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461 Riverside Ter, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 461 Riverside Ter, Rutherford, NJ 07070

Property Summary

Property TypeSingle Family Home
Details1,189 sqft · built 1955
Lot Size0.128 acres (5,567 sqft)
OwnerIndividual Name on File
Last Sale$425,000 (Jan 2023)
Tax Bill$10,621 (2025)
Deeds & MortgagesJan 2023 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN56-00012-0000-00043-02

Property Details

APN / Parcel Number

Primary APN56-00012-0000-00043-02
Alternative APNs
  • 56000120000000430002
  • 5600012000000043B

Interior

Stories1 Story
Building Area1,189 sqft Living Area
1st Floor Area1,189 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1955
Exterior MaterialFrame
Construction TypeFrame
Lot Area5,567 sqft (0.128 acres)
Lot Dimensions105 ft deep x 53 ft wide

Location & Zoning

Old Parcel Number5600012000000043B
Street Address461 RIVERSIDE TER
CityRUTHERFORD
StateNJ
Zip07070-2615
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal Description53X105
Legal SubdivisionLILLIAN WESTPHAL
Legal Block12
Legal Lot Number43.02
JurisdictionBERGEN NJ
Township / Civil DivisionRUTHERFORD
Census Block Group2
Census Block2005
Census Tract51200

Owner

461 Riverside Ter is owned and occupied by an individual who bought it in January 2023.

Source: Bergen County and Rutherford Borough records, as of October 13, 2026

Owner of RecordIndividual Name on File
Mailing Address461 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJan 31, 2023 · Amount on File
Deed SaleJan 31, 2023 · Amount on File
Prior SaleDec 12, 2005 · Amount on File
Deed Document Number20238901
Deed Book / Page4921 / 311
Record UpdatedOct 29, 2026

January 2023: Deed, Transfer

Document TypeDeed
JurisdictionBERGEN NJ
Recording DateJan 31, 2023
Property Address461 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615
Document Number0049210311
Book / Page4921 / 311
Instrument DateDec 29, 2022
Instrument2023008901
Transaction TypeTransfer
Record UpdatedFeb 23, 2023
Title CompanyGUARDIAN TITLE SERVICES, GUARDIAN TITLE SERVICES LLC

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,602.50
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address1030 AURORA AVE # AVEC213, AVEC213, NAPERVILLE, IL 60540-6277

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 RIVERSIDE TER, RUTHERFORD, NJ 07070-2615

Mortgage

Document Number2023008902
DateJan 31, 2023
Instrument2023008902
Lender
NameNEW JERSEY LENDERS CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term360 Months
DueJan 1, 2053

Tax Assessment & Valuation

The 2025 property tax bill for 461 Riverside Ter was $10,621, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

TypeName
StateNew Jersey
CountyBergen County
MunicipalityRutherford Borough
Unified School DistrictRutherford Borough School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$331,900 (-) Land $245,500 Building $86,400$331,900 (-) Land $245,500 Building $86,400
2025$10,621.00 (+2.54%)$331,900 Land $245,500 Building $86,400$331,900 Land $245,500 Building $86,400
2024$10,358.00
2023$331,900 Land $245,500 Building $86,400$331,900 Land $245,500 Building $86,400
2022$9,604.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Riverside Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 33 individual policies
Nearby Flood Policies65 units insured
incl. 32 condo units
Nearby Flood Claims181 (1984–2021)
Claims Outside the SFHA35 of 181
Most Recent ClaimSep 2021 · Remnants Of Hurricane Ida
Claims by Event
  • Hurricane Sandy, Oct 2012 · 39 claims
  • Hurricane Irene, Aug 2011 · 42 claims
  • Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 461 Riverside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemVEOLIA WATER NEW JERSEY HACKENSACK
private · serves 792,713 people · EPA ID NJ0238001
Water SourceSurface water
Lead6 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line replacement
Jan 2021
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Verizon
Fiber · Fixed Wireless in parts of the area		2,300 / 2,300
Xfinity
Cable		2,000 / 250
T-Mobile
Fixed Wireless		100 / 20
AT&T
Fixed Wireless		100 / 20

May also be available: Optimum.

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