Mitchell County property record for 1024 Arrowhead Ridge Rd, Spruce Pine, NC 28777
| Property Type | Single Family Home |
|---|---|
| Lot Size | 2.51 acres (109,336 sqft) |
| Owner | 2 Individual Names on Record |
| Tax Bill | $3,349 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage Apr 2017 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0789-00-01-7773 |
| Primary APN | 0789-00-01-7773 |
|---|---|
| Alternative APN |
|
| Lot Area | 109,336 sqft (2.51 acres) |
|---|
| Account Number | 555555488 |
|---|---|
| Street Address | 1024 ARROWHEAD RIDGE RD |
| City | SPRUCE PINE |
| State | NC |
| Zip | 28777-4513 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1024 ARROWHEAD RIDGE |
| Legal Subdivision | BALL SURVEYING COMPANY |
| Jurisdiction | MITCHELL NC |
| Township / Civil Division | GRASSY CREEK |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 950400 |
Source: Mitchell County records, as of July 2, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | PO BOX 632, SPRUCE PINE, NC 28777-0632 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 19, 2021 | Deed of Trust, Mortgage · VA Mortgage RIVER CITY MORTGAGE LLC |
| Apr 3, 2017 | Deed of Trust, Mortgage · VA Mortgage JG WENTWORTH HOME LENDING INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1024 ARROWHEAD RIDGE RD, SPRUCE PINE, NC 28777-4513 |
| Transaction Type | Mortgage |
| Record Updated | Apr 28, 2021 |
| Title Company | MERIDIAN NATIONAL TITLE |
| Name | Verified Name |
|---|
| Document Number | 626/611 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 626/611 |
| Instrument | 2021000818 |
| Name | RIVER CITY MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45242 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MITCHELL NC |
| Property Address | 1024 ARROWHEAD RIDGE RD, SPRUCE PINE, NC 28777-4513 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 578/852 |
|---|---|
| Date | Apr 3, 2017 |
| Book Page | 578/852 |
| Name | JG WENTWORTH HOME LENDING INC |
|---|---|
| Type | Lending Institution |
| Address | WOODBRIDGE, VA 22192 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Apr 1, 2047 |
Source: Mitchell County assessment roll, as of October 17, 2025
| Type | Name |
|---|---|
| State | North Carolina |
| County | Mitchell County |
| Unified School District | Mitchell County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,349.00 (+1.55%) | $523,300 (-) Land $47,400 Building $475,900 | |
| 2023 | $3,298.00 | $523,300 Land $47,400 Building $475,900 | $523,300 Land $47,400 Building $475,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective May 2, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 58% of the US · above 81% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.2% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 5 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Starlink Satellite | 280 / 30 |
| Carolina West Wireless Fixed Wireless | 25 / 3 |
5G (outdoors only) and 4G LTE
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