4565 Union Rd, Franklin, OH 45005 Property Records

Warren County property record for 4565 Union Rd, Franklin, OH 45005

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 2,009 sqft · built 1992
Lot Size	1 acres (43,560 sqft)
Owner	2 Individual Names on Record
Last Sale	$248,900 (Aug 2005)
Tax Bill	$5,186 (2025)
Deeds & Mortgages	Oct 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`07-04-299-003-0`

Property Details

APN / Parcel Number

Primary APN	`07-04-299-003-0`
Alternative APNs	`0704299003` `704299003` `1436180`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	10 Plumbing Fixtures
Stories	1 Story
Building Area	2,009 sqft Living Area
Gross Area	2,767 sqft
1st Floor Area	566 sqft
Upper Floors Area	481 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1992
Exterior Material	Combination
Construction Type	Frame
Lot Area	43,560 sqft (1 acres)
Garage Type	Attached
Garage Area	598 sqft
Parking Spaces	2 Parking Spaces
Porch	Screened Porch
Porch Area	382 sqft
Deck Area	168 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Heat Pump

Location & Zoning

Account Number	1436180
Street Address	4565 UNION RD
City	FRANKLIN
State	OH
Zip	45005-5213
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	TROTTERS RUN LOT 3
Legal Subdivision	TROTTERS RUN
Legal Block	180
Legal Lot Number	3
Jurisdiction	WARREN OH
Township / Civil Division	FRANKLIN
Census Block Group	1
Census Block	1006
Census Tract	30700

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	4565 UNION RD, FRANKLIN, OH 45005-5213
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 19, 2005 · Amount on Record
Deed Sale	Aug 19, 2005 · Amount on Record
Prior Sale	Jan 12, 1993 · Amount on Record
Deed Document Number	2005553132
Deed Book / Page	3960 / 723
Prior Transfer Date	May 13, 1992
Record Updated	Sep 20, 2026

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN OH
Property Address	4565 UNION RD, FRANKLIN, OH 45005-5213
Transaction Type	Mortgage
Record Updated	May 14, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000044969
Date	Oct 4, 2021
Instrument	2021-044969

Lender

Name	UNION SAVINGS BANK
Type	Bank
Address	CINCINNATI, OH 45249

Agreement

Amount	Amount Recorded
Term	180 Months
Due	Oct 1, 2036

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Ohio
County	Warren County
County Subdivision	Franklin Township
Unified School District	Franklin City School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,186.00 (-1.26%)	$119,470 (+20.11%) Land $19,250 Building $100,220	$341,340 (+20.11%) Land $55,000 Building $286,340
2024	$5,252.00 (+8.18%)
2023	$4,855.00 (+2.47%) Homeowner's exemption	$99,467 (-) Land $10,763 Building $88,704
2022	$4,738.00 Homeowner's exemption	$99,467 Land $10,763 Building $88,704	$284,190 (-) Land $30,750 Building $253,440
2021			$284,190 Land $30,750 Building $253,440

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective June 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 96% of the US · lower than 81% of Ohio
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 18 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20