Mitchell County property record for 461 Arrowhead Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Details | 1 bd · 2 ba · 816 sqft · built 1997 |
| Lot Size | 5.53 acres (240,887 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $430,000 (Jun 2026) |
| Tax Bill | $1,493 (2026) |
| Deeds & Mortgages | Jun 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0779-00-92-6401 |
| Primary APN | 0779-00-92-6401 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 1 Bed |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 3 Rooms |
| Stories | 1 Story |
| Building Area | 816 sqft Living Area |
| Year Built | Built 1997 |
|---|---|
| Effective Year Built | Effective 1997 |
| Construction Type | Wood |
| Lot Area | 240,887 sqft (5.53 acres) |
| Heating System | Forced Air with A/C |
|---|
| Account Number | 555786371 |
|---|---|
| Street Address | 461 ARROWHEAD RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | OFF SR 1156 |
| Legal Subdivision | POPLAR RIDGE SUBDIVISION |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of September 8, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 4079 BLACK OAK RD, HICKORY, NC 28602-9723 |
| Owner Type | Individual |
| Vesting | Husband and Wife |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 18, 2026 · Amount on Record |
| Deed Sale | Jun 18, 2026 · Amount on Record |
| Prior Sale | Dec 20, 2013 · Amount on Record |
| Deed Document Number | 20261051 |
| Deed Book / Page | 690 / 956 |
| Record Updated | Oct 29, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | MITCHELL NC |
| Recording Date | Jun 18, 2026 |
| Property Address | 461 ARROWHEAD RIDGE RD, SPRUCE PINE, NC 28777 |
| Document Number | 0000001051 |
| Book / Page | 690 / 956 |
| Instrument Date | Jun 17, 2026 |
| Instrument | 20261051 |
| Transaction Type | Transfer |
| Record Updated | Jun 25, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $86,860.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 4079 BLACK OAK RD, HICKORY, NC 28602-9723 |
| Document Number | 0000001052, |
|---|---|
| Date | Jun 18, 2026 |
| Instrument | 20261052 |
| Name | STATE EMPLOYEES CREDIT UNION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Jul 1, 2041 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 5.72% |
| Initial Type | Fixed Rate |
| Max Rate | -1% |
Source: Mitchell County assessment roll, as of September 8, 2026
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,493.00 | $233,300 (-) Land $62,200 Building $171,100 | |
| 2025 | $1,493.00 (+1.63%) | $233,300 (-) Land $62,200 Building $171,100 | |
| 2023 | $1,469.00 | $233,300 Land $62,200 Building $171,100 | $233,300 Land $62,200 Building $171,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 57% of the US · above 79% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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