Madison County property record for 421 Scarbrough Loop, Humboldt, TN 38343
| Property Type | Single Family Home |
|---|---|
| Details | 5 ba · 4,406 sqft · built 2006 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $95,000 (Apr 1999) |
| Tax Bill | $3,767 (2025) |
| Deeds & Mortgages | May 2021 Mortgage May 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 057015 01502 |
| Primary APN | 057015 01502 |
|---|---|
| Alternative APN |
|
| Full Baths | 5 Baths |
|---|---|
| Plumbing Fixtures | 15 Plumbing Fixtures |
| Stories | 2 Stories |
| Building Area | 4,406 sqft Living Area |
| 1st Floor Area | 2,963 sqft |
| Upper Floors Area | 1,443 sqft |
| Basement Area | 1,656 sqft |
| Finished Basement | 516 sqft |
| Unfinished Basement | 1,140 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 3 Fireplaces |
| Fireplace | Fireplace |
| Year Built | Built 2006 |
|---|---|
| Exterior Material | Brick |
| Foundation Type | Footing |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Terrain | Rolling |
| Garage Type | Finished |
| Garage Area | 1,044 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Finished/Screened Porch |
| Porch Area | 1,096 sqft |
| Patio Area | 684 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Street Address | 421 SCARBROUGH LOOP |
|---|---|
| City | HUMBOLDT |
| State | TN |
| Zip | 38343-8427 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | DISTRICT: 03, COUNTY AREA: D50 |
| Jurisdiction | MADISON TN |
| Township / Civil Division | 9 |
| Census Block Group | 1 |
| Census Block | 1007 |
| Census Tract | 1609 |
Source: Madison County records, as of January 22, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| May 25, 2021 | Deed of Trust, Mortgage · Commercial Mortgage FIRSTBANK |
| May 18, 2021 | Deed of Trust, Mortgage · Conventional Mortgage ORION FCU |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 27, 1999 · Amount on Record |
| Deed Sale | Apr 27, 1999 · Amount on Record |
| Deed Document Number | 0000595846 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 421 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2021 |
| Name | Verified Name |
|---|
| Document Number | T2160/438 |
|---|---|
| Date | May 25, 2021 |
| Book Page | T2160/438 |
| Instrument | 21007306 |
| Name | FIRSTBANK |
|---|---|
| Type | Bank |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount Recorded |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MADISON TN |
| Property Address | 421 SCARBROUGH LOOP, HUMBOLDT, TN 38343-8427 |
| Transaction Type | Mortgage |
| Record Updated | May 28, 2021 |
| Name | Verified Name |
|---|
| Document Number | T2159/421 |
|---|---|
| Date | May 18, 2021 |
| Book Page | T2159/421 |
| Instrument | 21006833 |
| Name | ORION FCU |
|---|---|
| Type | Credit Union |
| Address | MEMPHIS, TN 38103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 1, 2041 |
Source: Madison County assessment roll, as of May 20, 2025
| Type | Name |
|---|---|
| State | Tennessee |
| County | Madison County |
| Unified School District | Jackson-Madison County School System (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,767.00 | $201,050 (-) Land $12,325 Building $188,725 | |
| 2023 | $201,050 Land $12,325 Building $188,725 | ||
| 2022 | $3,767.00 | $804,200 Land $49,300 Building $754,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective August 3, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on Record median of 14 policies |
| Nearby Flood Policies | 14 in force |
| Nearby Flood Claims | 3 (1980–2019) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Feb 2019 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 93% of the US · lower than 93% of Tennessee |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 4 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| EPlus Broadband Fiber | 1,000 / 1,000 |
| Aeneas Communications Fiber | 1,000 / 1,000 |
5G (outdoors only) and 4G LTE
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