461 E River Rd, Traverse City, MI 49696 Property Records

Grand Traverse County property record for 461 E River Rd, Traverse City, MI 49696 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	3 bd · 1 ba · 1,008 sqft · built 1988
Lot Size	3 acres (130,680 sqft)
Owner	2 Individual Names on File
Last Sale	$120,000 (Jul 2010)
Tax Bill	$2,210 (2025)
Flood Zone	Zone X (minimal risk)
APN	`03-118-017-40`

Property Details

APN / Parcel Number

Primary APN	`03-118-017-40`
Alternative APN	`280311801740`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,008 sqft Living Area

Exterior

Year Built	Built 1988
Effective Year Built	Effective 1988
Exterior Material	Aluminum/Vinyl
Foundation Type	No Foundation
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	130,680 sqft (3 acres)
Garage Type	Mixed
Garage Area	1,196 sqft
Parking Spaces	4 Parking Spaces
Porch	Porch
Porch Area	90 sqft
Patio Area	333 sqft

Utilities, Heating & Cooling

Heating System	Forced Air with A/C

Location & Zoning

Street Address	461 E RIVER RD
City	TRAVERSE CITY
State	MI
Zip	49696-8351
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	THAT PART OF TH E 1/2 OF TH SW 1/4 SEC 18 T26N R10W COMM AT TH W 1/4 COR OF SD SEC 18 TH S 89 DEG 0950 E ALG TH E/W 1/4 LN OF
Legal Range	10W
Legal Township	26N
Legal Section	18
Jurisdiction	GRAND TRAVERSE MI
Township / Civil Division	EAST BAY
Census Block Group	2
Census Block	2056
Census Tract	550602

Owner

Source: Grand Traverse County records · APN 03-118-017-40

Assessment roll updated July 14, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	461 E RIVER RD, TRAVERSE CITY, MI 49696-8351
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 29, 2010 · Amount on Record
Deed Sale	Jul 29, 2010 · Amount on Record
Deed Book / Page	R / 12507
Record Updated	Sep 20, 2026

Tax Assessment & Valuation

Source: Grand Traverse County records · Assessment roll updated July 14, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Grand Traverse County
County Subdivision	East Bay Township
Unified School District	Traverse City Area Public Schools (KG - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$190,500 (+10.18%)	$381,087 (+10.18%)
2025	$2,210.00 Homeowner's exemption	$172,900 (+66.25%)	$345,870 (+33.34%)
2023		$104,000
2022			$259,396

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Grand Traverse County (26055C), updated April 25, 2023 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 260555506022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Flood Insurance Cost	Premium on Record median of 9 individual NFIP policies nearby
Nearby Flood Policies	9 in force 4 of 9 on primary residences
Nearby Flood Claims	6 (2021–2026)
Most Recent Claim	Apr 2026, river or lake flooding, Severe Storms, Tornadoes, And Flooding
Flood Events	Severe Storms, Tornadoes, And Flooding (Apr 2026), 5 claims

Wildfire

Wildfire Risk	Low above 20% of the US · above 52% of Michigan
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.