4609 Hammock Cir, Delray Beach, FL 33445 Property Records

Palm Beach County property record for 4609 Hammock Cir, Delray Beach, FL 33445

Property Summary

Property Type	Zero Lot Line
Details	3 bd · 2 ba · 1,567 sqft · built 1998
Lot Size	0.133 acres (5,798 sqft)
Owner	Individual Name on File
Last Sale	$455,000 (Jun 2021)
Tax Bill	$8,133 (2025)
Deeds & Mortgages	Jun 2021 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`12-42-46-25-16-000-1340`

Property Details

APN / Parcel Number

Primary APN	`12-42-46-25-16-000-1340`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,567 sqft Living Area
Gross Area	2,187 sqft
1st Floor Area	1,567 sqft
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1998
Effective Year Built	Effective 2003
Exterior Material	Stucco
Construction Type	Concrete Block
Roof Type	Wood Truss
Roof Material	Tile
Lot Area	5,798 sqft (0.133 acres)
Garage Area	420 sqft
Porch	Open Porch
Porch Area	200 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air
Heating Fuel	Electric

Location & Zoning

Street Address	4609 HAMMOCK CIR
City	DELRAY BEACH
State	FL
Zip	33445-5310
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Zero Lot Line
Local Zoning Code	PRD-5
Legal Description	HAMMOCK RESERVE LT 134
Legal Range	42E
Legal Township	46S
Legal Section	25
Legal Subdivision	HAMMOCK RESERVE
Legal Lot Number	134
Jurisdiction	PALM BEACH FL
Township / Civil Division	BOYNTON BEACH-DELRAY BEACH
Census Block Group	4
Census Block	4010
Census Tract	6912

Owner

4609 Hammock Cir, a zero lot line, is owned and occupied by an individual who bought it in June 2021.

Source: Palm Beach County records, as of December 8, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	4609 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 17, 2021 · Amount on File
Deed Sale	Jun 17, 2021 · Amount on File
Prior Sale	Apr 21, 2011 · Amount on File
Deed Document Number	20210283456
Deed Book / Page	32598 / 1890
Record Updated	Jun 8, 2026

June 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	PALM BEACH FL
Recording Date	Jun 17, 2021
Property Address	4609 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310
Document Number	0325981890
Book / Page	32598 / 1890
Map Reference	MB 80 PG 166
Instrument Date	May 18, 2021
Instrument	20210283456
Transaction Type	Transfer
Record Updated	Jul 12, 2021
Title Company	ZING TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$3,185.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	5 COMTOIS RD, 5, MANALAPAN, NJ 07726-6029

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4609 HAMMOCK CIR, DELRAY BEACH, FL 33445-5310

Mortgage

Document Number	325981893
Date	Jun 17, 2021
Instrument	32598/1893

Lender

Name	GUARANTEED RATE INC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 4609 Hammock Cir was $8,133 with a homeowner's exemption.

Source: Palm Beach County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Palm Beach County
Municipality	Delray Beach City
Unified School District	Palm Beach County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$8,133.00 Homeowner's exemption	$460,842	$492,095 Land $168,323 Building $323,772
2023	$7,757.00 (+1.07%) Homeowner's exemption	$434,810 (+3%)	$454,485 (+4.45%) Land $154,824 Building $299,661
2022	$7,675.00 Homeowner's exemption	$422,146	$435,135 Land $179,495 Building $255,640

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 4609 Hammock Cir in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective September 24, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 46 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	46 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 4609 Hammock Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DELRAY BEACH PUBLIC WATER SYSTEM serves 69,754 people · EPA ID FL4500351
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	4 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	5 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 195 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

May also be available: Hotwire Communications.

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