4609 Orchard Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4609 Orchard Rd, Saint Joseph, MO 64505 · Last verified June 2026

Property Highlights

Property Type	Residential > Single Family > Home
Year Built	Built 1942
Square Footage	2,082 sqft Base Area
Lot Size	43,560 sqft (1 acres)
Occupancy	Owner Occupied
Tax Bill	$2,097.00 (2025)

Property Details

APN / Parcel Number

Primary APN	`03-8.0-28-004-001-059.000`

Interior

Building Area	2,082 sqft Base Area
1st Floor	2,082 sqft 1st Floor

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Lot Area	43,560 sqft (1 acres)

Location & Zoning

Street Address	4609 ORCHARD RD
City	SAINT JOSEPH
State	MO
Zip	64505-1435
Property Usage	Residential Property Usage
Type	Residential > Single Family > Home
Legal Description	SUB:GREEN VALLEY LOT:74 BLK:LGL DESC:
Legal Subdivision	GREEN VALLEY
Legal Lot Number	74
Jurisdiction	BUCHANAN MO
Minor Civil Division	WASHINGTON
Census Blockgroup	2
Census Block	2000
Census Tract	200

Owner

Source: Buchanan County records · APN 03-8.0-28-004-001-059.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	4609 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
Occupancy	Owner Occupied
Owner Type	Owner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Transfer Date	May 16, 2025
Transfer Doc	003807/679
Record Refreshed	Sep 20, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	BUCHANAN MO
Property Address	4609 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
Transaction Type	Mortgage
Record Updated	Apr 07, 2021
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INS CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 ORCHARD RD, SAINT JOSEPH, MO 64505-1435

Mortgage

Document Number	3760/241
Date	Mar 25, 2021
Book Page	3760/241
Instrument	2021002886

Lender

Name	FIRST OPTION BANK
Type	Bank
Address	OSAWATOMIE, KS 66064

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Apr 01, 2036

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Buchanan County
Municipality	St. Joseph City
Unified School District	St. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,097.00	$29,260 (+6.21%) Land $4,750 Building $24,510	$153,980 (+6.19%) Land $25,000 Building $128,980
2024	$2,097.00 (+15.92%)
2023	$1,809.00 (-0.71%)	$27,550 (-) Land $4,750 Building $22,800	$145,010 (-) Land $25,000 Building $120,010
2022	$1,822.00	$27,550 Land $4,750 Building $22,800
2021			$145,010 Land $25,000 Building $120,010

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	FEMA flood map data for this location is not available in our records

Wildfire

Wildfire Risk	Low above 32% of the US · above 22% of Missouri
Wildfire Likelihood	About 1 in 1,923 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.