Polk County property record for 441 Byrd St, Lakeland, FL 33809
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,431 sqft · built 1960 |
| Lot Size | 0.292 acres (12,720 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $169,900 (Dec 2018) |
| Tax Bill | $1,861 (2025) |
| Deeds & Mortgages | May 2021 Mortgage Dec 2018 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 23-27-24-008300-005060 |
| Primary APN | 23-27-24-008300-005060 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,431 sqft Living Area |
| 1st Floor Area | 1,431 sqft |
| Flooring | Concrete/Cement |
| Interior Walls | Plaster |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Exterior Material | Brick |
| Construction Type | Masonry / Concrete Block |
| Foundation Type | Concrete |
| Roof Type | Gable |
| Roof Material | Other |
| Lot Area | 12,720 sqft (0.292 acres) |
| Lot Dimensions | 120 ft deep x 106 ft wide |
| View / Lot | Commercial/Industrial |
| Garage Type | Carport |
| Garage Area | 420 sqft |
| Carport | Carport |
| Carport Area | 420 sqft |
| Pool Area | 512 sqft |
|---|---|
| Pool House | Pool House |
| Porch | Enclosed/Unfinished Porch |
| Porch Area | 630 sqft |
| Shed | 1 Shed |
| Cooling System | Central |
|---|
| Street Address | 441 BYRD ST |
|---|---|
| City | LAKELAND |
| State | FL |
| Zip | 33809-3367 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R1 |
| Legal Description | LAKE GIBSON ESTATES PB 44 PG 25 BLK E LOT 6 |
| Legal Range | 23E |
| Legal Township | 27S |
| Legal Section | 24 |
| Legal Subdivision | LAKE GIBSON ESTATES |
| Legal Tract | 8300 |
| Legal Block | E |
| Legal Lot Number | 6 |
| Jurisdiction | POLK FL |
| Township / Civil Division | LAKELAND |
| Census Block Group | 1 |
| Census Block | 1004 |
| Census Tract | 12209 |
441 Byrd St is owned and occupied by two individuals who bought it in December 2018.
Source: Polk County records, as of September 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 441 BYRD ST, LAKELAND, FL 33809-3367 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 18, 2021 | Deed of Trust, Mortgage · FHA Mortgage DMI MORTGAGE SERVICING |
| Dec 27, 2018 | Warranty Deed, Transfer · Conventional Mortgage NATIONAL HOMEBUYERS FUND |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Dec 27, 2018 · Amount on File |
| Deed Sale | Dec 27, 2018 · Amount on File |
| Prior Sale | Sep 17, 2009 · Amount on File |
| Deed Document Number | 2018265905 |
| Deed Book / Page | 10706 / 1797 |
| Prior Transfer Date | Feb 13, 2009 |
| Prior Transfer Doc | 0000037063 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | POLK FL |
| Property Address | 441 BYRD ST, LAKELAND, FL 33809-3367 |
| Transaction Type | Mortgage |
| Record Updated | Jun 24, 2022 |
| Title Company | DHI TITLE |
| Name | Verified Name |
|---|---|
| Address | 441 BYRD ST, LAKELAND, FL 33809-3367 |
| Document Number | 0000129569 |
|---|---|
| Date | May 18, 2021 |
| Book Page | 11721/110 |
| Instrument | 2021129569 |
| Name | DMI MORTGAGE SERVICING |
|---|---|
| Type | Non-Lending Institution |
| Address | DALLAS, TX 75201 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 332 Months |
| Due | Jan 1, 2049 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | POLK FL |
| Recording Date | Dec 27, 2018 |
| Property Address | 441 BYRD ST, LAKELAND, FL 33809-3367 |
| Document Number | 0107061797 |
| Book / Page | 010706 / 001797 |
| Instrument Date | Dec 20, 2018 |
| Instrument | 265905 |
| Transaction Type | Transfer |
| Record Updated | Jan 17, 2019 |
| Title Company | EASY TITLE COMPANY LLC, EASY TITLE CO LLC |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,189.30 |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 441 BYRD ST LAKELAND FL 338093367, LAKELAND, FL 33809-3367 |
| Document Number | 107061814 |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 010706/001814 |
| Instrument | 265907 |
| Name | NATIONAL HOMEBUYERS FUND |
|---|---|
| Type | Funding / Finance Company |
| Address | SACRAMENTO, CA 95814 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
| Document Number | 107061799, |
|---|---|
| Date | Dec 27, 2018 |
| Book Page | 010706/001799 |
| Instrument | 265906 |
| Name | LAND HM FIN'L SVCS INC |
|---|---|
| Address | CONCORD, CA 94520 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Dec 26, 2048 |
The 2025 property tax bill for 441 Byrd St was $1,861 with a homeowner's exemption.
Source: Polk County assessment roll, as of September 28, 2026
| Type | Name |
|---|---|
| State | Florida |
| County | Polk County |
| Unified School District | Polk County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $189,152 (+2.7%) | $257,604 (-4.85%) Land $50,000 Building $207,604 | |
| 2025 | $1,861.00 Homeowner's exemption | $184,179 | $270,738 Land $50,000 Building $220,738 |
| 2023 | $2,248.00 (+3.45%) Homeowner's exemption | $173,775 (+3%) | $271,330 (+16.23%) Land $48,000 Building $223,330 |
| 2022 | $2,173.00 Homeowner's exemption | $168,714 | $233,443 Land $40,000 Building $193,443 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 441 Byrd St in Zone X, an area of minimal flood risk, though there have been 12 flood claims nearby since 2017.
Source: FEMA National Flood Hazard Layer, effective October 14, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 21 policies |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 21 in force |
| Nearby Flood Claims | 12 (2017–2024) |
| Claims Outside the SFHA | 4 of 12 |
| Most Recent Claim | Oct 2024 · Hurricane Milton |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 441 Byrd St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 94% of the US · lower than 94% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 202 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures