461 Mountain Rd, Holyoke, MA 01040 Property Records

Hampden County and Holyoke City property record for 461 Mountain Rd, Holyoke, MA 01040

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,148 sqft · built 1965
Lot Size	0.5 acres (21,784 sqft)
Owner	2 Individual Names on Record
Last Sale	$292,000 (Feb 2022)
Tax Bill	$5,313 (2026)
Deeds & Mortgages	Feb 2022 Sale & Mortgage May 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`HOLY M:0190 B:0000 L:31`

Property Details

APN / Parcel Number

Primary APN	`HOLY M:0190 B:0000 L:31`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,148 sqft Living Area
Gross Area	2,508 sqft
Basement Area	1,148 sqft
Unfinished Basement	1,148 sqft

Exterior

Year Built	Built 1965
Effective Year Built	Effective 2000
Architectural Style	Ranch
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	21,784 sqft (0.5 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Street Address	461 MOUNTAIN RD
City	HOLYOKE
State	MA
Zip	01040-9526
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RA
Legal Lot Number	31
Jurisdiction	HOLYOKE MA
Township / Civil Division	HOLYOKE
Census Block Group	1
Census Block	1014
Census Tract	812101

Owner

Source: Hampden County and Holyoke City records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	461 MOUNTAIN RD, HOLYOKE, MA 01040-9526
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 18, 2022	Quit Claim Deed, Transfer · Stand-Alone First Mortgage HARBORONE MORTGAGE
May 4, 2021	Fiduciary Deed, Transfer · Stand-Alone First Mortgage GARY LOPUK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 18, 2022 · Amount on Record
Deed Sale	Feb 18, 2022 · Amount on Record
Prior Sale	May 4, 2021 · Amount on Record
Deed Book / Page	24413 / 132
Record Updated	Oct 29, 2026

February 2022: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	HOLYOKE MA
Recording Date	Feb 18, 2022
Property Address	461 MOUNTAIN RD, HOLYOKE, MA 01040-9526
Document Number	024413-132
Book / Page	24413 / 132
Instrument Date	Feb 18, 2022
Instrument	10644
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	23 WILLICUTT RD, CHESTERFIELD, MA 01012

Mortgage

Document Number	0000010645
Date	Feb 18, 2022
Instrument	10645

Lender

Name	HARBORONE MORTGAGE

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

May 2021: Fiduciary Deed, Transfer

Document Type	Fiduciary Deed
Jurisdiction	HOLYOKE MA
Recording Date	May 4, 2021
Property Address	461 MOUNTAIN RD, HOLYOKE, MA 01040-9526
Document Number	23863-285
Book / Page	23863 / 285
Instrument Date	May 4, 2021
Instrument	30500
Transaction Type	Transfer
Record Updated	May 21, 2021

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	251 RIVER ST, W SPRINGFIELD, MA 01089-3665

Mortgage

Document Number	30501
Date	May 4, 2021
Instrument	30501

Lender

Name	GARY LOPUK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Hampden County
Municipality	Holyoke City
Unified School District	Holyoke School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$5,313.00 (+6.82%)	$304,800 (+6.98%) Land $71,300 Building $233,500	$329,552 (-2.94%)
2025	$4,974.00 (+4.83%)	$284,900 (+13.78%) Land $66,600 Building $218,300	$339,530 (+2.82%)
2024	$4,745.00 (+78.65%)	$250,400 (+76.84%) Land $63,500 Building $186,900	$330,220
2023	$2,656.00	$141,600 Land $63,500 Building $78,100

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 30 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Netafy Fixed Wireless	150 / 150

May also be available: T-Mobile.

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