Bell County property record for 453 Hilltop Rd, Troy, TX 76579
| Property Type | Single Family Home |
|---|---|
| Details | 1,861 sqft · built 1981 |
| Lot Size | 0.975 acres (42,450 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $131,300 (Oct 2020) |
| Tax Bill | $680 (2025) |
| Deeds & Mortgages | Oct 2023 Mortgage Oct 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0375295094 |
| Primary APN | 0375295094 |
|---|---|
| Alternative APNs |
|
| Stories | 1 Story |
|---|---|
| Building Area | 1,861 sqft Living Area |
| 1st Floor Area | 1,861 sqft |
| Flooring | Vinyl/Resilient |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1981 |
|---|---|
| Effective Year Built | Effective 2010 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 42,450 sqft (0.975 acres) |
| Lot Dimensions | 283 ft deep x 150 ft wide |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 176 sqft |
| Storage Building | 135 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 453 HILLTOP RD |
|---|---|
| City | TROY |
| State | TX |
| Zip | 76579-3647 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | COUNTRY PLACE 1ST, BLOCK 00C, LOT 0009 |
| Legal Subdivision | COUNTRY PLACE 1ST |
| Legal Block | C |
| Legal Lot Number | 9 |
| Jurisdiction | BELL TX |
| Township / Civil Division | EAST BELL |
| Census Block Group | 1 |
| Census Block | 1019 |
| Census Tract | 20101 |
Source: Bell County records, as of February 9, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 24, 2023 | · Loan Assumption LARRY GARNER |
| Oct 21, 2020 | Vendor's Lien, Transfer · Conventional Mortgage JPMORGAN CHASE BANK NA |
| Mar 22, 2017 | Quit Claim Deed, Transfer Quitclaim |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 21, 2020 · Amount on Record |
| Deed Sale | Oct 21, 2020 · Amount on Record |
| Deed Document Number | 202057467 |
| Last Transfer Date | Oct 18, 2023 |
| Transfer Doc | 0000047695 |
| Record Updated | Sep 20, 2026 |
| Jurisdiction | BELL TX |
|---|---|
| Recording Date | Oct 24, 2023 |
| Property Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000047695 |
| Map Reference | CAB A SL 5-C |
| Instrument Date | Oct 18, 2023 |
| Instrument | 2023047695 |
| Record Updated | Nov 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 308 REDWOOD ST, KILLEEN, TX 76543-4354 |
| Name | Verified Name |
|---|---|
| Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000047696 |
|---|---|
| Date | Oct 24, 2023 |
| Instrument | 2023047696 |
| Name | LARRY GARNER |
|---|---|
| Type | Private Party |
| Type | Loan Assumption |
|---|---|
| Amount | Amount Recorded |
| Document Type | Vendor's Lien |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Oct 21, 2020 |
| Property Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000057467 |
| Map Reference | CAB A SL 5C |
| Instrument Date | Oct 19, 2020 |
| Instrument | 2020-00057467 |
| Transaction Type | Transfer |
| Record Updated | Sep 30, 2021 |
| Title Company | CENTRALAND ITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 445 HILLTOP RD, 445, TROY, TX 76579-3647 |
| Name | Verified Name |
|---|---|
| Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000057468 |
|---|---|
| Date | Oct 21, 2020 |
| Instrument | 2020-00057468 |
| Name | JPMORGAN CHASE BANK NA |
|---|---|
| Type | Bank |
| Special Notes | Seller Financed |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | BELL TX |
| Recording Date | Mar 22, 2017 |
| Property Address | 453 HILLTOP RD, TROY, TX 76579-3647 |
| Document Number | 0000011116 |
| Instrument Date | Jan 30, 2017 |
| Instrument | 11116 |
| Transaction Type | Transfer |
| Record Updated | Apr 5, 2017 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Company |
| Address | 445 HILLTOP RD TROY TX 765793647, TROY, TX 76579-3647 |
Source: Bell County assessment roll, as of February 9, 2026
| Type | Name |
|---|---|
| State | Texas |
| County | Bell County |
| Unified School District | Troy Independent School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $680.00 (-37.27%) | $251,529 (-14.75%) | $291,739 (-1.12%) Land $41,177 Building $250,562 |
| 2023 | $1,084.00 (-48.75%) Homeowner's exemption Senior Citizen's exemption | $295,038 Land $34,385 Building $260,653 | $295,038 Land $34,385 Building $260,653 |
| 2022 | $2,115.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 51% of the US · lower than 74% of Texas |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF TROY serves 4,367 people · EPA ID TX0140037 |
|---|---|
| Water Source | Purchased surface water from CITY OF TEMPLE |
| Last State Inspection | Mar 2023 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Oct 2016 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 80 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable | 1,500 / 50 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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