4604 Southwinds Dr, Miramar Beach, FL 32550 Property Records

Walton County property record for 4604 Southwinds Dr, Miramar Beach, FL 32550

Property Summary

Property TypeCondominium
Lot Size0.005 acres (228 sqft)
OwnerTrust Name on File
Last Sale$885,000 (Dec 2014)
Tax Bill$12,889 (2025)
Deeds & MortgagesAug 2017 Transfer
Flood ZoneZone X (minimal risk)
APN34-2S-21-42601-000-4604

Property Details

APN / Parcel Number

Primary APN34-2S-21-42601-000-4604
Alternative APNs
  • 34-221-42601-000-4604
  • 1077325

Exterior

Architectural StyleCondo/Apartment
Lot Area228 sqft (0.005 acres)

Location & Zoning

Street Address4604 SOUTHWINDS DR
CityMIRAMAR BEACH
StateFL
Zip32550-4245
Property CategoryResidential
Property TypeResidential > Condominium / Townhouse > Condominium
Local Zoning CodeSD
Legal DescriptionUNIT #4604 SOUTHWINDS III CONDO OR 1986-357 OR 2143-56 OR 2965-4079 OR 3050-1159
Legal Range021
Legal Township02S
Legal Section34
Legal SubdivisionSOUTHWINDS III CONDO
Legal Block46
Legal Lot Number4604
Legal Unit4604
JurisdictionWALTON FL
Township / Civil DivisionWALTON BEACHES
Census Block Group1
Census Block1003
Census Tract950609

Owner

4604 Southwinds Dr, a condominium, is held in a trust since August 2017.

Source: Walton County records, as of December 3, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of RecordTrust Name on File
Mailing Address304 ANGELWOOD CIR E, MEMPHIS, TN 38120-1567
Owner TypeCompany
VestingTrust, Living Trust

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 3, 2014 · Amount on File
Deed SaleDec 3, 2014 · Amount on File
Deed Document Number20141304199
Deed Book / Page2965 / 4079
Last Transfer DateAug 16, 2017
Transfer Doc0030501159
Record UpdatedJun 8, 2026

August 2017: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionWALTON FL
Recording DateAug 21, 2017
Property Address4604 SOUTHWINDS DR, MIRAMAR BEACH, FL 32550-4245
Document Number0030501159
Book / Page003050 / 001159
Instrument DateAug 16, 2017
Instrument27682
Transaction TypeTransfer
Record UpdatedSep 14, 2017
Title CompanyATTORNEY ONLY

Transaction

Tax$0.00
Additional
  • Quitclaim
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipLiving Trust
Address9540 GWYNNBROOK CV GERMANTOWN TN 381395654, GERMANTOWN, TN 38139-5654

Tax Assessment & Valuation

The 2025 property tax bill for 4604 Southwinds Dr was $12,889, up 3.5% from the year before.

Source: Walton County assessment roll, as of December 3, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyWalton County
Unified School DistrictWalton County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$12,889.00 (+3.46%)$1,587,887 Building $1,587,887$1,587,887 Building $1,587,887
2024$12,458.00 (+4.9%)
2023$11,876.00 (+33%)$1,587,887 (+64.8%) Building $1,587,887$1,587,887 (+64.8%) Building $1,587,887
2022$8,929.00$963,513 Building $963,513$963,513 Building $963,513

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4604 Southwinds Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective June 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone A, within 500 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 750 individual policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies4,168 units insured
incl. 3,418 condo units
Nearby Flood Claims64 (1995–2024)
Claims Outside the SFHA45 of 64
Most Recent ClaimSep 2024 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 7 claims
  • Severe Storms, Tornadoes, Straight-line Winds, And Flooding, May 2014 · 29 claims
  • Hurricane Frances, Sep 2004 · 10 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4604 Southwinds Dr is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 93% of Florida
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSOUTH WALTON UTILITY COMPANY
private · serves 26,668 people · EPA ID FL1660615
Water SourceGroundwater
Last State InspectionFeb 2026
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 262 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber
5,000 / 5,000
Cox Communications
Fiber · Cable in parts of the area
2,000 / 35
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: Wildstar Networks.

Nearby Properties on Southwinds Dr

Nearby Streets

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