 5, 2019 · Amount on Record
Deed Document Number	202111769
Deed Book / Page	765 / 1504
Record Updated	Sep 20, 2026

August 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Aug 18, 2021
Property Address	461 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427
Document Number	D765/1504
Book / Page	D765 / 1504
Instrument Date	Aug 16, 2021
Instrument	21011769
Transaction Type	Transfer
Record Updated	Sep 3, 2021

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$499.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427

Mortgage

Document Number	21011770
Date	Aug 18, 2021
Instrument	21011770

Lender

Name	LEADERS CU
Type	Credit Union

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2051

Mortgage

Document Number	T2169/151
Date	Aug 18, 2021
Book Page	T2169/151
Instrument	21011771

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Type	Stand-Alone Second Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Sep 1, 2036

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MADISON TN
Recording Date	Sep 5, 2019
Property Address	461 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427
Document Number	0000010945
Book / Page	00D753 / 000987
Instrument Date	Sep 4, 2019
Instrument	10945
Transaction Type	Transfer
Record Updated	Sep 18, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$309.32
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 SCARBROUGH LOOP HUMBOLDT TN 383438427, HUMBOLDT, TN 38343-8427

Mortgage

Document Number	10946
Date	Sep 5, 2019
Book Page	0T2103/001057
Instrument	10946

Lender

Name	LEADERS CU
Type	Credit Union
Address	JACKSON, TN 38305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Sep 4, 2049

Tax Assessment & Valuation

Source: Madison County assessment roll, as of December 10, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Madison County
Unified School District	Jackson-Madison County School System (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$444.00	$23,700 (-) Land $5,200 Building $18,500	$94,800 (-) Land $20,800 Building $74,000
2024	$444.00
2023		$23,700 Land $5,200 Building $18,500
2022	$444.00		$94,800 Land $20,800 Building $74,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 14 policies
Nearby Flood Policies	14 in force
Nearby Flood Claims	3 (1980–2019)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Feb 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 95% of Tennessee
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPlus Broadband Fiber	1,000 / 1,000
Aeneas Communications Fiber	1,000 / 1,000

Cell Coverage

5G (outdoors only) and 4G LTE

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