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4609 Union Rd, Franklin, OH 45005 Property Records

Warren County property record for 4609 Union Rd, Franklin, OH 45005

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,922 sqft · built 1993
Lot Size1 acres (43,560 sqft)
Owner2 Individual Names on File
Last Sale$151,600 (Aug 2018)
Tax Bill$4,010 (2025)
Deeds & MortgagesDec 2025 Line of Credit
Nov 2018 Sale
+ 2 more
Flood ZoneZone X (minimal risk)
APN07-04-299-005-0

Property Details

APN / Parcel Number

Primary APN07-04-299-005-0
Alternative APNs
  • 0704299005
  • 704299005
  • 1436201

Interior

Bedrooms3 Beds
Full Baths2 Baths
Plumbing Fixtures8 Plumbing Fixtures
Stories1 Story
Building Area1,922 sqft Living Area
Gross Area2,362 sqft
1st Floor Area1,922 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1993
Effective Year BuiltEffective 1993
Exterior MaterialBrick/Stone
Construction TypeBrick
Lot Area43,560 sqft (1 acres)
Garage TypeAttached
Garage Area440 sqft
Parking Spaces2 Parking Spaces

Exterior Amenities

PorchOpen Porch
Porch Area130 sqft
Deck Area320 sqft
Pole Barn800 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHeat Pump
Heating FuelElectric

Location & Zoning

Account Number1436201
Street Address4609 UNION RD
CityFRANKLIN
StateOH
Zip45005-5125
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionTROTTERS RUN LOT 5
Legal SubdivisionTROTTERS RUN
Legal Block201
Legal Lot Number5
JurisdictionWARREN OH
Township / Civil DivisionFRANKLIN
Census Block Group1
Census Block1006
Census Tract30700

Owner

4609 Union Rd is owned and occupied by two individuals who bought it in August 2018.

Source: Warren County records, as of February 9, 2026

Owner of Record2 Individual Names on File
Mailing Address4609 UNION RD, FRANKLIN, OH 45005-5125
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Dec 18, 2025Deed of Trust, Mortgage · Line of Credit
FIFTH THIRD BANK OF WESTERN OHIO
Nov 28, 2018Grant Deed, Transfer
OTHER
Sep 5, 2018Grant Deed, Transfer
ATTORNEY ONLY
Aug 1, 2018Trustee's Deed, Foreclosure
INSIGHT TITLE COMPANY LLC

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 1, 2018 · Amount on File
Deed SaleAug 1, 2018 · Amount on File
Prior SaleApr 18, 1995 · Amount on File
Deed Document Number201821760
Prior Transfer DateJul 26, 2018
Prior Transfer Doc0000021760
Record UpdatedOct 29, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWARREN OH
Property Address4609 UNION RD, FRANKLIN, OH 45005-5125
Transaction TypeMortgage
Record UpdatedJan 9, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address4609 UNION RD, FRANKLIN, OH 45005-5125

Mortgage

Document Number0000032497
DateDec 18, 2025
Instrument2025-032497
Lender
NameFIFTH THIRD BANK OF WESTERN OHIO
TypeBank
AddressCINCINNATI, OH 45263
Agreement
TypeLine of Credit
AmountAmount on Record
Term359 Months
DueNov 25, 2055

November 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARREN OH
Recording DateNov 28, 2018
Property Address4609 UNION RD, FRANKLIN, OH 45005-5125
Document Number0000033886
Instrument DateNov 16, 2018
Instrument33886
Transaction TypeTransfer
Record UpdatedDec 19, 2018
Title CompanyOTHER

Transaction

AmountAmount on Record
Tax$8,663.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address4609 UNION RD FRANKLIN OH 450055125, FRANKLIN, OH 45005-5125

September 2018: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionWARREN OH
Recording DateSep 5, 2018
Property Address4609 UNION RD, FRANKLIN, OH 45005-5125
Document Number0000025459
Instrument DateSep 4, 2018
Instrument25459
Transaction TypeTransfer
Record UpdatedSep 21, 2018
Title CompanyATTORNEY ONLY

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
InvestorPossibly a Property Investor

August 2018: Trustee's Deed, Foreclosure

Document TypeTrustee's Deed
JurisdictionWARREN OH
Recording DateAug 1, 2018
Property Address4609 UNION RD, FRANKLIN, OH 45005-5125
Document Number0000021760
Instrument DateJun 26, 2018
Instrument21760
Transaction TypeForeclosure
Record UpdatedAug 17, 2018
Title CompanyINSIGHT TITLE COMPANY LLC

Transaction

AmountAmount on Record
Tax$454.80
Amount AccuracyConfirmed
Additional
  • Lis Pendens

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipCompany
Address8950 CYPRESS WATERS BLVD COPPELL TX 750194620, COPPELL, TX 75019-4620
InvestorPossibly a Property Investor

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Union Rd was $4,010, down 11% from the year before.

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

TypeName
StateOhio
CountyWarren County
County SubdivisionFranklin Township
Unified School DistrictFranklin City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,010.00 (-11.01%)$102,330 Land $19,250 Building $83,080$292,370 Land $55,000 Building $237,370
2024$4,506.00 (+9.24%)
2023$4,125.00 (+2.51%) Homeowner's exemption$84,371 (-) Land $10,763 Building $73,608
2022$4,024.00 Homeowner's exemption$84,371 Land $10,763 Building $73,609$241,060 (-) Land $30,750 Building $210,310
2021$241,060 Land $30,750 Building $210,310

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Union Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Union Rd is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 81% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile
Fixed Wireless		100 / 20

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