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4601 Orchard Rd, Saint Joseph, MO 64505 Property Records

Buchanan County property record for 4601 Orchard Rd, Saint Joseph, MO 64505 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details2,315 sqft · built 1927
Lot Size1 acres (43,560 sqft)
OwnerIndividual Name on File
Tax Bill$1,862 (2025)
Deeds & MortgagesJan 2023 Mortgage
Sep 2022 Transfer
+ 1 more
APN03-8.0-28-004-001-058.000

Property Details

APN / Parcel Number

Primary APN03-8.0-28-004-001-058.000

Interior

Building Area2,315 sqft Base Area
1st Floor Area2,315 sqft

Exterior

Year BuiltBuilt 1927
Effective Year BuiltEffective 1927
Lot Area43,560 sqft (1 acres)

Location & Zoning

Street Address4601 ORCHARD RD
CitySAINT JOSEPH
StateMO
Zip64505-1435
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUB:GREEN VALLEY LOT:75 BLK:LGL DESC:
Legal SubdivisionGREEN VALLEY
Legal Lot Number75
JurisdictionBUCHANAN MO
Township / Civil DivisionWASHINGTON
Census Block Group2
Census Block2000
Census Tract200

Owner

Source: Buchanan County records · APN 03-8.0-28-004-001-058.000

Assessment roll updated November 4, 2025 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
OccupancyOwner Occupied
Owner TypeIndividual
VestingSingle

Deeds, Mortgages & Sale History

DateDocument
Jan 17, 2023Warranty Deed, Transfer · Conventional Mortgage
AMERICAN PORTFOLIO MORTGAGE CORP
Sep 22, 2022Intrafamily Transfer, Transfer
Mar 17, 2020Deed of Trust, Mortgage · VA Mortgage
FREEDOM MORTGAGE CORP

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 23, 2024
Deed SaleAug 23, 2024
Prior SaleJan 17, 2023 · Amount on Record
Deed Document Number20246577
Deed Book / Page3800 / 148
Prior Transfer DateSep 06, 2022
Prior Transfer Doc003780/618
Record UpdatedSep 20, 2026

January 2023: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionBUCHANAN MO
Recording DateJan 17, 2023
Property Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
Document Number003783/817
Book / Page3783 / 817
Instrument DateJan 13, 2023
Instrument2023000292
Transaction TypeTransfer
Record UpdatedJan 30, 2023
Title CompanyPREFERRED TITLE/STATE JOSEPH LLC, PREFERRED TTL OF ST JOSEPH L

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435

Mortgage

Document Number2023000293
DateJan 17, 2023
Instrument2023000293
Lender
NameAMERICAN PORTFOLIO MORTGAGE CORP
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueFeb 01, 2053

September 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionBUCHANAN MO
Recording DateSep 22, 2022
Property Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
Document Number003780/618
Book / Page3780 / 618
Instrument DateSep 06, 2022
Instrument2022009243
Transaction TypeTransfer
Record UpdatedOct 06, 2022

Transaction

Tax$0.00
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435

March 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionBUCHANAN MO
Property Address4601 ORCHARD RD, SAINT JOSEPH, MO 64505-1435
Transaction TypeMortgage
Record UpdatedJun 18, 2020
Title CompanyINSPIRE CLOSING SERVICES LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number3746/875
DateMar 17, 2020
Book Page3746/875
Instrument2020002022
Lender
NameFREEDOM MORTGAGE CORP
TypeSubprime Lender
AddressCHESTERFIELD, MO 63005
Agreement
TypeVA Mortgage
AmountAmount Recorded
Term322 Months
DueJan 01, 2047

Tax Assessment & Valuation

Source: Buchanan County records · Assessment roll updated November 4, 2025 · Last verified June 2026

Property Jurisdictions

TypeName
StateMissouri
CountyBuchanan County
MunicipalitySt. Joseph City
Unified School DistrictSt. Joseph School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$1,862.00$25,880 (+6.72%) Land $5,700 Building $20,180$136,220 (+6.73%) Land $30,000 Building $106,220
2024$1,862.00 (+16.38%)
2023$1,600.00 (-0.68%)$24,250 (-) Land $5,700 Building $18,550$127,630 (-) Land $30,000 Building $97,630
2022$1,611.00$24,250 Land $5,700 Building $18,550
2021$127,630 Land $30,000 Building $97,630

Flood & Wildfire

Source: FEMA National Flood Hazard Layer · FEMA OpenFEMA NFIP redacted claims and policies, census block group 290210002002, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneNot on file
Nearby Flood Policies1 in force

Wildfire

Wildfire RiskLow
above 32% of the US · above 22% of Missouri
Wildfire LikelihoodAbout 1 in 1,923 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 245 locations within about half a mile of this property

ProviderTechnologyDownload / Upload (Mbps)
Metronet HoldingsFiber5,120 / 5,120
United Electric CooperativeFiber1,000 / 1,000
Optimum CommunicationsCable940 / 35
T-Mobile USAFixed Wireless100 / 20
AT&TFixed Wireless100 / 20

May also be available at this address: Mercury Broadband, Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

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