4609 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4609 Hermosa Rd, Crestview, FL 32539

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,424 sqft · built 2010
Lot Size	0.161 acres (6,999 sqft)
Owner	2 Individual Names on File
Last Sale	$420,000 (May 2022)
Tax Bill	$124 (2025)
Deeds & Mortgages	May 2022 Sale & Mortgage Oct 2021 Transfer + 3 more
Flood Zone	Zone X (minimal risk)
APN	`C56-000-988-3740-4`

Property Details

APN / Parcel Number

Primary APN	`C56-000-988-3740-4`
Alternative APNs	`05-2N-23-1200-0000-1030` `23N205120000001030`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,424 sqft Living Area
Gross Area	3,144 sqft
1st Floor Area	2,424 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2010
Effective Year Built	Effective 2010
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	6,999 sqft (0.161 acres)
Garage Type	Attached
Garage Area	462 sqft
Porch	Finished/Open Porch
Porch Area	258 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Street Address	4609 HERMOSA RD
City	CRESTVIEW
State	FL
Zip	32539-6734
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DUGGAN POND EST LOT 103
Legal Range	23W
Legal Township	02N
Legal Section	05
Legal Subdivision	DUGGAN POND EST
Legal Lot Number	103
Jurisdiction	OKALOOSA FL
Township / Civil Division	CRESTVIEW
Census Block Group	1
Census Block	1019
Census Tract	20702

Owner

4609 Hermosa Rd is owned and occupied by two individuals who bought it in May 2022.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record	2 Individual Names on File
Mailing Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 2, 2022	Warranty Deed, Transfer · VA Mortgage BROKER SOLUTIONS INC
Oct 5, 2021	Intrafamily Transfer, Transfer ACCOMODATION, ACCOMMODATION
Oct 23, 2017	Deed of Trust, Mortgage · VA Mortgage INTERLINC MORTGAGE SERVICES LLC
Oct 7, 2020	Grant Deed, Transfer · FHA Mortgage LOWER
Nov 27, 2019	Deed of Trust, Mortgage · VA Mortgage PENNYMAC

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 2, 2022 · Amount on File
Deed Sale	May 2, 2022 · Amount on File
Prior Sale	Oct 7, 2020 · Amount on File
Deed Document Number	20223546596
Deed Book / Page	3619 / 1862
Prior Transfer Date	Oct 5, 2021
Prior Transfer Doc	0035781659
Record Updated	Oct 29, 2026

May 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	OKALOOSA FL
Recording Date	May 2, 2022
Property Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0036191862
Book / Page	3619 / 1862
Map Reference	MB 23 PG 100-102
Instrument Date	Apr 26, 2022
Instrument	3546596
Transaction Type	Transfer
Record Updated	May 30, 2022
Title Company	EMERALD COAST TITLE SERVICES INC, EMERALD COAST TITLE SVCS LLC

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,940.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	106 LEAR CT, 106, CRESTVIEW, FL 32539-6954

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	299 PIPER DR, SHREVEPORT, LA 71106-3433

Mortgage

Document Number	0036191864
Date	May 2, 2022
Instrument	3619/1864

Lender

Name	BROKER SOLUTIONS INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2052

October 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	OKALOOSA FL
Recording Date	Oct 5, 2021
Property Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0035781659
Book / Page	3578 / 1659
Map Reference	MB 23 PG 100-102
Instrument Date	Oct 5, 2021
Instrument	3494292
Transaction Type	Transfer
Record Updated	Oct 20, 2021
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	617 SECOND ST, 617, DESTIN, FL 32541-1603

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0033224656
Date	Oct 23, 2017
Book Page	3322/4656
Instrument	3167841

Lender

Name	INTERLINC MORTGAGE SERVICES LLC
Type	Mortgage Company
Address	HOUSTON, TX 77064

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2047

October 2020: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	OKALOOSA FL
Recording Date	Oct 7, 2020
Property Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0034964838
Book / Page	003496 / 004838
Instrument Date	Oct 2, 2020
Instrument	3396733
Transaction Type	Transfer
Record Updated	Oct 28, 2020
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,876.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	4609 HERMOSA RD CRESTVIEW FL 325396734, CRESTVIEW, FL 32539-6734

Mortgage

Document Number	34964840
Date	Oct 7, 2020
Book Page	003496/004840
Instrument	3396734

Lender

Name	LOWER
Address	COLUMBIA, MD 21044

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 6, 2050

November 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	OKALOOSA FL
Property Address	4609 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number	0034322972
Instrument Date	Nov 27, 2019
Transaction Type	Mortgage
Record Updated	Dec 27, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, INDECOMM GLOBAL SVCS

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 HERMOSA RD CRESTVIEW FL 325396734, CRESTVIEW, FL 32539-6734

Mortgage

Document Number	0034322972
Date	Dec 9, 2019
Book Page	003432/002972
Instrument	3322770

Lender

Name	PENNYMAC
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Dec 8, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Hermosa Rd was $124 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Okaloosa County
Unified School District	Okaloosa County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$124.00 Homeowner's exemption Veteran's exemption	$311,780 Land $47,080 Building $264,700	$311,780 Land $47,080 Building $264,700
2023	$108.00 (-96.31%) Homeowner's exemption Disabled Person's exemption Veteran's exemption	$335,500 (+7.79%) Land $40,000 Building $295,500	$335,500 (+7.79%) Land $40,000 Building $295,500
2022	$2,926.00	$311,241 Land $34,078 Building $277,163	$311,241 Land $34,078 Building $277,163

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Hermosa Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 31 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Hermosa Rd is low, with a 0.05% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 90% of Florida
Wildfire Likelihood	0.05% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OKALOOSA COUNTY MID SYSTEM (CRESTVIEW) serves 7,593 people · EPA ID FL1464044
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 311 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
LiveOak Fiber Fiber	5,000 / 5,000
Cox Communications Cable	2,000 / 100
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless · Fiber in parts of the area	100 / 20

May also be available: CenturyLink.

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