461 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 461 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Apartments (5+ Units)
Details	5 bd · 4 ba · 3,716 sqft · built 1900
Lot Size	0.16 acres (6,970 sqft)
Owner	Company Name on Record
Last Sale	$765,000 (Jan 2024)
Tax Bill	$7,313 (2025)
Deeds & Mortgages	May 2026 Sale Jan 2024 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:18 L:52-2`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:18 L:52-2`
Alternative APNs	`M:18 L:52=2` `180520020`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Total Rooms	19 Rooms
Units	4 Units
Stories	2 Stories
Building Area	3,716 sqft Living Area
Gross Area	6,504 sqft
1st Floor Area	1,858 sqft
Basement Area	1,678 sqft
Unfinished Basement	1,678 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Other
Exterior Material	Other
Roof Type	Flat
Roof Material	Asphalt
Lot Area	6,970 sqft (0.16 acres)

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Oil

Location & Zoning

Account Number	180520020
Street Address	461 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4134
Property Category	Residential
Property Type	Residential > Multi-Unit > Apartments (5+ Units)
Local Zoning Code	B2
Legal Subdivision	KEITH R LAMBERT & SHARI M LAMB
Legal Lot Number	52-2
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1003
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	273 MAIN ST, BIDDEFORD, ME 04005-2412
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 18, 2026	Warranty Deed, Transfer
Jan 17, 2024	Warranty Deed, Transfer · FHA Mortgage UNITED WHOLESALE MORTGAGE
Sep 26, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage ACADEMY MORTGAGE CORP
Feb 28, 2022	Warranty Deed, Transfer · Stand-Alone First Mortgage PARTNERS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 17, 2024 · Amount on Record
Deed Sale	Jan 17, 2024 · Amount on Record
Prior Sale	Sep 26, 2022 · Amount on Record
Deed Book / Page	19376 / 493
Transfer Doc	16761-0884
Record Updated	Oct 29, 2026

May 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	May 18, 2026
Property Address	461 ELM ST, BIDDEFORD, ME 04005-4134
Document Number	0199050051
Book / Page	19905 / 51
Instrument Date	May 12, 2026
Instrument	202616484
Transaction Type	Transfer
Record Updated	Aug 29, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

January 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Jan 17, 2024
Property Address	461 ELM ST, BIDDEFORD, ME 04005-4134
Document Number	0193760493
Book / Page	19376 / 493
Instrument Date	Jan 17, 2024
Instrument	2024001441
Transaction Type	Transfer
Record Updated	Feb 5, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1254 BROADWAY, S PORTLAND, ME 04106-5643

Mortgage

Document Number	2024001442
Date	Jan 17, 2024
Instrument	2024001442

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Sep 26, 2022
Property Address	461 ELM ST, BIDDEFORD, ME 04005-4134
Document Number	0191200090
Book / Page	19120 / 90
Instrument Date	Sep 23, 2022
Instrument	2022041262
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	640 BRIGHTON AVE # STE8, STE8, PORTLAND, ME 04102-1047

Mortgage

Document Number	2022041263
Date	Sep 26, 2022
Instrument	2022041263

Lender

Name	ACADEMY MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Feb 28, 2022
Property Address	461 ELM ST, BIDDEFORD, ME 04005-4134
Document Number	0189640877
Book / Page	18964 / 877
Instrument Date	Feb 28, 2022
Instrument	2022009493
Transaction Type	Transfer
Record Updated	Nov 20, 2025

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 126, BIDDEFORD POOL, ME 04006-0126

Mortgage

Document Number	2022009495
Date	Feb 28, 2022
Instrument	2022009495

Lender

Name	PARTNERS BANK

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of July 30, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$7,313.00 (+6.29%)	$489,500 (+1.18%) Land $187,500 Building $302,000
2024	$6,880.00 (+46.98%)	$483,800 (+35.59%) Land $187,500 Building $296,300
2023	$4,681.00 (+40.32%)	$356,800 (+75.5%) Land $187,500 Building $169,300
2022	$3,336.00	$203,300 Land $103,400 Building $99,900

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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