461 Hilltop Rd, Troy, TX 76579 Property Records

Bell County property record for 461 Hilltop Rd, Troy, TX 76579

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 2,110 sqft · built 1978
Lot Size0.812 acres (35,375 sqft)
OwnerIndividual Name on Record
Tax Bill$3,173 (2023)
Deeds & MortgagesMay 2020 Mortgage
Aug 2019 Mortgage
Flood ZoneZone X (minimal risk)
APN0375295091

Property Details

APN / Parcel Number

Primary APN0375295091
Alternative APNs
  • 864295
  • 14998

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area2,110 sqft Living Area
1st Floor Area2,110 sqft
Interior WallsWood
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1978
Exterior MaterialBrick Veneer
Foundation TypeSlab (Mat/Raft)
Roof TypeHip
Roof MaterialComposition Shingle
Lot Area35,375 sqft (0.812 acres)
Lot Dimensions283 ft deep x 125 ft wide
Garage TypeDetached
Garage Area1,050 sqft
Parking Spaces4 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area400 sqft
Storage Building150 sqft
Total Buildings2 Buildings

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number864295
Street Address461 HILLTOP RD
CityTROY
StateTX
Zip76579-3647
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionCOUNTRY PLACE 1ST, BLOCK 00C, LOT 0008
Legal SubdivisionCOUNTRY PLACE 1ST
Legal BlockC
Legal Lot Number8
JurisdictionBELL TX
Township / Civil DivisionEAST BELL
Census Block Group1
Census Block1019
Census Tract20101

Owner

Source: Bell County records, as of April 1, 2024

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Co-ownerCo-owner on Record
Mailing Address461 HILLTOP RD, TROY, TX 76579-3647
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
May 2, 2020Deed of Trust, Mortgage · VA Mortgage
CLEARPATH LNDG
Aug 27, 2019Vendor's Lien, Transfer · VA Mortgage
FAIRWAY INDEPENDENT MORTGAGE CORP

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 27, 2019
Deed SaleAug 27, 2019
Prior SaleNov 22, 2016
Deed Document Number2019-00038738
Record UpdatedJun 7, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBELL TX
Property Address461 HILLTOP RD, TROY, TX 76579-3647
Document Number0000022982
Instrument DateMay 2, 2020
Transaction TypeMortgage
Record UpdatedJul 21, 2020
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 HILLTOP RD TROY TX 765793647, TROY, TX 76579-3647

Mortgage

Document Number0000022982
DateMay 14, 2020
Instrument22982
Lender
NameCLEARPATH LNDG
AddressIRVINE, CA 92618
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 13, 2050

August 2019: Vendor's Lien, Transfer

Document TypeVendor's Lien
JurisdictionBELL TX
Recording DateAug 27, 2019
Property Address461 HILLTOP RD, TROY, TX 76579-3647
Document Number0000038738
Map ReferenceCAB A SL 5 C
Instrument DateAug 23, 2019
Instrument2019-00038738
Transaction TypeTransfer
Record UpdatedSep 30, 2021

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address5744 LAKERNONT CIRCLE, 5744, WACO, TX 76710

Transferred To (Grantee/Buyer)

NameVerified Name
Address461 HILLTOP RD, TROY, TX 76579-3647

Mortgage

Document Number0000038739
DateAug 27, 2019
Instrument2019-00038739
Lender
NameFAIRWAY INDEPENDENT MORTGAGE CORP
TypeMortgage Company
Special NotesSeller Financed
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

Source: Bell County assessment roll, as of August 1, 2023

Property Jurisdictions

TypeName
StateTexas
CountyBell County
Unified School DistrictTroy Independent School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2023$3,173.00 (-19.77%) Homeowner's exemption$374,273 Land $29,715 Building $344,558$374,273 Land $29,715 Building $344,558
2022$3,955.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 51% of the US · lower than 74% of Texas
Wildfire Likelihood0.08% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCITY OF TROY
serves 4,367 people · EPA ID TX0140037
Water SourcePurchased surface water from CITY OF TEMPLE
Last State InspectionMar 2023
LeadUnder 1 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTotal trihalomethanes
resolved · Oct 2016
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Astound Broadband
Cable
1,500 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on Hilltop Rd

Nearby Streets

Search Property Records by Address or Parcel Number