453 Elm St, Biddeford, ME 04005 Property Records

York County and Biddeford City property record for 453 Elm St, Biddeford, ME 04005

Property Summary

Property Type	Retail Stores (Personal Services, Photography, Travel)
Details	1 ba · 4,358 sqft · built 1978
Lot Size	0.28 acres (12,197 sqft)
Owner	Company Name on Record
Last Sale	$540,000 (Aug 2024)
Tax Bill	$6,944 (2025)
Deeds & Mortgages	May 2025 Line of Credit Jul 2025 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`BIDD M:21 L:21`

Property Details

APN / Parcel Number

Primary APN	`BIDD M:21 L:21`
Alternative APN	`210210000`

Interior

Full Baths	1 Bath
Units	7 Units
Stories	1 Story
Building Area	4,358 sqft Total Area
Gross Area	4,758 sqft
1st Floor Area	4,358 sqft
Basement Area	400 sqft
Unfinished Basement	400 sqft

Exterior

Year Built	Built 1978
Effective Year Built	Effective 1978
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	12,197 sqft (0.28 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	210210000
Street Address	453 ELM ST
City	BIDDEFORD
State	ME
Zip	04005-4145
Property Category	Commercial
Property Type	Commercial > Retail > Retail Stores (Personal Services, Photography, Travel)
Local Zoning Code	B2
Legal Lot Number	21
Jurisdiction	BIDDEFORD ME
Township / Civil Division	BIDDEFORD
Census Block Group	1
Census Block	1004
Census Tract	25100

Owner

Source: York County and Biddeford City records, as of May 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	453 ELM ST, STE5, BIDDEFORD, ME 04005-4145
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
May 27, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Jul 3, 2025	Deed of Trust, Mortgage · Line of Credit BANGOR SAVINGS BANK
Aug 30, 2024	Deed of Trust, Mortgage · Stand-Alone First Mortgage GRANITE STATE ECONOMIC DEVELOPMENT CORP
Aug 30, 2024	Warranty Deed, Transfer · Stand-Alone First Mortgage BANGOR SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 30, 2024 · Amount on Record
Deed Sale	Aug 30, 2024 · Amount on Record
Prior Sale	Dec 8, 2017
Deed Document Number	202428524
Deed Book / Page	19501 / 443
Record Updated	Sep 20, 2026

May 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARSONSFIELD ME
Property Address	453 ELM ST, BIDDEFORD, ME 04005-4145
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196660124
Date	May 27, 2025
Book Page	19666/124
Instrument	2025016435

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

July 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PARSONSFIELD ME
Property Address	453 ELM ST, BIDDEFORD, ME 04005-4145
Transaction Type	Mortgage
Record Updated	Nov 25, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0196900370
Date	Jul 3, 2025
Book Page	19690/370
Instrument	2025021203

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2055

Interest

Rate Type	Adjustable Rate

August 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BIDDEFORD ME
Property Address	453 ELM ST, BIDDEFORD, ME 04005-4145
Transaction Type	Mortgage
Record Updated	Nov 20, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0195010625
Date	Aug 30, 2024
Book Page	19501/625
Instrument	2024028574

Lender

Name	GRANITE STATE ECONOMIC DEVELOPMENT CORP

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

August 2024: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	BIDDEFORD ME
Recording Date	Aug 30, 2024
Property Address	453 ELM ST, BIDDEFORD, ME 04005-4145
Document Number	0195010443
Book / Page	19501 / 443
Instrument Date	Aug 30, 2024
Instrument	2024028524
Transaction Type	Transfer
Record Updated	Sep 16, 2024

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	453 ELM ST # STE5, STE5, BIDDEFORD, ME 04005-4145

Mortgage

Document Number	2024028527
Date	Aug 30, 2024
Instrument	2024028527

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Mortgage

Document Number	0195010467
Date	Aug 30, 2024
Book Page	19501/467
Instrument	2024028530

Lender

Name	BANGOR SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: York County and Biddeford City assessment roll, as of May 22, 2026

Property Jurisdictions

Type	Name
State	Maine
County	York County
Municipality	Biddeford City
Unified School District	Biddeford (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2025	$6,944.00 (+6.23%)	$464,800 (+1.11%) Land $197,500 Building $267,300
2024	$6,537.00 (+8.39%)	$459,700 (-) Land $197,500 Building $262,200
2023	$6,031.00 (+3.82%)	$459,700 (+29.86%) Land $197,500 Building $262,200
2022	$5,809.00	$354,000 Land $151,900 Building $202,100

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective April 16, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	3 (1981–2007)
Claims Outside the SFHA	1 of 3
Most Recent Claim	Apr 2007 · Severe Storms And Inland And Coastal Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 53% of Maine
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MAINE WATER COMPANY BIDDEFORD SACO DIV private · serves 42,508 people · EPA ID ME0090170
Water Source	Surface water
Last State Inspection	Jul 2024
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Aug 2021
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 304 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
GoNetspeed Fiber	2,000 / 2,000
Fidium Fiber Fiber	2,000 / 2,000
Spectrum Cable	1,000 / 1,000
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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