Hampden County and Holyoke City property record for 445 Mountain Rd, Holyoke, MA 01040
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,586 sqft · built 1952 |
| Lot Size | 0.607 acres (26,458 sqft) |
| Owner | Individual Name on File |
| Last Sale | $204,000 (Jan 2020) |
| Tax Bill | $4,450 (2026) |
| Deeds & Mortgages | Dec 2023 Refinance Mar 2021 Refinance + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | HOLY M:0190 B:0000 L:16 |
| Primary APN | HOLY M:0190 B:0000 L:16 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,586 sqft Living Area |
| Gross Area | 2,104 sqft |
| Basement Area | 720 sqft |
| Unfinished Basement | 360 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1952 |
|---|---|
| Effective Year Built | Effective 1952 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 26,458 sqft (0.607 acres) |
| Heating System | Hot Water |
|---|---|
| Heating Fuel | Oil |
| Street Address | 445 MOUNTAIN RD |
|---|---|
| City | HOLYOKE |
| State | MA |
| Zip | 01040-9526 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RA |
| Legal Lot Number | 16 |
| Jurisdiction | HOLYOKE MA |
| Township / Civil Division | HOLYOKE |
| Census Block Group | 1 |
| Census Block | 1014 |
| Census Tract | 812101 |
445 Mountain Rd is owned and occupied by an individual who bought it in January 2020.
Source: Hampden County and Holyoke City records, as of October 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 445 MOUNTAIN RD, HOLYOKE, MA 01040-9526 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 14, 2023 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Mar 22, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance FEDERAL SAVINGS BANK |
| Jan 31, 2020 | Quit Claim Deed, Transfer · VA Mortgage HARBORONE MORTGAGE |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 31, 2020 · Amount on File |
| Deed Sale | Jan 31, 2020 · Amount on File |
| Prior Sale | May 24, 2010 · Amount on File |
| Deed Document Number | 20205817 |
| Deed Book / Page | 23070 / 243 |
| Prior Transfer Date | Jan 27, 2020 |
| Prior Transfer Doc | 23070-243 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 445 MOUNTAIN RD, HOLYOKE, MA 01040-9526 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2023 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0025260-15 |
|---|---|
| Date | Dec 14, 2023 |
| Book Page | 25260/15 |
| Instrument | 59227 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 301 Months |
| Due | Jan 1, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Property Address | 445 MOUNTAIN RD, HOLYOKE, MA 01040-9526 |
| Transaction Type | Mortgage |
| Record Updated | Aug 10, 2023 |
| Name | Verified Name |
|---|
| Document Number | 023775-154 |
|---|---|
| Date | Mar 22, 2021 |
| Book Page | 23775/154 |
| Instrument | 19085 |
| Name | FEDERAL SAVINGS BANK |
|---|---|
| Type | Bank |
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOLYOKE MA |
| Recording Date | Jan 31, 2020 |
| Property Address | 445 MOUNTAIN RD, HOLYOKE, MA 01040-9526 |
| Document Number | 23070-243 |
| Book / Page | 23070 / 243 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 5817 |
| Transaction Type | Transfer |
| Record Updated | May 11, 2021 |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 30 BAYBERRY DR, HOLYOKE, MA 01040-9674 |
| Document Number | 5818 |
|---|---|
| Date | Jan 31, 2020 |
| Instrument | 5818 |
| Name | HARBORONE MORTGAGE |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
The 2026 property tax bill for 445 Mountain Rd was $4,450, up 6.9% from the year before.
Source: Hampden County and Holyoke City assessment roll, as of April 14, 2026
| Type | Name |
|---|---|
| State | Massachusetts |
| County | Hampden County |
| Municipality | Holyoke City |
| Unified School District | Holyoke School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $4,450.00 (+6.92%) | $255,300 (+7.09%) Land $73,000 Building $161,500 | $328,930 (-3.61%) |
| 2025 | $4,162.00 (+6.25%) | $238,400 (+15.34%) Land $68,200 Building $170,200 | $341,240 (+1.53%) |
| 2024 | $3,917.00 (+4.15%) | $206,700 (+3.09%) Land $65,000 Building $141,700 | $336,110 |
| 2023 | $3,761.00 | $200,500 Land $65,000 Building $135,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 445 Mountain Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective June 7, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 445 Mountain Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 57% of Massachusetts |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Netafy Fixed Wireless | 150 / 150 |
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