461 Concord St, Framingham, MA 01702 Property Records

Middlesex County and Framingham City property record for 461 Concord St, Framingham, MA 01702

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,686 sqft · built 1923
Lot Size	0.11 acres (4,792 sqft)
Owner	Individual Name on File
Last Sale	$419,900 (Aug 2020)
Tax Bill	$6,615 (2026)
Deeds & Mortgages	Aug 2020 Sale & Mortgage Nov 2018 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`112-00-6082`

Property Details

APN / Parcel Number

Primary APN	`112-00-6082`
Alternative APNs	`FRAM M:112 B:00 L:6082 U:000` `M:061.0 B:0120 L:0005.0` `F_680682_2930029` `1710`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,686 sqft Living Area
Gross Area	3,814 sqft
1st Floor Area	906 sqft
Attic	Attic
Attic Area	780 sqft
Basement Area	906 sqft
Unfinished Basement	906 sqft

Exterior

Year Built	Built 1923
Effective Year Built	Effective 1966
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	4,792 sqft (0.11 acres)
Garage Type	Basement

Utilities, Heating & Cooling

Heating System	Hot Water
Heating Fuel	Gas

Location & Zoning

Account Number	1710
Street Address	461 CONCORD ST
City	FRAMINGHAM
State	MA
Zip	01702-6474
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	B
Legal Subdivision	PLAN 2765C
Legal Lot Number	6082
Jurisdiction	FRAMINGHAM MA
Township / Civil Division	FRAMINGHAM
Census Block Group	1
Census Block	1007
Census Tract	383402

Owner

461 Concord St is owned and occupied by an individual who bought it in August 2020.

Source: Middlesex County and Framingham City records, as of October 20, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	461 CONCORD ST, FRAMINGHAM, MA 01702-6474
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Aug 21, 2020	Quit Claim Deed, Transfer · Conventional with PMI CENTURY BK
Nov 7, 2018	Deed of Trust, Mortgage · Conventional Mortgage METROWEST CMNTY FCU

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 21, 2020 · Amount on File
Deed Sale	Aug 21, 2020 · Amount on File
Prior Sale	Apr 3, 1998 · Amount on File
Prior Transfer Date	Aug 18, 2020
Prior Transfer Doc	1850751
Record Updated	Oct 29, 2026

August 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	FRAMINGHAM MA
Recording Date	Aug 21, 2020
Property Address	461 CONCORD ST, FRAMINGHAM, MA 01702-6474
Document Number	0001850751
Instrument Date	Aug 18, 2020
Instrument	1850751
Transaction Type	Transfer
Record Updated	Jun 25, 2021
Title Company	NOT AVAILABLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,915.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 CONCORD ST FRAMINGHAM MA 017026474, FRAMINGHAM, MA 01702-6474

Mortgage

Document Number	1850752
Date	Aug 21, 2020
Instrument	1850752

Lender

Name	CENTURY BK
Type	Bank

Agreement

Type	Conventional with PMI
Amount	Amount on Record
Term	360 Months
Due	Aug 20, 2050

Mortgage

Document Number	1850753,
Date	Aug 21, 2020
Instrument	1850753

Lender

Name	CENTURY BK
Type	Bank

Agreement

Amount	Amount on Record

November 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	FRAMINGHAM MA
Property Address	461 CONCORD ST, FRAMINGHAM, MA 01702-6474
Document Number	0000002162
Instrument Date	Nov 7, 2018
Transaction Type	Mortgage
Record Updated	Dec 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	461 CONCORD ST FRAMINGHAM MA 017026474, FRAMINGHAM, MA 01702-6474

Mortgage

Document Number	0000002162
Date	Nov 21, 2018
Instrument	2162

Lender

Name	METROWEST CMNTY FCU
Type	Credit Union

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	60 Months
Due	Nov 20, 2023

Tax Assessment & Valuation

The 2026 property tax bill for 461 Concord St was $6,615, up 3.8% from the year before.

Source: Middlesex County and Framingham City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Middlesex County
Municipality	Framingham City
Unified School District	Framingham School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$6,615.00 (+3.85%)	$559,200 (+4.82%) Land $236,500 Building $307,600	$614,280 (+6.98%)
2025	$6,370.00 (+6.31%)	$533,500 (+10.94%) Land $215,000 Building $318,500	$574,180 (-0.43%)
2024	$5,992.00 (+5.18%)	$480,900 (+10.5%) Land $192,600 Building $288,300	$576,650
2023	$5,697.00	$435,200 Land $172,600 Building $262,600

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 461 Concord St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 461 Concord St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FRAMINGHAM WATER DEPT. (MWRA) serves 72,362 people · EPA ID MA3100000
Water Source	Purchased surface water from MWRA
Last State Inspection	Apr 2024
Lead	2 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 337 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300
Xfinity Cable	2,000 / 250
Astound Broadband Cable · Fiber in parts of the area	1,500 / 50
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T.

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