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  5. Hermosa Rd

4604 Hermosa Rd, Crestview, FL 32539 Property Records

Okaloosa County property record for 4604 Hermosa Rd, Crestview, FL 32539

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,226 sqft · built 2015
Lot Size0.161 acres (6,999 sqft)
Owner2 Individual Names on File
Last Sale$224,000 (Jun 2015)
Tax Bill$124 (2025)
Deeds & MortgagesJul 2017 Mortgage
Flood ZoneZone X (minimal risk)
APNC56-000-988-3661-2

Property Details

APN / Parcel Number

Primary APNC56-000-988-3661-2
Alternative APNs
  • 05-2N-23-1200-0000-0260
  • 23N205120000000260

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories1 Story
Building Area2,226 sqft Living Area
Gross Area2,797 sqft
1st Floor Area2,226 sqft
FlooringCarpet
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2015
Effective Year BuiltEffective 2015
Exterior MaterialBrick
Roof TypeGable/Hip
Roof MaterialWood
Lot Area6,999 sqft (0.161 acres)
Garage TypeAttached
Garage Area440 sqft
PorchFinished/Open Porch
Porch Area87 sqft
Patio Area44 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address4604 HERMOSA RD
CityCRESTVIEW
StateFL
Zip32539-6734
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionDUGGAN POND EST LOT 26
Legal Range23W
Legal Township02N
Legal Section05
Legal SubdivisionDUGGAN POND EST
Legal Lot Number26
JurisdictionOKALOOSA FL
Township / Civil DivisionCRESTVIEW
Census Block Group1
Census Block1017
Census Tract20702

Owner

4604 Hermosa Rd is owned and occupied by two individuals who bought it in June 2015.

Source: Okaloosa County records, as of August 27, 2026

Owner of Record2 Individual Names on File
Mailing Address4604 HERMOSA RD, CRESTVIEW, FL 32539-6734
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 5, 2015 · Amount on File
Deed SaleJun 5, 2015 · Amount on File
Prior SaleMar 6, 2009 · Amount on File
Deed Document Number20153001370
Deed Book / Page3201 / 1979
Prior Transfer DateMar 31, 2010
Prior Transfer Doc0029300431
Record UpdatedOct 29, 2026

July 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOKALOOSA FL
Property Address4604 HERMOSA RD, CRESTVIEW, FL 32539-6734
Document Number0033122030
Book / Page003312 / 002030
Instrument DateJul 26, 2017
Transaction TypeMortgage
Record UpdatedDec 8, 2017
Title CompanyOTHER

Transferred To (Grantee/Buyer)

NameVerified Name
Address4604 HERMOSA RD CRESTVIEW FL 325396734, CRESTVIEW, FL 32539-6734

Mortgage

Document Number0033122030
DateAug 8, 2017
Book Page003312/002030
Instrument3152655
Lender
NameMAJESTIC HM LNS
TypeFunding / Finance Company
AddressONTARIO, CA 91761
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueAug 7, 2047
Interest
Rate TypeAdjustable Rate
Rate2.75%

Tax Assessment & Valuation

The 2025 property tax bill for 4604 Hermosa Rd was $124 with exemptions applied.

Source: Okaloosa County assessment roll, as of December 31, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyOkaloosa County
Unified School DistrictOkaloosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$124.00 Homeowner's exemption Veteran's exemption$224,182$298,475 Land $47,080 Building $251,395
2023$108.00 (+2.86%) Homeowner's exemption Disabled Person's exemption Veteran's exemption$211,518 (+3%)$320,684 (+7.84%) Land $40,000 Building $280,684
2022$105.00 Homeowner's exemption Disabled Person's exemption Veteran's exemption$205,357$297,367 Land $34,078 Building $263,289

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4604 Hermosa Rd in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 8, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 31 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies31 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4604 Hermosa Rd is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 66% of the US · lower than 91% of Florida
Wildfire Likelihood0.03% annual chance
ExposureIndirect
within ember reach
Adjoins Burnable LandYes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemOKALOOSA COUNTY MID SYSTEM (CRESTVIEW)
serves 7,593 people · EPA ID FL1464044
Water SourceGroundwater
Last State InspectionApr 2023
Lead3 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 220 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
LiveOak Fiber
Fiber		5,000 / 5,000
Cox Communications
Cable		2,000 / 35
Verizon
Fixed Wireless		300 / 20
AT&T
Fixed Wireless · Fiber in parts of the area		100 / 20

May also be available: CenturyLink.

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