458 Riverside Ter, Rutherford, NJ 07070 Property Records

Bergen County and Rutherford Borough property record for 458 Riverside Ter, Rutherford, NJ 07070

Property Summary

Property Type	Single Family Home
Details	1,150 sqft · built 1955
Lot Size	0.157 acres (6,826 sqft)
Owner	2 Individual Names on File
Last Sale	$585,000 (Aug 2025)
Tax Bill	$10,240 (2025)
Deeds & Mortgages	Aug 2025 Sale & Mortgage Jan 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`56-00011-0000-00027`

Property Details

APN / Parcel Number

Primary APN	`56-00011-0000-00027`
Alternative APNs	`5600011000000026B` `560001100027`

Interior

Stories	1 Story
Building Area	1,150 sqft Living Area
1st Floor Area	1,150 sqft

Exterior

Year Built	Built 1955
Effective Year Built	Effective 1955
Construction Type	Frame
Lot Area	6,826 sqft (0.157 acres)
Lot Dimensions	105 ft deep x 65 ft wide

Location & Zoning

Old Parcel Number	5600011000000026B
Street Address	458 RIVERSIDE TER
City	RUTHERFORD
State	NJ
Zip	07070-2616
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	65X105
Legal Subdivision	LILLIAN WESTPHAL
Legal Block	11
Legal Lot Number	27
Jurisdiction	BERGEN NJ
Township / Civil Division	RUTHERFORD
Census Block Group	2
Census Block	2004
Census Tract	51200

Owner

458 Riverside Ter is owned and occupied by two individuals who bought it in August 2025.

Source: Bergen County and Rutherford Borough records, as of June 29, 2026

Owner of Record	2 Individual Names on File
Mailing Address	458 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Married

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Aug 12, 2025	Deed, Transfer · Conventional Mortgage BOND STREET MORTGAGE LLC
Jan 30, 2017	Deed of Trust, Mortgage · Closed-End Mortgage PNC BANK NA
Dec 8, 2017	Deed of Trust, Mortgage · Conventional Mortgage PNC BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 12, 2025 · Amount on File
Deed Sale	Aug 12, 2025 · Amount on File
Prior Sale	Jun 9, 1999 · Amount on File
Deed Document Number	202554999
Deed Book / Page	5573 / 263
Record Updated	Oct 29, 2026

August 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	BERGEN NJ
Recording Date	Aug 12, 2025
Property Address	458 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Document Number	0055730263
Book / Page	5573 / 263
Instrument Date	Aug 12, 2025
Instrument	2025054999
Transaction Type	Transfer
Record Updated	Oct 30, 2025
Title Company	GOLDEN KEY TITLE LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,325.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	25 GLADSTONE AVE, MANCHESTER, NJ 08759-6625

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616

Mortgage

Document Number	2025055000
Date	Aug 12, 2025
Instrument	2025055000

Lender

Name	BOND STREET MORTGAGE LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 1, 2055

January 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	458 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0025201320
Date	Jan 30, 2017
Book Page	02520/1320
Instrument	17-009724

Lender

Name	PNC BANK NA
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record

December 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BERGEN NJ
Property Address	458 RIVERSIDE TER, RUTHERFORD, NJ 07070-2616
Document Number	0028271668
Instrument Date	Dec 8, 2017
Transaction Type	Mortgage
Record Updated	Aug 30, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	458 RIVERSIDE TER RUTHERFORD NJ 070702616, RUTHERFORD, NJ 07070-2616

Mortgage

Document Number	0028271668
Date	Jan 5, 2018
Book Page	002827/001668

Lender

Name	PNC BK
Type	Bank
Address	PITTSBURGH, PA 15222

Agreement

Type	Conventional Mortgage
Amount	Amount on Record

Tax Assessment & Valuation

The 2025 property tax bill for 458 Riverside Ter was $10,240, up 2.5% from the year before.

Source: Bergen County and Rutherford Borough assessment roll, as of June 29, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Bergen County
Municipality	Rutherford Borough
Unified School District	Rutherford Borough School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$322,100 (+0.66%) Land $251,200 Building $70,900	$322,100 (+0.66%) Land $251,200 Building $70,900
2025	$10,240.00 (+2.53%)	$320,000 Land $251,200 Building $68,800	$320,000 Land $251,200 Building $68,800
2024	$9,987.00
2023		$320,000 Land $251,200 Building $68,800	$320,000 Land $251,200 Building $68,800
2022	$9,500.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 458 Riverside Ter in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 33 individual policies
Nearby Flood Policies	65 units insured incl. 32 condo units
Nearby Flood Claims	181 (1984–2021)
Claims Outside the SFHA	35 of 181
Most Recent Claim	Sep 2021 · Remnants Of Hurricane Ida
Claims by Event	Hurricane Sandy, Oct 2012 · 39 claims Hurricane Irene, Aug 2011 · 42 claims Severe Storms And Inland And Coastal Flooding, Apr 2007 · 29 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 458 Riverside Ter is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 97.3% of New Jersey
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001
Water Source	Surface water
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line replacement Jan 2021
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 357 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Optimum.

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