Polk County property record for 461 Byrd St, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,605 sqft · built 1964 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | Individual Name on File |
| Last Sale | $185,000 (Oct 2020) |
| Tax Bill | $2,201 (2025) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage Oct 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-24-008300-005030 |
| Primary APN | 23-27-24-008300-005030 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,605 sqft Living Area |
| 1st Floor Area | 1,605 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Wood |
| Year Built | Built 1964 |
|---|---|
| Effective Year Built | Effective 1964 |
| Exterior Material | Other |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 120 ft deep x 106 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 360 sqft |
| Carport | Carport |
| Carport Area | 360 sqft |
| Porch | Enclosed/Unfinished Porch |
|---|---|
| Porch Area | 348 sqft |
| Shed | 1 Shed |
| Utility Building | 121 sqft |
| Cooling System | Central |
|---|
| Street Address | 461 BYRD ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE GIBSON ESTATES PB 44 PG 25 BLK E LOT 3 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | LAKE GIBSON ESTATES |
| Legal Tract | 8300 |
| Legal Block | E |
| Legal Lot Number | 3 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12209 |
461 Byrd St is owned by an individual who acquired it in May 2026.
Source: Polk County records, as of September 28, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 3920 TIMBERLAKE RD E, LAKELAND, FL 33810-2553 |
| Owner Type | Individual |
| Vesting | Single Woman |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 1, 2026 | Quit Claim Deed, Transfer · Conventional Mortgage OCMBC INC |
| Oct 30, 2020 | Warranty Deed, Transfer · FHA Mortgage LOANDEPOT.COM LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 30, 2020 · Amount on File |
| Deed Sale | Oct 30, 2020 · Amount on File |
| Prior Sale | Oct 12, 1999 · Amount on File |
| Deed Document Number | 2020231718 |
| Deed Book / Page | 11436 / 1594 |
| Last Transfer Date | May 20, 2026 |
| Transfer Doc | 0000129568 |
| Record Updated | Oct 29, 2026 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Jun 1, 2026 |
| Property Address | 461 BYRD ST, LAKELAND, FL 33809-3367 |
| Document Number | 0000129568 |
| Book / Page | 14018 / 2104 |
| Instrument Date | May 20, 2026 |
| Instrument | 2026129568 |
| Transaction Type | Transfer |
| Record Updated | Jul 12, 2026 |
| Title Company | CP TITLE, CMP TITLE |
| Amount | Amount on Record |
|---|---|
| Tax | $70.70 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 3920 TIMBERLAKE RD E, LAKELAND, FL 33810-2553 |
| Document Number | 0000129569, |
|---|---|
| Date | Jun 1, 2026 |
| Instrument | 2026129569 |
| Name | OCMBC INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2056 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 6.3% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Oct 30, 2020 |
| Property Address | 461 BYRD ST, LAKELAND, FL 33809-3367 |
| Document Number | 0114361594 |
| Book / Page | 011436 / 001594 |
| Instrument Date | Oct 20, 2020 |
| Instrument | 231718 |
| Transaction Type | Transfer |
| Record Updated | Nov 12, 2020 |
| Title Company | ADVANTAGE TITLE COMPANY, ADVANTAGE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,295.00 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants in Common |
| Address | 461 BYRD ST LAKELAND FL 338093367, LAKELAND, FL 33809-3367 |
| Document Number | 114361598 |
|---|---|
| Date | Oct 30, 2020 |
| Book Page | 011436/001598 |
| Instrument | 231719 |
| Name | LOANDEPOT.COM LLC |
|---|---|
| Type | Funding / Finance Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 29, 2050 |
The 2025 property tax bill for 461 Byrd St was $2,201.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $232,990 (+12.46%) Land $50,000 Building $182,990 | $232,990 (-7%) Land $50,000 Building $182,990 | |
| 2025 | $2,201.00 Homeowner's exemption | $207,183 | $250,526 Land $50,000 Building $200,526 |
| 2023 | $2,517.00 (+8.4%) Homeowner's exemption | $212,080 (+9.75%) | $254,333 (+14.78%) Land $48,000 Building $206,333 |
| 2022 | $2,322.00 Homeowner's exemption | $193,237 | $221,592 Land $40,000 Building $181,592 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 461 Byrd St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 461 Byrd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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