4609 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4609 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property Type	Condominium
Lot Size	0.005 acres (228 sqft)
Owner	Trust Name on File
Last Sale	$2,100,000 (Mar 2023)
Tax Bill	$14,470 (2024)
Deeds & Mortgages	Mar 2023 Sale
Flood Zone	Zone X (moderate risk)
APN	`34-2S-21-42601-000-4609`

Property Details

APN / Parcel Number

Primary APN	`34-2S-21-42601-000-4609`
Alternative APN	`1077330`

Exterior

Lot Area	228 sqft (0.005 acres)

Location & Zoning

Account Number	1077330
Street Address	4609 SOUTHWINDS DR
City	MIRAMAR BEACH
State	FL
Zip	32550-4207
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	SD
Legal Description	UNIT 4609 SOUTHWINDS III CONDO OR 2000-390 OR 2766-3222 OR 3282-4787
Legal Range	21W
Legal Township	02S
Legal Section	34
Legal Subdivision	SOUTHWINDS III AT SANDESTIN CO
Legal Lot Number	4609
Jurisdiction	WALTON FL
Township / Civil Division	WALTON BEACHES
Census Block Group	1
Census Block	1003
Census Tract	950609

Owner

4609 Southwinds Dr, a condominium, is held in a trust since March 2023.

Source: Walton County records, as of December 17, 2025

Owner of Record	Trust Name on File
Co-owner	Co-owner on File
Mailing Address	PO BOX 10278, OXFORD, AL 36203-7905
Owner Type	Company
Vesting	Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Mar 10, 2023 · Amount on File
Deed Sale	Mar 10, 2023 · Amount on File
Prior Sale	Jul 3, 2007 · Amount on File
Deed Document Number	20230008324
Deed Book / Page	3282 / 4787
Record Updated	Jun 8, 2026

March 2023: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WALTON FL
Recording Date	Mar 10, 2023
Property Address	4609 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4207
Document Number	0032824787
Book / Page	3282 / 4787
Map Reference	MB 1983 PG 282
Instrument Date	Mar 9, 2023
Instrument	20230008324
Transaction Type	Transfer
Record Updated	Feb 20, 2024
Title Company	SCENIC TITLE, SCENIC TITLE LLC

Transaction

Amount	Amount on Record
Tax	$14,700.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1603 W GRANTVILLE RD, GRANTVILLE, GA 30220-1632

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	PO BOX 10278, OXFORD, AL 36203-7905

Tax Assessment & Valuation

Source: Walton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Walton County
Unified School District	Walton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$1,584,241 Building $1,584,241	$1,584,241 Building $1,584,241
2024	$14,470.00 (+22.22%)
2023	$11,839.00 (+33.1%)	$1,584,241 (+65%) Building $1,584,241	$1,584,241 (+65%) Building $1,584,241
2022	$8,895.00	$960,146 Building $960,146	$960,146 Building $960,146

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 4609 Southwinds Dr in Zone X, an area of moderate flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 750 individual policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	4,168 units insured incl. 3,418 condo units
Nearby Flood Claims	64 (1995–2024)
Claims Outside the SFHA	45 of 64
Most Recent Claim	Sep 2024 · rainfall accumulation
Claims by Event	Hurricane Sally, Sep 2020 · 7 claims Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SOUTH WALTON UTILITY COMPANY private · serves 26,668 people · EPA ID FL1660615
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Fiber · Cable in parts of the area	2,000 / 35
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Wildstar Networks.

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